ICICI Bank — Posdec chg

Address:Bangalore, Karnataka

My name is ravisabbavarapu and i'm holding a salary in icici bank for the past 2 years. i just saw today when i checked my account online, that twice i have been charged posdec chg of rs. 28.09 each on september 16th 2013 and the description says:

2 16/09/2013 posdec chg/23-08-13/9248/25st3 dr inr 28.09
3 16/09/2013 posdec chg/23-08-13/9248/25st3 dr inr 28.09
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Rs 28 was deducted twice from icici bank account, it was written POSDEC CHG, I don't what it is. ICICI bank deducting my money unfairly. I need explanations for this.
Rs 28 was deducted twice from ICICI bank account, it was written POSDEC CHG. I don't know what it is about . ICICI bank deducting my money unfairly. I need explanations for this.

I had called customer care 3 times and there customer care machines were facing technical difficulties and these calls cost me around 50 bucks .

IVR system of ICICI is worse.
I had forwarded the mail to above said email . Waiting for positive reply .
27-July-2012 Five times POSDEC CHG/27-07-12/2236/25ST3 has been deducted from my account.
I was not at all aware of this and was not aware what is this.They didn't even mention what type of transaction is that.
Rs 28.09 was deducted thrice from icici bank account, it was written POSDEC CHG, I don't what it is. ICICI bank deducting my money unfairly. I need explanations for this.
On 12/10/2012 POSDEC CHG/07-09-12/1131/25ST3 of Rs- 28.09 has been deducted three times why and customer care people telling that minimum balance one reason second one i try to withdraw more amount through card swiping and there is no balance in my account but unfortunately at that time am having balance in my account.as on 13/10/12 my account was nill due to that another deduction of 28.09 is pending kindly help me how can i get back the amount.
Rs 28.09 deducted as POSDEC CHG from my debit card saving account. I want to know what is this and why is this deduction as I searched on icicibank.com there is no such term.
Rs. 28.09 was deducted twice from my ICICI bank account, it was written POSDEC CHG. I don't know what it is about and why have been an uninformed deduction made from my account.
Amount of 28.09 was deducted from my ICICI Bank account stating POSDEC CHG. what's that and i need explanation for this and my money back
rs 28.09 deducted twice from my icici bank account without informed me..the code was posdec chg..pls tell me what is this
I too have got deduction under POSDEC CHG of Rs 28.09
Please tell the details of such kind of dudctions.
Rs 28.09 was deducted thrice from ICICI bank account, it was written POSDEC CHG. I don't know what it is about . ICICI bank deducting my money unfairly. I need explanations for this.

I had called customer care 5 times and there customer care machines were facing technical difficulties and these calls cost me around 25 INR .

IVR system of ICICI is worse.
I have sent the mail to [protected]@icicibank.com also and waiting for the positive responce.

ICICI Bank deducting from account amount without any reason. I lost my amount many times. 2 times they deducted the same amount twice. This time it is showing as POSDEC chjarge. I'm fed up.
I need a permanent solution to this.

Details: POSDEC CHG/19-04-13/3161/25ST3 28.09
Branch Id : 1190 Account Id :[protected]
Hello Sir/Mem,
My Name is Shashank Kulshrestha.I am from Bhopal (M.P.), In my account no.[protected], Rs 28.09 was deducted 17 time from icici bank account, it was written POSDEC CHG, I don't what it is. this amount deduct from 22/05/2013. ICICI bank deducting my money unfairly. I need explanations for this and Please refund my all amount which is deduct by you.
My Mobile Number is +91-[protected]
ICICI has deducted Rs. 28.09 a total of four times in a single day. What is this about? I need an explanation and ICICI has to credit that money back.
"POSDEC CHG" refers to Point of Sale (POS) Decline Charges. This happens when there is no sufficient balance in your account but you use your ATM/Debit card for payment at a store. Yes, there is a fine for swiping your card if sufficient balance is not there compared to the amount you are trying to pay for using your card. The charge is around Rs. 28/- (June 2013). The problem is that, the executives at the store try to swipe repeatedly if a transaction is declined and hence you will be charged the number of times it was swiped.

Refund: If you call the Customer Care on this, they will be able to refund only for 'ONE' transaction. So better be careful and keep track of your account balances to avoid these charges.
what is the sufficient balance limit for salary account? 3 times a day it was debited from my acccnt. Never experienced this with anyother bank before.
Rs 28.09 was deducted from ICICI bank account, it was written POSDEC CHG/16-06-13/4753/25ST3, I know what it is about . ICICI bank deducting my money unfairly. I need explanations for this.
Even my bal has been deducted saying POSDEC CHG but I did not made any kind of debit purchase withmy ballow then what is the reason for deducting my money. I want that back.

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