[Resolved]  Nsdl E-Governance Infrastructure — pan card misuse

Address:

Kavimani Salai, Chennai, Tamil Nadu, 600037

I'm premkumar,
I while incidentally checking for my cibil score found out that it is low as 671, then on further look up at cibil report i found out that a loan has been issued against my pan card without my notice and the faulty repayment by the fraudster was the reason for the lower cibil score, i have never taken any loans nor used any credit cards till dat. How do i end this problem and improve my cibil score and safeguard me from future scams, pls help me, thank in advance