Max Life Insurance — Got less amount while surrendered than paid for 10yrs premium

Hi, this is V Rajesh kumar, had Policy No:[protected] with max life insurance. Total term of the policy is 20yrs, Commencement date: 24.03.2014. I had paid 10yrs with yearly permium of Rs 24796 no breakdown. Due to financial emergency i have surrendered policy on 28.06.2023 and got Rs2, 15, 551.08 only. But we have paid Rs247960. Instead of getting min bank interest i got less amount than i paid for 10yrs. Which is unethical and fraud.

Hence, request for refund the balance amount Rs 32409.

Attached: last paid receipt, bank letter for settlement.