Reserve Bank of India [RBI] Complaints & Reviews

Axis bank sends misleading account balance sms to the customers having flexi fix deposit. The amount is transfered automatically to flexi fix account. The message text is as below.
Balance in savings a/c xxxxxx as of 04-aug-2016 eod is inr 160506.32...
However, the account balance is more than 4 lakh. They dont mention amount moved to fix account and balance there. However after opening internet account total correct balance is displayed.
The less balance sms chilled me several times. A complaint was already lodged and informed to show correct balance but nothing was done.

Dear Team,
My brother take a loan your bajaj finance office nasik personal loan for 5 years period

Actually happened our personal loan department staff come to collect document that time he give me system printed copy about offers so that time he saying me interest rate is 13%p.a but actually loan amts will be changed after approved so interest also change 17% that time ask our person so he saying me amts change that why % also change so I agree this %..our staff saying me 3700 emi per month but after I got message for emi amts will be charged 4200/- per month means total interest 20.31%p.a charge this is totally fraud with me. After I go to office that time staff saying me this is system problem I can"t help but why I am paying you 20.31% interest if you saying me 17% int will be charged so why like this

I can"t pay 20.31% p.a interest because this is totally fraud doing for your end. I have message that time approved 17% int message after you change int without me informed this is not a business.. This is only a fraud act you

So plz kindly request you slove this issue as soon as possible because after you not going any type of action so I am doing court notice you.. But I want solution this issue is our basic

I again request you solve ASAP.

Registered mobile number - [protected]
Regards
Madhav Borse
Nasik
[protected]

Sir company give me reply my mail. So company saying me I will return all money to company after closing my loan but if I have cash so why I am taking loan 17%.. Sir I have cash I am not take loans so plz kindly help me this issue.. My family is meddle class family that why I am taking a loan but company actually wrongly charge me wrong int rate.. I have call recording this company staff with comminction about this issue...

Registered 2 complaints but no satisfactory resolution. First my pension was cut down to half n then when i got a revert the calculation is wrong. This is very frustrating & harassing to keep following up for your own pension.
Your Grievance has been registered vide Registration number DOPPW/E/2016/07723 . Please logon to : http://pgportal.gov.in/pension for any further action.

भारतीय रिजर्व बैं
(RBI) Governor, Dr
Raghuram Govind Rajan Reserve Bank of India
6, Sansad Marg, Janpath New Delhi
OFFICIAL PAYMENT NOTIFICATION
FINANCIAL REGULATIONS AND INCLUSION WORKING TOGETHER AT CROSS PURPOSES: OUR REF: CGN/OHG/OXD1/2016.
Dear Sir/Madam,
We the Reserve Bank of India bring to your notice that you were listed as beneficiary in a scheduled payment of outstanding debts incurred by Lottery Promotion Council-UK. Pending since 2007 to 2016, these funds were sanctioned to be distributed. In this regard, your email ID was awarded and award categorized as: Contract type Unpaid/Undelivered Lottery funds.
On the 4th day of January 2016, the Reserve Bank of India Governor Dr. Raghuram Rajan and the Secretary-General of the United Nations (Mr. Ban Ki-moon) in accord with the UK Lottery Promotion Council, met the Senate Tax Committee on finance regarding unclaimed/ long pending funds. At the end of the meeting, (RBI) Governor, Dr. Raghuram Govind Rajan mandated all unclaimed funds to be released back to UK Lottery Promotion Council, for subsequent payment directly to the beneficiary stating that it is an unfair practice to withhold funds to government treasury, for one reason or the other for tax accumulations.
Winner no: 00027/WB-Winning Ticket no: 76203/PAWB/176.
So we are writing to inform you that the total sum of [500, 000.00 GPB] shall be release and credit to your personal bank account without further delay therefore you are requested to send your details urgently for the transaction.
1.Full Names :
2.Residential Address :
3.Mobile Number :
4.Occupation :
5. Sex:
6. Age:
7. State:
8. Nationality:
9. Marital Status:
10. E-mail id:
11. Bank Name:
12. Account No :
13. Account Holder’s Name :
14. Bank Branch:
Send above details to this email: [protected]@bk.ru

Dr. Peter the assign British Agent to monitor your transaction Foreign Exchange Department.

The reserve bank of india
Electronic transfer dept, 6, sansad marg
Janpath, new delhi, h. o. 110001,
New delhi
Our ref: cub/hog/oxd1/2016
Payment file: rbi/id1033/2014/2016
Payment amount: 500, 000 gbps
Reserve bank of india official payment notification
Dear beneficiary:
The foreign exchange transfer department (rbi) hereby bring to your attention of the payment of your deposited fund here in the rbi, you were listed as a beneficiary in the recent schedule for payment of the past edition email/mobile number award incurred by the british government, which is yet unclaimed up-till date due to some circumstance.

According to your file record; your payment is categorized as: contract type: lottery/inheritance/undelivered lottery fund/
The reserve bank of india (rbi) governor, drraghuramrajan and ban kin-moon secretary-general of the united nations met with the tax committee on finance rbi mumbai/delhi branch. regarding unclaimed funds which have been due for a long run, at the end of the meeting (rbi) governor, drraghuramrajan mandate all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government basket for one reason or the other for tax accumulations. therefore, we are writing this email to inform you that (4croer 76lakhs india rupees) will be release to you in your name, as it was committed by (rbi) governor.
The rbi ordered that the transfer approval and crediting fee is to be paid to the foreign monitoring department before your funds can be transfer successfully and as stated in sec 3 of page 101 (rbi) law initiative that the minimum crediting fees you will have to deposit for the total sum of your amount is rs.17.400/. this amount for crediting fee is refundable and will be credited & added to your account in addition to your [4croer 76lakhs india rupees]. this unit is the authority in charge to endorse your fund transfer certificate & fund release order authorization, to enable us transfer immediately the sum of £500, 000.00 british pounds sterling which is equivalent to [4croer 76lakhs india rupees] to your bank account.in our next e-mail an account information and a telephone number will be send to you and directions on how you can make the required processing approval/crediting fee payment of rs.17, 400 (seventeen thousand four hundred india rupees only). you need to make this payment before your full amount will be transfer to your bank account.
Fill the verification form below for prompt collection of your fund and send to : ([protected]@mit. tc)
1. full names:
2. residential address:
3. mobile number:
4. occupation:
5. sex:
6. age:
7. country:
8. marital status:
9. passport size photo: / scan copy id proof
10. e-mail id:
11. bank name:
12. a/c no:
13. a/c holders name:
14. bank branch:
15. bank swift or ifsc code;
Note: (4croer 76lakhs india rupees) will be transfer directly to your bank account immediately we receive your filled details. also be informed that the assigned british representative to supervise the transfer of your fund from the reserve bank is in the person of: (britishdiplomat) mr mark muna. he will supervise the transfer and all the documents will becourier to you immediately the transfer of your fund is completed to your bank account.

Accept my hearty congratulations once again! and make sure you reply to this email:
Reply to email via : ([protected]@mit. tc)


The management
Dr raghuram g.
R. b. i governor

Dear sir,

After next day he call me (his no. is -[protected]) that please deposited 17400 rs.in a/c no-state bank of india-[protected] ifsc code sbin0000031 a/c holder name is mr. mannu. he was say that this a/ c no. is officers a/c number.

Thanking you,
Akarshika massey
Mob. no-[protected]
[protected]@gmail.com

Yesterday i've received a email from [protected]@mymts.Net. I just trust the mail just because there was many signature of rbi honourable members. I thought it is a true notice and i'm lucky. Later my friend said me it can be a false notice. But then i had already
Been sent my bank and personal details. Please sir/madam rescue me from this fraud case.

I purchased products worth rs 226 from federal bank's merchant - kottakkal arya vaidya sala, madwala, bangalore. I was charged 2% surcharge for using debit card. As per rbi circular dated 17/09/2013, this is illegal. I mentioned this to the merchant to which he acted arrogant. He mentioned that he will not waive the illegal charges he is collecting.
Please do the needful for taking action against the merchant and getting back my money. Here i am attaching the purchase bill and debit card purchasing details.
Regards,
Jisha
[protected]
Jisha. [protected]@gmail.Com

Helo sir/ madam

I recieved a call from ur bank (reserve bank of india) today in the morning for regarding a draft from uk for a lottery winning price of 500, 000/-gbp... ur employee said to deposit a conversion fee of 25000/- to clear this transaction.. iwant to know that from u that is it fake or true... pls let me know what should i do???
Sir oct 15 main ye masege aaya th a


Samsung financial empowerment fortune program ®2015samsung electronics (uk) ltdsamsung house 1000 hillswood drivechertsey surrey kt16 0ps, united kingdommr. george morrison tell : [protected] payment number: nk249naaverification number: nm[protected]pf country: indiadate: 14th october 2015 approval of award winning prize of 500, 000.00 gbp for delivery/transfer. - attention to the owner of this email address-, we
Are in receipt of your e-mail and wish to thank you for your
Co-operation, i wish to inform you that my duties include representing
Your interest and guiding you through claiming your winning cash prize.

I am benificiary of 6.5million us dollars of mrs. Aisha m. Gaddafi. Now it is in rbi. I am getting phone call and message to deposit 23500rupees in a bank account number.
Details of account.

Name:zothan kim
Acc no.[protected]
Bank:state bank of india
Ifsc:sbin0001624
Jnu, new delhi branch

Email address of rbi costomer care unit
Phone number:[protected]

Please convey me whether this is fake or genuine

Sir, / mam

M anantha krishnan working at bsnl chennai telephones

My salary account maintend canara bank shenoy nagar branch

Avings a/c no.[protected]

Dt 01/08/2016 un authoraised persion dabeted rs.4950/- only

Rupees four thousand nine hundred and fifty only.

Nessary action and re pay my account this amount contact no.[protected]

Thank you

I have purchased sovereign gold bond[protected] for rs.2, 08, 000 during february 2016 through vijaya bank rangarajapuram branch, chennai-600 024

I approached vijaya bank on 4th july and asked rs.1 lac loan against sgb. The senior manager, vijaya bank rangarajapuram branch, chennai-600 024 informed me that sgb is not eligible as primary collateral security.

Then i told and shown rbi advertisement in which it wrotes —

"sovereign gold bonds are eligible as collateral for loan just like physical gold." - in physical gold all banks are giving loan - eventhough the sgb is issued by rbi onbehalf of govt. Of india and sold through nationalised banks, post office etc. And depository details maintained by rbi - vijaya bank manager refused to give loan against the sovereign gold bond even for 50% of the value.

Then i made a complaint to ombudsman, rbi, chennai through e'mail and in person

Copy of the complaint letter given below —

From: sugantharajan kss
To: "[protected]@rbi.Org.In"
Sent: monday, 18 july 2016 11:50 am
Subject: complaint against vijaya bank

4th july 2016

From
K. S. S. Sugantharajan
Plot 68, 21st cross street,
Padmavathy nagar extension
Madambakkam, chennai-600 126

To
Ombudsman
Reserve bank of india
Chennai

Dear madam,
Sub: loan against sovereign gold bond - reg.
—

Now i am in need of rs.1, 00, 000/- to repair my building. I request the senior manager rangarajapuram branch, 600024 to sanction a loan of rs.1 lac against my sovereign gold bond bearing no. Sgb[protected] - [protected], dated 8th feb. 2016. I am having sb a/c no.[protected] with vijaya bank, rangarajapuram branch.

The loan amount is below 50% of my gold bond deposit. Kindly advice the sr. Branch manager, vijaya bank to sanction one lac loan against my sgbond[protected]

Thanking you,

Yours faithfully
Kss sugantharajan

=

After sending the e'mail i visited ombudsman office, rbi, chennai. They informed me to see the vijaya bank senior manager again.

Again i met the vijaya bank manager on 8th july. The manager asked me to visit the branch again on 11th or 12th july. I thought the manager will give sgb loan against my sbg certificate, but she never gave when i visited again.

Then i made a complaint to vijaya bank head office as detailed below:

From vijaya bank rangarajapuram branch i purchased sovereign gold bond for rs.2, 08, 000/- on 8th feb 2016. Sgb no.[protected] - [protected]. When i asked one lakh loan against sgb the manager, rangarajapuram refused to give loan. When other banks are giving loan against sgb, why vijaya bank is refusing? In your advt. Folder written the bond is eligible as collateral for loan just like physical gold - the bond is issued by govt. Of india and rbi only maintaining depositories records. Kindly give suitable instructions to the manager rangarajapuram branch to sanction loan against sgb.

=
Vijaya bank head office registered my complaint e'mail —

Your complaint is registered. The complaint reference no is pgrs[protected]. Please note down this complaint number for future reference/ correspondences

Complaint regd on 28thjuly 2016 9.45 am

=

Sir,
Rbi only issued sgb certificate onbehalf of govt. Of india. All other banks are giving loan against sgb certificate, but vijaya bank is not giving - all banks are operating as per rbi guidelines and regulations. I request you to give suitable instructions to vijaya bank to give sgb certificate as primary collateral security to give loan.
Kss sugantharajan
E'mail: [protected]@yahoo.Co.In
F-2 breeze paradise, no.45a, sri sathiya sai nagar 3rd
Main road, rajakilpakkam, chennai-600 073
Cell: [protected] phone:[protected]

Dear sir,
I suffered a loss 20000 due to atm fraud. So i want you to help me in getting my money back in to my account. i have even lodged complain in the branch office.please help me . i am not satisfied from o.b.c bank haridwar branch.these branch not response to me. and the bank staff says, forget these metter .

Now as per your circular on master directions none of banks/financial entities/dp accept ration card as address proof.
When a person shifts his residence from one city/town to another city the first document for address change was ration card. however for change address for bank account/dp account they dont accept ration card.

To change the address in the other ovd prescribed by you those agencies also want proof in ovd only. eb bill, propertytax bill do not give clear full address and further it will be in the name of owner. owners cannot be compelled to enter in to a lease /rent deed and even in such a case it will be on a simple rs.20/- stamp paper without any registration which is not accepted.

For change of address in aadhar, election id what is the basic document to be submitted. if it is ration card then why ration card which was the basic document earlier stipulated by every financial institutions /banks/dp was omitted and not found a place in ovd.
This major shift is creating severe hurdles for opening accounts in banks, change of address for bank accounts/ dp accounts and virtually i was not able to get my address changed to my present city.

Prime minister of our country wants bank accounts to be opened and opening of dp accounts as basic dp account is also tom tommed by government and the irony is hurdles are created by non acceptance of ration card as ovd for the same.
I request you to suggest one base document for any common man who shifted his place of work other than ration card.in such case why ration card should not be accepted as ovd for address proof purpose.


V muthukrishnan
68/1, sunshine apartments
Kattoor road
Pappanaicken palayam
Coimbatore - 641037
Tamil nadu

Mobile: [protected]

Payment file: rbi/id1033/2011/2016, address: 6, sansand marg-110001 new delhi, india
The foreign exchange transfer department (rbi) hereby brings to your attention the payment of your deposited fund here in the rbi. you were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the british government, which is yet unclaimed due to some circumstance according to your file record. your payment is categorized as: contract type: lottery/inheritance/ undelivered lottery fund/
Recently on the 1st january 2016 the reserve bank of india (rbi) governor, dr raghuram g. rajan and ban kin-moon secretary-general of the united nations met with the senate tax committee on finance rbi mumbai/delhi branch regarding unclaimed funds which have been due for a long run. at the end of the meeting (rbi) governor, dr raghuram g. rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e. g., tax accumulations.
Therefore, we are writing this email to inform you that (£500, 000.00gbp) five hundred thousand pounds which is an equivalent to (rs. 4, crore 75, lakhs 40, 330.48/-inr) will be released to you in your name, as it was committed by (rbi) governor that the beneficiary is required to send details to claim this funds immediately within (3-working days) on receiving this mail. important notice: send all details to this email: [protected]@outlook. com
1. full names:
2. residential address:
3. mobile number:
4. occupation:
5. sex: _age:
6. nationality:
7. annual income:
Account name:
Account number:
Bank name and branch:
8. marital status:
9. e-mail id:
10. ifsc code:
11. scan copy of passport photo/id proof:
Important notice: send all details to this email: [protected]@outlook. com

Dear sir tel me it is true or false

Thanks & regards

From shivaji b pawar
Mob. no. [protected]
Mail id [protected]@rediffmail. com

"sugamya bharat" sir, i want to submit a suggestion that a chair in each atm room should be provided for senior citizens & physical handicapped persons who are unable to stand before atm to press varies keys to get cash from atm, which took a time. Further, usually to approach atm, one have to climb steps/stairs but some times there neither ramps nor a railings to climb stairs. Please direct the banks to provide 1. Chair in atm room; 2. Ramps or railing besides stairs. Thanks

Attaching herewith the emails recived at my end relating to the fund transfer from united kingdom. Mrs. Anila kumari of rbi (Said) mob. No.[protected] called at 10.48 am. This day asked to remit rs18, 510. Oo towards deposit conversion & transfer fees. Ms norman mary is the agent and mob no;[protected] contacted at 9.40am.
Any i had conveyed very apt questions asking their soverginity & purity. Demanded the guarantee for the money which they have asked to transfer. Sure of the fact that a role of cheating and many individuals are cheated. Using the logo of reserve bank of india, name of officials & even the photo of rbi governor seems to be high of cheating status and place a question whether rbi is not capable of taking action against these fraudulent activities of fraud personnels especially the foreigners lande in our contry?
Attaching the mails
Thanks, devarajan

Sir, my name is chandra sekhar and today 30th july, 16 I went kokat mahindra bank, dilsukh nagar branch, hyderabad for paying of my credit card bill. Bank cashier has found fake notes and he is giving back to the same person by taking other notes and without taking any actions aginst fake notes. At that time i am infront of that cashier and i asked the question. Then he given answer as i am just giving sir. After that i was raised complaint to kotak bank cust care also. Please take ne essary actions to stop the fake notes. If required you can chech cc cam footage around 11.45am to 12.00pm at cash couner. Dont encourage fake note.. it should be punished. My cont no [protected]

Dear Sir/Madam
Good Day.
My name is Amardeep Singh, I took education loan for my course. after course i did 6 month training and now I am giving exam to get the job. But my bank is not considering 6 month of training as part of my course as without my permission they have started repayment, i already started paying interest. But now they are presurrising me to start repayment, please note i cannot pay loan now as i have not get job till now.
Please guide me to which department of RBI i have to write in details so that the repayment period should be increased.

Sir,
Kindly inform the status of amanath bank settlement, whether going to merge with other bank or jaffer shareef willing to pay the dues to customers.
There is no issue regarding what is happening court will decide or rbi.
Kindly inform as i am one among them who have caught in the ocean for survival of fittest.
I am ashamed to say neither govt. Nor rbi nor media is taking interest since four years.
[protected]@gmail, com
[protected]

Sir
before 2005 rupee does deposit by bank mandsaur m.P. 100/- 500/- & 1000/-
does not deposit any bank at mandsaur why please gideanc this rupee note when deposit at local branch mandsaur dist m.p


narendra kumar nagori
mandsaur m.P
mobile no [protected]