Max Life Insurance Complaints & Reviews

An agent from max life company called me without any reason for selling insurance then I replied I don't need any insurance. This agent was so irritating even after my refusal he continued insisting me to purchase the insurance. I replied 'No' still he said I shall visit your house lets have a meeting. I said don't come to my house. He didn't listen and reached my house. His name was Aditya Raghav. He introduced himself as Relationship Manager who work in max life insurance company. He then said listen to me about insurance plan then take your decision. Then I was shocked that he was selling insurance of LIC and Bharti Axa companies. He didn't try to sell the insurance of his company. Instead he was insulting his own company. He was telling the shortcomings of his own company and praising other insurance companies specially Bharti Axa. He lied to me Max life company liabilities were going to be sold to Bharti Axa. He said don't invest in Max life policies as your money will go into loss and investment get wasted. Then he started explaining me insurance plans in which one has to pay premium of 2 Lakhs per year for longer duration says 25 years. He was selling 2 policies of Bharti Axa and 2 policies of LIC with a premium amount of 2 Lakhs per year. He said you have to pay premium for 5 years after then I will show up in the system that you have paid the premium and you don't need to pay anything. I clearly said no still he didn't listen to me he continue insisting me. I said I have made the final decision I don't believe you. He got aggressive on me and shouted at me also he had a fight with me. The main point was the person who is not loyal to his company can't be loyal to any customer. He is very shameful and disgusting person. He believes in selling insurance to customers for earning commission from their policies and run away and find new targets. He had no heart feelings as he was selling multiple policies of very higher amount not less than 2 Lakhs. He didn't care how the customer manage to pay the premium. He is interested in emptying the bank balance of customers. He is very mannerless and has no etiquettes how to talk with customer. He didn't know how to maintain good relations with customer although he introduced himself as relationship manager. He was shaking too much while talking and talking baseless. He is completely illiterate. He was behaving like psychopath. His mind is not in a good mental position. He needs mental therapy to recover. If someone is saying that no insurance is needed why he make visit to any person unnecessary without his consent. Actually he was a fraud and need to be put behind bars. It's better to kick him out from here. His contact details are as follows:-

Contact No - [protected]
Email Id - aditya.[protected]@maxlifeinsurance.com
Address - Near EDM Mall

I am paying two years policy, inam asking cancel the policy give money back. They telling it's not possible sir.. Present my insurance agent is trying to take all this money with out my permission

This is Ashok Kumar.My agency code is MAX825270.Please de link my pan from my code.Because company officials are doing Fraud with me in connivance with my son Amit Ghai Ujjivan Bank and others.
Please de link it as soon as possible

Respected sir,
I want to de -link my pan from my Max Life insurance code.My agent code is MAX825270.Max life is doing Fraud with me in connivance with my son Amit Ghai, and fraud bank accounts in Ujjivan Bank and others .They have transferred my commission in fraudulent bank account which does not belong to me .For this, I have also made many complaints .but of no use .As I am a senior citizen person and I am also suffering from many chronic diseases,
So I am requesting you to delink my pan from max code .

Thanks

I called the customer care of the mentioned company to buy a suitable policy for the purpose of ITR. The company send a agent named Aditya Raghav. Then I discussed my requirements with him that I wanted a policy of higher premium with maximum benefits and returns to show the deductions in respective of tax. This agent doesn't listen to me instead recommended me more than 1 policies of different companies of higher premium more than my expectations. He recommended term plan of Rs. 10 cr. He said his company is not profitable. Also he insulted his company. He praised other insurance companies instead namely Bharti Axa, LIC etc. He lied to me that his company's other business ventures are going to be sold to other companies like Max Hospital has been sold to Bharti Axa company(Aditya Raghav Statement). Also, he affected my other policies in maxlife which are going into loss because of him and on the basis of these policies he trapped me and said your policy will go into loss until you doesn't take any policy of higher premiums. He misguided me about the policies that 1 policy of higher premium is not sufficient you have to take 6 policies of higher premium. He sold me 2 policies of maxlife, 2 of bharti axa, 2 of LIC of higher premiums. After selling policies he disappeared never visited my house even once. He is not even picking up my phone. He is cutting my phone call and talking to other customers to trap them and misguide them. He also made false commitments before selling policies he said I will make sure you get higher returns. He trapped me and misguided me due to which I have to take 6 policies from him. He does that for earning higher commission from policies. On the basis of this he get promotion and increment. After 10-12 calls when he pick up my phone he talk very rudely and arrogantly. Also, he doesn't reply to my messages on whatsapp. Before selling policies he was very very active. After selling policy he is treating me like his slave not a client. He also abused me many times. Because of him I have lost around Rs 50 cr. Because of my other business ventures I have recovered my some amount of money. When I asked him he lied to me that my area is extended. He lied that his cousin is expired. He lied his cousin father is expired. He lied he is blessed with a baby boy. I find out from the customer care that statements he made were false and baseless to avoid my calls. But misguidance and lies are not tolerated. He doesn't know how to treat a client and how to behave with them. He has a habit of shooting in the dark. He is capable of nothing. He used to misguide clients for his own benefits. He is completely hollow and has no heart feelings. He gas done fraud with me. I don't know why company is not taking action against this false agent? PFA to know how this cheater agent is behaving with clients. It is requested to take action against agent Aditya Raghav as earlier as possible. Don't send this fraud employee ever again best fire this employee.

Contact details of Aditya Raghav :-
Contact No - [protected]
Email Id -aditya.[protected]@maxlifeinsurance.com

A max life agent came to my house in Jan 2022. He introduced himself as relationship manager actually he is an agent. His name was Aditya Raghav. He said I came to your house to arrange a meeting to inform you that my policies are going into loss, actually true. Then he suggested a method called port in which he said you have to take few policies and he will make a request for this procedure via mail. Then he said port request will be registered at the start of next financial year. He will receive it's documents within 2 weeks at the start of next financial year. He said gave me 4 cheques of Rs 1 lakh. I denied still he started making false commitments that this is one time investment you don't need to pay any amount later on, all your policies will get paid up and all your money will be recovered. Later I found he has not dropped any mail. He played with my emotions and fooled me. He exploited me also harass me later on when I gave cheque to him. I found he was capable of nothing. He was very active on messages, whatsapp, phone calls when I didn't gave any cheque to him. After this he disconnected from me and didn't use any of these stuffs later on. He did this to earn commission from my policies. He talked very rudely. Sometimes cut my phone calls. Stopped messaging me. Blocked me on whatsapp. Still I have not received any documents from your end. Also he sold me 2 policies of Bharti Axa and 1 policy of LIC and 1 policy of maxlife. He didn't told me anything about other companies he had sold insurance, I think he will sold insurance of his company. How a employee of any company selling insurance of its competition?
This procedure was baseless. Also, he is making personal and family reasons to avoid my work. He should be ashamed of himself. He is mannerless and rude agent, doesn't know how to behave with clients. He is careless and irresponsible. Please take action against this agent. Contact No of Aditya Raghav ([protected]).

I had two whole life policies since 2011. One person posing as an employee of Maxlife with all my policies details, my contact nos. came to my residence and made me to opt for other two scheme said to be more beneficial. But actually it is not so. She did not updated my details in the record at Maxlife office as I am informed later by one of Maxlife office processed my loan request. But since 26th May did not got the loan amount credited which was told to credit it to my account within 6 workiing days. As a result I loss around Rs.50000 for the commitment I had on the assurance of Maxlife.

I called the customer care of the mentioned company to buy a suitable policy for the purpose of ITR. The company send a agent named Aditya Raghav. Then I discussed my requirements with him that I wanted a policy of higher premium with maximum benefits and returns to show the deductions in respective of tax. This agent doesn't listen to me instead recommended me more than 1 policies of different companies of higher premium more than my expectations. He recommended term plan of Rs. 10 cr. He said his company is not profitable. Also he insulted his company. He praised other insurance companies instead namely Bharti Axa, LIC etc. He lied to me that his company's other business ventures are going to be sold to other companies like Max Hospital has been sold to Bharti Axa company(Aditya Raghav Statement). Also, he affected my other policies in maxlife which are going into loss because of him and on the basis of these policies he trapped me and said your policy will go into loss until you doesn't take any policy of higher premiums. He misguided me about the policies that 1 policy of higher premium is not sufficient you have to take 6 policies of higher premium. He sold me 2 policies of maxlife, 2 of bharti axa, 2 of LIC of higher premiums. After selling policies he disappeared never visited my house even once. He is not even picking up my phone. He is cutting my phone call and talking to other customers to trap them and misguide them. He also made false commitments before selling policies he said I will make sure you get higher returns. He trapped me and misguided me due to which I have to take 6 policies from him. He does that for earning higher commission from policies. On the basis of this he get promotion and increment. After 10-12 calls when he pick up my phone he talk very rudely and arrogantly. Also, he doesn't reply to my messages on whatsapp. Before selling policies he was very very active. After selling policy he is treating me like his slave not a client. He also abused me many times. Because of him I have lost around Rs 50 cr. Because of my other business ventures I have recovered my some amount of money.
When I asked him he lied to me that my area is extended. He lied that his cousin is expired. He lied his cousin father is expired. He lied he is blessed with a baby boy. I find out from the customer care that statements he made were false and baseless to avoid my calls. But misguidance and lies are not tolerated. He doesn't know how to treat a client and how to behave with them. He has a habit of shooting in the dark. He is capable of nothing. He used to misguide clients for his own benefits. He is completely hollow and has no heart feelings. He gas done fraud with me. I don't know why company is not taking action against this false agent? PFA to know how this cheater agent is behaving with clients. It is requested to take action against agent Aditya Raghav as earlier as possible.

Hello Sir,

My name is Monalisa, D/o Mr. Liaqat Sheikh who has taken Insurance from Max Life Insurance (Policy No.[protected].

1. He has taken the policy[protected] on July 2013 and it will get matured on July 2023.
At the time policy taken, it was said by Insurance agent Ms. Praveen Yasmin & Insurance Officer- Mr. Patnayak that if he pays total 3Lac, in return he will get 6Lac along Bonus amount at the time of maturity.
Now, he has visited the NFC, New Delhi Office (1st Floor, 52-53, Ishwar Nagar, Main Mathura Road) on 16.6.2023 and Max Insurance person said they are not sure about the maturity amount as at the time of policy he was 63 years old which too old for this policy. It is tough to get 3lac in return now.

Once Mr. Anshul Kumar (whose sitting at NFC, Delhi Office, contact no. [protected]) explain the policy no.[protected] to my father where in 2023 he will get INR 4.60 Lac and in 2024 INR 1.25 Lac in his own handwriting with signature. (Attachment for reference).

Please answer -
· Why at the time of maturity of policy, no one is not sure about what would be the matured money? Please share the maturity amount details?
· Why his age being questionable NOW? If he was not fit for the policy then why it is given to him.
· Why false commitment is given to Insurance holder about maturity amount?

2. In the year 2022 March your Max Insurance agent Mr. Anshul Kumar CON my father just to complete his regular targets.
He asked my Father to share of INR 8500 cheque, he said, it is as per the policy rule and same amount being will be return to him as it is just a formality.
But later we found out, he forged us, and enrolled my father in new policy without any information. Where Anshul Kumar himself added “6” in the figure in the cheque on INR 8500 and make it as INR 68500 cheque without informing my father. Now, every year INR 68500 amount being deducted from my father account. Deduction being done twice of INR 68500 on 31.3.2022 and INR 68500 on 31.3.2023 without my father knowledge. Now he is not taking our calls nor meeting at office. It is clearly a fraudulence case.
In addition, till now we do not have any clarity on our new policy[protected] taken on 23.03.2022.

Please answer-
· Please provide policy documents & maturity amount and other details
· What are the premium terms & conditions- as we are not capable to make every year premium of INR 68500.

3. My father is a middle class 73 years old man, he is 4th standard qualified. He is trying to save his single penny. But at the age of 73, renowned company ‘Max Life Insurance” CON my father.
He kept visited the NFC, New Delhi office multiple times from all the way to Faridabad but did not get any concrete answer. Every new person said something new things to him. No support found till date. After complaining about Anshul at your office, no one has taken action against him, he is still working there and must be looted other innocent people money.
It is a complete torture, fraudulence and cheating done by Max Life Insurance Company to my Father.

It’s a request to take legal action against Mr. Anshul Kumar and terminate his service from Max as immediate effect as -
· he CON my father
· giving false information and return amount of the policy
· making manipulation in our Cheque
· without knowledge enroll my father in new policy

We are waiting for your answers along what are the action being taken for Mr. Anshul Kumar.
I have been following up last 20 days at service.[protected]@maxlifeinsurance.com email id but no communication received yet.
At last, taking assistance from here.

Kindly help me in this.
My email id [protected]@gmail.com.

Regards
Monalisa

Dear sir/mam

My name is Shivam pal
And my pan no is-DEJPP3110J
I am join Max life insurance on 05 Feb2021 and my agency code is[protected] but now I am interested to join LIC nd i am also give the resignation to Max life insurance[protected].
But my status also show inforce in irda please kindly change my status and it's not change i am not getting job and i miss the this goldan chance please solve my problem

Am getting calls to remove agent code deactivation process from my max life insurance policy to stop sending bonus and commission to agent. Asked me to fill application and forward other relevant documents. The caller asked me to pay 31, 000 and said will remove agent code from my policy. The caller said his name was Monica and his phone [protected].In the above is for your information and provide me necessary guidance in this regards.

Pls surrender My policy no[protected] due to not able to pay premium

My Policy no is[protected]

I will not pay policy amount . Pls do not auto debit .

Please stop the commission to agent

Sir, I would like to submit my resignation from the post of POS from your company. The agency related matters have been done from Max Life Insurance Company office from Calicut .It started from March to April 2020- NO other details was given to me except Application confirmation No 6665. My PAN : CGTPC7094M
I give my address and Phone Number
Gireesan c
chennan Kattil House
Po Alathiyur, Tirur, Malapuram
Kerala. PH:[protected].
So Please consider this as a request of resignation from POS and issue an NO C to work anywhere and in any company.
Please Reply
My email : [protected]@gmail.com

Do remove the agent policy from my policies.

1.[protected]
2.[protected]

my details are
vyomesh patel
[protected]

Respected sir/madam,
I am mr. Tejasvi sharma
Pan number : KVTPS6708D
My mob number [protected]
I was given licensed advisor code in max life insurance company.
Due to some family concerns couldn't continue it. Now i got noc from that previous company but still my pan number is not terminated in the irdai portal... I kindly request you to do the needful as soon as possible }
Because of my name still showing in irda pan look up... Which shows not yet terminated properly... I am getting trouble in issuance of my new agency code.
So, i am requesting you to please terminate the previous agency code by removing my pan number from irda portal so i can get new agency code . Hope you will accept my request and short out as soon as possible.
I look forward for a positive reply

Applicant information

Applicant name : mr tejasvi sharma
Date of birth. : 16 jan 1996
Type. : individual
Previous insurer
Name. : max life insurance
Previous agent
Code. : MAX950114
Category : life insurance
Mob. : [protected]

Note: attaching
1. Noc copy (Given from previous max life insurance company)
2. Screenshot of my status in pan look up portal

Thanks and regards
Mr tejasvi sharma

Dear Sir/Madam,

Name : Makwana Mukeshbhai jayantilal
Branch : Alkapuri, Vadodara, Gujarat
Emp code: BDR1173
Mo: [protected]
Email:[protected]@outlook.com

With regards I want to say that My name is Mukeshbhai J Makwana and I was employee of Max life insurance with emp code BDR1173 for the period of Nov 2020 to May 2021, I have resigned the job but I was not able to withdraw my Pf amount because pf no allotted to me does not show in epfo services, I want to know the pf amount for my pf no.

So kindly guide me what is exactly establishment code and region of my pf no so that I can process my pf withdrawal.

Regards
Mukeshbhai J Makwana

I vinod I was agent with Max life insurance in the year 2021. But due to some problem. Now my pan card not remove from IRDA portal. Please remove my pan card from IRDA portal.my agent code - max844539. My pan card no - BHLPV1863K

Dear Team,

I wish to withdraw my PF amount.

I have already mailed to [protected]@maxlifeinsurance.com.

There is no response. Pls do the needful.

My Emp Id is : TRI0214.