Dear sir,
I am writing with this regards to my credit card bill payment. My credit card number is xxxx-xxxx-xxxx-0823. I recently received a bill of amount rs. .84, 675.41/-.
This is to inform you that i cannot pay this amount as my family has fallen under hard time in recent months & i lost my job and not getting job for last 7 months we borrow money from friends and relatives for surviving, so i do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.
I can able to give 30% of my debts. If agree to settle with this amount, i shall be clearing their dues within the next 15 business days. More than 30% is not affordable for me in the present situation.
I am ready to settle this as soon as i get the confirmation from your side.
Please know that i have appreciated the patience and professionalism that your staff has given in this process, and that this correspondence has been sent. I am sincerely obliged to you for your help and corporation.
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