RBL Bank — rbl bank - credit card settlement

Address:

Thane, Maharashtra, 400612

Respected sir/madam,

I'm writing this mail regarding my credit card outstanding. My credit card ending 8285 is having total outstanding of rs.45, 966 however the card limit is rs.36, 000/-.

This is to inform that me and my family has been fallen under a very hard financial situation in recent time due to some crisis. And in addition i lost my job as a result i'm unemployed since more than 11 months now. As a only earning member my family is surviving on the very edge basis.

I want settlement, as i can pay around 30% of the outstanding as i'm not in the position to pay full.
I suggested the recovery team also on the same.

However the field collection team using very abusive language by coming at my residence address. And they are threating us that they will ask and pressurized my neighbours to collect the money from them which is very unethical practice. They are threating the ladies in my house in my absence. Just because my family is in hard situation they are not taking any legal action. However it doesn't mean they will not do. I'm requesting to please do one time settlement of the same.

If you're ready for settlement they i can be able to do same by borrowing some fund from my friends or relatives in week time. Please let me know.

Thanks,
Akshay p