Maruti Insurance — Claim Declining Due to Covid -19 lock down

Address:Bangalore

HI,
I have Celerio vehicle KA51 MJ3273, have ICICI Lombard, last year due to covid1-9 lock down I am not able to renew my insurance within time period and hence not able to claim my 30% damage in my left side of vehicle, this month accident happened and damaged in same side near the areas, now Insurance totally declined .

I am surprised to see this nature of Maruti Suzuki insurance department, due to covid-19 they should help more, instead they are luting people, I will definitely register complaint in grievance department of govt of India.

I need a immediate help from Maruti Insurance if not then complaint
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Maruti Insurance customer support has been notified about the posted complaint.
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Dear Team

Please note case has been logged under ticket number :- MI[protected] and was forwarded to insurance company .

Please find below remarks from Insurance team.

"1) Below mention claim intimated with us on 28/06/2021 and accident date is 02/06/2021 and 26 days delay in intimation. 2) Survey done on 29/06/2021. 3)As per initial survey photos and Break-in photos we find same damages and there is no fresh damages, and also same damage condition. Because of Pre-exhausting damages we are not able to process the same damages and same thing informed to insured."

please note we are again assessing the case under ticket number :- MI[protected] as per customer request for better assistance

further any information in this matter may please contact on 011/022/033/044 – 33774477
HI
First of thank you for taking this complaint, but also not happy that this complaint closed without a single word discussion with customer care .

The reason has given below :-

1. I think all of the people across India know about Covid-19 pandemic and state wise lockdown, curfew which is still there in Bangalore.

2. Due to covid19 lockdown most of Maruti Service center has opened from 23rd June with 50% staff in Bangalore.

3. Damage happened in same side that's why surveyor try to avoid this claim, now it seems,
Example :- if your Left hand finger got broken in your hand you will not get medical insurance for your Left hand in future.

I am totally disagree with the solution. I hope if this is a straight forward clear problem, if Maruti not able to support then definitely need to register in grievance department finally.

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