Reliance General Insurance — Reliance General Insurance is cheating by telling that not eligible for claim

Address:Ernakulam, Kerala

Dear sir, I had a bike accident on 23rd December 2015 3.50pm and my left hand having fracture but bike having slight scratches. on hospital i have paid 63000rs as medical bill. For my bike having Reliance General insurance : Motor Cycle/Scooter Comprehensive Policy, Policy Number : [protected]. I have requested for claim but now they are telling that i will get medical claim only if i had permanent loss on injury but when i took policy they have informed that - Death of or bodily injury to any person so far as it is necessary to meet the requirements of the Motor Vehicle Act, 1988. Insurance company's name : Reliance General insurance Police number : [protected] Policy holder's name : Ajith Murali Nature of Policy standard : Motor Cycle/Scooter Comprehensive Policy Duration : 17-May-2014 to 16-May-2015 please help me. what shall i have to do now.
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Reliance General Insurance customer support has been notified about the posted complaint.
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Dear Ajit,

As per Motor Personal Accident policy, it does not cover injuries. Personal Accident coverage is payable only in the Death or even in Permanent Total Disability.
The decision is basis on the terms and conditions of the policy.

Regards,
Reliance General Insurance

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