Myloancare.in / My Finance Care Advisors — 1 year 10 months

Name S KANIKAN
Mailing Address XXXXGANESHA TEMPLE ROADXXXX
Customer ID[protected]
Property Details NA
Property Address NA
Branch BENGALURU
Product DIRECT BUSINESS LOANS
Linked Agreement No. NA
Total Loans 2
No. Of Active Loans 1
No. Of Closed Loans 1
Registered Mobile Number 97XXXXXXXX32
Registered Email ID [protected]@gmail.com
Loan Purpose NA
AMC % NA
LOAN ACCOUNT STATEMENT FOR 404DPS[protected]
LOAN DETAILS
Loan Amount(Rs.) 4, 17, 500.00
Annualised Rate of Interest* 22.00%
Loan Tenor (in months) 59
Total loan amount paid (Rs.) 1, 84, 156.00
EMI Amount (Rs.) 13, 154.00
Previous Amount Received (Rs.) 13, 154.00
Interest Rate Type Fixed
Loan Disbursal Date 31/01/2019
Interest Start Date 04/02/2019
First Due Date 02/03/2019
Last Instalment Due Date 02/01/2024
Status Active
Outstanding Loan Amount (Rs.) 5, 00, 087.00
Future Instalment Number 39
Future Principal Component (Rs.) 3, 57, 860.00
Future Interest Component (Rs.) 1, 42, 227.00
Processing Fee/ Upfront Charges/ Switch Fee for loan variant conversion (Rs.) 11, 563.00
Interest paid by Mfgr./Dealer upfront (Rs.) 0.00
Available Limit (Rs.) 0.00
Repo Status NA
Repo Date NA
Sale Date NA
Release Date NA
*For Loan against Gold Jewellery, applicable rate of interest will vary basis your
repayment date as per the interest rate table communicated in the Application form
cum terms and conditions and the Gold Deposit Receipt.
LOAN FINANCIAL SUMMARY AS ON 13/10/2020
Component Due (Rs.) Receipt (Rs.) Overdue (Rs.)
Instalment Amount 1, 97, 310.00 1, 84, 156.00 13, 154.00
Principal Component 59, 640.00 85, 799.00 -26, 159.00
Interest Component 1, 37, 670.00 98, 357.00 39, 313.00
Late Payment Penalty 1, 267.00 0.00 1, 267.00
Bounce Charges 39, 000.00 0.00 39, 000.00
Other Receivables 0.00 0.00 0.00
Unadjusted Amount 0.00 - -
Other Payables 0.00 - -
NET RECEIVABLE (Rs.) 53, 421.00
LOAN TRANSACTION DETAILS BETWEEN 31/01/2019 TO 13/10/2020
TRANSACTION
DATE
VALUE DATE PARTICULARS
DEBIT
(Rs.)
CREDIT
(Rs.)
31/01/2019 31/01/2019
Amt Financed- Payable
(404DPS[protected])
0.00 1, 88, 237.00
31/01/2019 31/01/2019
Amt Financed- Payable
(404DPS[protected])
0.00 2, 29, 263.00
31/01/2019 31/01/2019 Cpp Shield- Due (404DPS[protected]) 5, 500.00 0.00
31/01/2019 31/01/2019
Document Processing Charges Deducted
From Loan Amount
1, 710.00 0.00
31/01/2019 31/01/2019
Hdfc Credit Protection Plus- Due
(404DPS[protected])
12, 000.00 0.00
31/01/2019 31/01/2019
Processing Fees/ Upfront Charges
Deducted From Loan Amount
9, 853.00 0.00
31/01/2019 31/01/2019 Stamp Duty Deducted From Loan Amount 200.00 0.00
02/03/2019 07/03/2019 EMI No. 1 Due on[protected]:00:00 13, 154.00 0.00
02/03/2019 07/03/2019
Payment Received for EMI Dated 2019-03-
02 00:00:00
0.00 13, 154.00
02/04/2019 05/04/2019 EMI No. 2 Due on[protected]:00:00 13, 154.00 0.00
02/04/2019 05/04/2019
Payment Received for EMI Dated 2019-04-
02 00:00:00
0.00 13, 154.00
05/04/2019 05/04/2019 Bounce Charges for EMI Month APR-2019 3, 000.00 0.00
05/04/2019 05/04/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
11/04/2019 11/04/2019
Amount Received By Cheque Receipt No. (
164259 )
0.00 13, 154.00
30/04/2019 02/04/2019 Penal Overdue Charges 94.00 0.00
02/05/2019 25/05/2019 EMI No. 3 Due on[protected]:00:00 13, 154.00 0.00
02/05/2019 07/05/2019
Payment Received for EMI Dated 2019-05-
02 00:00:00
0.00 13, 154.00
07/05/2019 07/05/2019 Bounce Charges for EMI Month MAY-2019 3, 000.00 0.00
07/05/2019 07/05/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
25/05/2019 25/05/2019
Cash Rcvd Vide Receipt No.M28364511
INR 13, 154.00
(404DPS[protected])PAYGATE-
0.00 13, 154.00
31/05/2019 02/05/2019 Penal Overdue Charges 240.00 0.00
02/06/2019 07/06/2019 EMI No. 4 Due on[protected]:00:00 13, 154.00 0.00
02/06/2019 07/06/2019
Payment Received for EMI Dated 2019-06-
02 00:00:00
0.00 13, 154.00
07/06/2019 07/06/2019 Bounce Charges for EMI Month JUN-2019 3, 000.00 0.00
07/06/2019 07/06/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
30/06/2019 30/06/2019
Cash Rcvd Vide Receipt No.M30107809
INR 13, 154.00
(404DPS[protected])PAYGATE-
0.00 13, 154.00
30/06/2019 02/06/2019 Penal Overdue Charges 292.00 0.00
02/07/2019 05/07/2019 EMI No. 5 Due on[protected]:00:00 13, 154.00 0.00
02/07/2019 05/07/2019
Payment Received for EMI Dated 2019-07-
02 00:00:00
0.00 13, 154.00
05/07/2019 05/07/2019 Bounce Charges for EMI Month JUL-2019 3, 000.00 0.00
05/07/2019 05/07/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
20/07/2019 20/07/2019
Amount Received By Cheque Receipt No. (
[protected] )
0.00 13, 154.00
20/07/2019 20/07/2019 Ecs Zero Bucket Success 0.00 13, 154.00
31/07/2019 02/07/2019 Penal Overdue Charges 158.00 0.00
02/08/2019 02/08/2019 EMI No. 6 Due on[protected]:00:00 13, 154.00 0.00
02/08/2019 07/08/2019
Payment Received for EMI Dated 2019-08-
02 00:00:00
0.00 13, 154.00
07/08/2019 07/08/2019 Bounce Charges for EMI Month AUG-2019 3, 000.00 0.00
07/08/2019 07/08/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
12/08/2019 12/08/2019 Amount Adjusted 13, 154.00 13, 154.00
12/08/2019
Overdue Charges3 Waived Off
(404DPS[protected])
0.00 37.00
12/08/2019
Overdue Charges3 Waived Off
(404DPS[protected])
0.00 45.00
12/08/2019
Overdue Charges3 Waived Off
(404DPS[protected])
0.00 14.00
02/09/2019 06/09/2019 EMI No. 7 Due on[protected]:00:00 13, 154.00 0.00
02/09/2019 06/09/2019
Payment Received for EMI Dated 2019-09-
02 00:00:00
0.00 13, 154.00
02/10/2019 06/10/2019 EMI No. 8 Due on[protected]:00:00 13, 154.00 0.00
02/10/2019 06/10/2019
Payment Received for EMI Dated 2019-10-
02 00:00:00
0.00 13, 154.00
02/11/2019 12/11/2019 EMI No. 9 Due on[protected]:00:00 13, 154.00 0.00
02/11/2019 05/11/2019
Payment Received for EMI Dated 2019-11-
02 00:00:00
0.00 13, 154.00
05/11/2019 05/11/2019 Bounce Charges for EMI Month NOV-2019 3, 000.00 0.00
05/11/2019 05/11/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
12/11/2019 12/11/2019 Spl Hit 0.00 13, 154.00
30/11/2019 02/11/2019 Penal Overdue Charges 88.00 0.00
02/12/2019 30/12/2019 EMI No. 10 Due on[protected]:00:00 13, 154.00 0.00
02/12/2019 04/12/2019
Payment Received for EMI Dated 2019-12-
02 00:00:00
0.00 13, 154.00
04/12/2019 04/12/2019 Bounce Charges for EMI Month DEC-2019 3, 000.00 0.00
04/12/2019 04/12/2019
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
31/12/2019 30/12/2019
Amount Received By Transfer Receipt
No.[protected] INR 13, 154.00
(404DPS[protected])CBC
0.00 13, 154.00
31/12/2019 02/12/2019 Penal Overdue Charges 254.00 0.00
02/01/2020 29/01/2020 EMI No. 11 Due on[protected]:00:00 13, 154.00 0.00
02/01/2020 04/01/2020
Payment Received for EMI Dated 2020-01-
02 00:00:00
0.00 13, 154.00
04/01/2020 04/01/2020 Bounce Charges for EMI Month JAN-2020 3, 000.00 0.00
04/01/2020 04/01/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
29/01/2020 29/01/2020
Amount Received By Transfer Receipt
No.[protected] INR 13, 154.00
(404DPS[protected])EMI
0.00 13, 154.00
31/01/2020 02/01/2020 Penal Overdue Charges 237.00 0.00
02/02/2020 06/02/2020 EMI No. 12 Due on[protected]:00:00 13, 154.00 0.00
02/02/2020 06/02/2020
Payment Received for EMI Dated 2020-02-
02 00:00:00
0.00 13, 154.00
02/03/2020 04/03/2020 EMI No. 13 Due on[protected]:00:00 13, 154.00 0.00
02/03/2020 04/03/2020
Payment Received for EMI Dated 2020-03-
02 00:00:00
0.00 13, 154.00
04/03/2020 04/03/2020 Bounce Charges for EMI Month MAR-2020 3, 000.00 0.00
04/03/2020 04/03/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
30/03/2020
Installment Amount Rescheduled
(404DPS[protected])
0.00 13, 154.00
02/04/2020 03/04/2020 EMI No. 14 Due on[protected]:00:00 13, 154.00 0.00
02/04/2020 03/04/2020
Payment Received for EMI Dated 2020-04-
02 00:00:00
0.00 13, 154.00
03/04/2020 03/04/2020 Bounce Charges for EMI Month APR-2020 3, 000.00 0.00
03/04/2020 03/04/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
26/04/2020
Installment Amount Rescheduled
(404DPS[protected])
0.00 13, 154.00
02/06/2020 05/06/2020 EMI No. 16 Due on[protected]:00:00 13, 154.00 0.00
02/06/2020 05/06/2020
Payment Received for EMI Dated 2020-06-
02 00:00:00
0.00 13, 154.00
04/06/2020 05/06/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
05/06/2020 05/06/2020 Bounce Charges for EMI Month JUN-2020 3, 000.00 0.00
30/06/2020
Installment Amount Rescheduled
(404DPS[protected])
0.00 13, 154.00
02/07/2020 02/07/2020 EMI No. 17 Due on[protected]:00:00 13, 154.00 0.00
02/07/2020 02/07/2020
Payment Received for EMI Dated 2020-07-
02 00:00:00
0.00 13, 154.00
02/08/2020 05/08/2020 EMI No. 18 Due on[protected]:00:00 13, 154.00 0.00
02/08/2020 05/08/2020
Payment Received for EMI Dated 2020-08-
02 00:00:00
0.00 13, 154.00
05/08/2020 05/08/2020 Bounce Charges for EMI Month AUG-2020 3, 000.00 0.00
05/08/2020 05/08/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
31/08/2020
Installment Amount Rescheduled
(404DPS[protected])
0.00 13, 154.00
31/08/2020
Overdue Charges3 Waived Off
(404DPS[protected])
0.00 254.00
31/08/2020 02/08/2020 Penal Overdue Charges 254.00 0.00
02/09/2020 02/09/2020 EMI No. 19 Due on[protected]:00:00 13, 154.00 0.00
02/09/2020 02/09/2020
Payment Received for EMI Dated 2020-09-
02 00:00:00
0.00 13, 154.00
02/10/2020 06/10/2020 EMI No. 20 Due on[protected]:00:00 13, 154.00 0.00
02/10/2020 06/10/2020
Payment Received for EMI Dated 2020-10-
02 00:00:00
0.00 13, 154.00
06/10/2020 06/10/2020 Bounce Charges for EMI Month OCT-2020 3, 000.00 0.00
06/10/2020 06/10/2020
EMI dated[protected]:00:00 Bounced
(Insufficient Funds)
13, 154.00 0.00
Moratorium given for 1 month and interest of Rs.6314 capitalized on 02-MAR-2020 due to covid19.
Moratorium given for 1 month and interest of Rs.6430 capitalized on 02-APR-2020 due to covid19.
Moratorium given for 1 month and interest of Rs.6548 capitalized on 02-MAY-2020 due to covid19.
Moratorium given for 1 month and interest of Rs.6668 capitalized on 02-JUN-2020 due to covid19.
Moratorium given for 1 month and interest of Rs.6674 capitalized on 02-AUG-2020 due to covid19.
Note:
1. All values are as per BFL's records on the date of generating the SOA
"Instalment" means the equated monthly instalments of the loan amount to be paid as per the
repayment schedule
2.
Do keep your Customer Id handy for easy and quick access to your loan account information.If in case
you do not have this information, all you need to do is SMS key words such as CUSTID or LAN to + 91-
[protected] from your registered mobile number.Alternatively you can also log on to our Portal -
Experia www.bajajfinserv.in/ finance
DISCLAIMER :-
This is a system generated 'Statement Of Account' hence, needs no signature.In case, any discrepancy is
noticed by the Borrower in this 'Statement Of Account' it should be brought to the notice at Bajaj Finance's
nearest Branch Office, or Borrower may write to [protected]@bajajfinserv.in within 10 (TEN) days from the date of
last entry made in the said 'Statement Of Account' failing which, this, 'Statement Of Account' will be deemed
to be accepted by the 'Borrower'.