Oriental Insurance Company — Vehicle insurance claim settlement

Address:

Kollam, Kerala, 691501

Claim settlement of vehicle no kl24 - 5913 policy no.441492/31/2017/5
Cl no.441492/31/2017/000021.
Insured amount rs.449000/-
Repairing estimate received from dealer / service center rs.807268.06
Assessment of loss report from insurance survivor rs.268179.71 - depreciation rs.125216.64
Re-viced assessment of loss from oriental insurance rs.445805.08 - depreciation rs.179500.36
Since the said vehicle's engine all parts in the engine room, dash, frond part & frond tires were fully damaged.
After submitting all the papers including the reports from police & fire force, the company is not agreeing to settle my genuine claim.
They are insisting for repair - which will double my loss more than the insured amount.
Kindly do the needful to settle claim.
Truly
Mariam shibu mathew