[Resolved] Punjab National Bank Housing Finance [Pnbhfl] — Punjab National Bank Housing Finance [PNBHFL] Huge insurance premium added along with the Sanction letter | |||||
I have applied for Home loan at PNBHFL in Bangalore, BTM Layout. And to my surprise, in the sanction letter I see a very high amount towards insurance premium which I have not even opted for. Suddenly they have added 1, 80, 000 towards insurance amount to home loan in sanction letter. After consulting with few people I came to know that, under RBI insurance act laws, no bank can force customers for insurance policies with home loan. After i said that to executive, now he is forcing me to take property insurance saying it is mandatory. I will not be able to take the insurance policy mentioned in the initial sanction letter as wells as property insurance, both. I am going to sign the Loan agreement on Thursday, So I am requesting you to please check and revise the sanction letter without any insurance premiums added.Hence Please help us continue smoother relationship with PNBHFL. My loan reference detail is: HOU/BAN/0217/351326 Was this information helpful? | |||||
May 24, 2017 Complaint marked as Resolved Punjab National Bank Housing Finance [PNBHFL] customer support has been notified about the posted complaint. Verified Support Apr 19, 2017 Punjab National Bank Housing Finance [PNBHFL] Customer Care's response Dear Sir, We are in receipt of your query. We sincerely apologize for the inconvenience caused to you. Our official will soon get in touch with you. You may also write to us with your concern and details at customer.[protected]@pnbhousing.com . We solicit your cooperation in the interim. Regards, Team PNB Housing Verified Support Aug 21, 2017 Punjab National Bank Housing Finance [PNBHFL] Customer Care's response Dear Sir, This is with reference to your query. We understand that our official has spoken to you in this regard. Trust the matter stands addressed. Assuring you best of services. Please write to us at customer.[protected]@pnbhousing.com for further queries, if any. Team PNB Housing | |||||
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PNBHFL is fraud bank, a big cheater. BTM layout branch stands No.1 in that.
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