Punjab And Sind Bank — refund

Address:

Ghaziabad, Uttar Pradesh

I shopped on myntra and did a payment of ₹419. Then i cancelled the product as i no longer wanted it. I paid through paypal by rupay debit card. Myntra issued refund on the same day of cancellation and also on paypal app the refund statement status is showing completed or refunded. But the refund is not credited in bank. I don't know why the refund is not credited or the bank taking much time