Maruti Insurance — claim settlement under hdfc ergo

Address:

Haridwar, Uttarakhand, 247667

This is in regards to my claim settlement under zero depriciation policy by hdfc ergo for my car on name of my wife in month of november 2017. I got an accident due to road pits while travelling from dehradun to saharanpur and my car got disbalanced so rt side got damaged due to partial collapsing with rt side overtaking bolero taxi, in whole incidence my right side of car along with driver side door rear door, front bumper back bumper back tail lights and reverse parking sensor, fendor, rear view mirror, rear reflector got damaged now survey was done and surveyor was saying they only settelment my claim for my rear bumper, rear view mirror and right side dent paint back door back panel only. Approved only (New - rear bumper, rh svm only indicator light) & (D/p - rh rear door & rh quater panel only) not ready to settelment claim for rear tail light rear reflactor rear parking sensor front door and and front quarter panel
All this going to cost me a lot inspite of having zero depriciation policy
Surveyor is not ready to hear anything and saying me to go were ever i want with my complaint in this regard and my this claim also got cancelled if i further intervene and i am unable to file any settelment in future too. If indian roads are damaged why should i pay for that. If surveyer had any doubt then he should go and do road survey also with his team?
Please help
Details are as follows

Service tax reg no-aaacn 4165 cst 178 cin no-u99999mh1919g0100
Policy no as 23112
Expiry date 20 nov 18
Policy type-package policy