Reserve Bank of India [RBI] Complaints & Reviews

To
The management dept of rbi
Dear sir/ mam!
My name is ravi sehgal s/o late sh. kamal kishor sehgal, add-a-98, first floor, block-a, shastri booth, shastri nagar, delhi.
I had opened an icici bank, pocket account, ac/no[protected], c/id[protected] by mr. govind visht, mob-[protected], sits at pashim vihar branch in icici bank. my problem is no one is replying me related my account blocking issue, i am not able to use my net banking and other facility provided by bank. i have been frustrated by calling related my problem to govind visht, your customer care lines, shakti nagar branch officer's no one is listening my problem n no one is resolving my problem. i have so many accounts in other bank but i have been treated very worst by you. i have connected with you by your brand name but now i have to say that was my very bad day of my life when i connected with you. have i been connected with u for being cheated or being fool n for spoiling my day by calling visiting to your officers n branches. i am understanding that my account is active or block coz i can get statement but i can't use my net banking, atm n other facilities provided by your bank. kindly resolve my problem n do punish to that person who make me fraud n opened a worst account. the person is govind visht, mod-[protected], sits in pashchim vihar branch, at the time of opening this account i have been promised that it is very good bank n provides good facilities but now i have to say that your bank is very bad bank ever in comparison of other banks. i am not able to understand that when i try to use my account for any transaction then u get a notification that my account n client id is blocked, but i can take statement. what is this? is it your tricks to make all clients fool or only i am that poor guy who is suffering this.

Thanks n regards
Ravi sehgal
Mob-[protected].

Reserve bank of india
6, sansand marg-
New delhi- 110 001 india.
Ref: rbi/est/678/a08
Cdd: 2024/6028/14/311
Payment file: rbi/ben/009.
Cc: ref. no: uk:44908rbin


Attn: mr. rahul kumar

This is to notify you that we received a certify bank demand draft (dd) worth of
($1, 000, 000 usd) one million united sate dollars from mr. david m. john from
Samsung co. mobile promo london united kingdom, for immediately process and
Transfer to your local bank account

it will interest you sir to know that, we have received the payment instructions
From from david m. john to immediately transfer the total sum ($1, 000, 000 usd)
One million united sate dollars to your local bank account in your city

Once you comply with these details as it stated in this mail, we will effect the process
Immediately and transfer your total sum of ( ($1, 000, 000 usd) one million united sate
Dollars to your local bank account without any further delay

Below are the requirements needed by us to bring about the details verification as per
The needs and further process of the transferring your fund into your designated local
Bank account

Personal information:

1. full name:-
2. home address:-
3. occupation:-
4. company name:-
5. telephone & fax no:-
6. scan and send your passport or any valid i.d card.
7. processing and registration fees (rs. 18, 999)

Your bank account information
1. your bank name:-
2. bank address:-
3. account name:-
4. account no:-
5. your bank ifsc code:-

As soon as the above mentioned requirements is been completed by you, including
The processing charges received from you end, we will process and credit your of
($1, 000, 000 usd) one million united sate dollars into your local bank
In your city within 24 banking working hours

I will be processing the transferring of your fund into your account as soon as you
Re-confirm the information above.

Waiting for your prompt response

Yours sincerely

Regards

Ms. sonia gupta
Accountant officer/ dr. dr.raghuram
Transfer dept. rbi
Please check and rply [protected]
Mail [protected]@gmail.com

I am still not received any msg still. I was submit my complaint regarding lottery amount on 3rd july 2016. And after it I was received a blank mail from RBI fund transfer on 5th July 2016. And today I am received a msg where ask me to check my Consumer complaint ID. But on my ID still I am not received any msg. I am waiting for RBI advice. But why I receiv the mail today and why I received the blank mail.Give solve my issue

I would like to put up my complaints / grievances which clearly indicate the worst treatment given to me amount to substantial financial losses as well as the mental harassment caused to me. The history of the case is as under: -

1. At the outset I would like to bring to your kind notice that at the inception itself I had taken the Home Loan with FLOATING INTEREST RATE which was disbursed in the month of October, 2011 & the reimbursement commenced in the month of November 2011. The bank authorities were duty bound to convey me the information about interest rate change or any services related to my all three accounts namely, Saving Account, OD Account linked with the said Home Loan Account and the Loan Account for Home Loan Insurance. kindly explain me in writing how the form Annexure B with the heading “Format of Option Letter - Fixed to Floating One time option for existing fixed rate customers to switch over to current floating rate” is applicable to point no. 4 i) Floating Rate of Interest and SBBJ hand written note mention in Arrangement Letter — SBBJ Easy Home Loan

2. The Bank Authorities were very negligent to the recovery so far as the ECS is concerned. The ECS was never deducted from my account in time for which I use to send a reminder by telephone as well as by mail. Apart from the telephone calls, I can produce at least thirty six (36) reminder mails to substantiate my say in the matter. But when the matter came for the levy if interest / penalty, the same bank Officers were prompt & prudent to recover the interest / penalty, which took many more weeks & number of branch visits for its reversion. This has not only resulted in the financial loss but it has caused irreparable mental harassment to me.

3. Apart from this scenario, due to said default from SBBJ, I used to receive the message from SBI Insurance Loan Account (Your Sister Concern), for the payment delay & levy of interest / penalty. On further follow up it took around 3 to 4 months & even till date the same is not yet regularized. I do not know how many more months will it take.

4. One more serious & surprising fact is that the SBBJ Authorities do charge & recover the service charges without giving any services on my BLOCKED & EXPIRED DEBIT CARD. On rigorous follow up I was in a position to get the fresh Debit Card; but the concern Bank Officer was not in a position to explain & quantify the amount of insurance.

5. It was more painful when the Bank Officer was not in a position to explain & work out the amount so recovered from me with the break-up of the principle amount & the interest amount. The Bank Authorities, despite the demand, have never issued the correct final home loan certificate for the respective financial years till date.

6. After getting such embarrassing and irritating services, I lodged a complaint & under the guidance from the Chief Manager of SBBJ, I followed up the matter with the concern Home Loan Department person who was unable to give any concrete reply to my queries to resolve the issues. Apart from the same, he was kind enough to render totally evasive and baseless replies to my grievances.

In the circumstances, I once again request your good selves to look into the matter personally & settle the grievances by refunding the excessive amount wrongly recovered from me with the reasonable 18% compound interest (as applied by the bank) on the accrued amount till the realization of the payment at the earliest; failing which I may be compelled to initiate appropriate action for the same alongwith compensation for the time lapse & mental harassment.

Please treat the matter expeditiously under intimation to me.

This is manjunath i cannot accesing with my Accounts is in State Bank of Mysore [protected], i have send the message also its not vallid so please can u send me mini statement and internet banking to access, please send me my personal mail id [protected]@gmail.com and my contact no-[protected] and my card is very old and i want to replace my card also.

महोदय/महोदया,
सबिनय निवेदन हे कि में रवि कान्त कुमार मेरा
मांग ड्राफ्ट नंबर 939452 खो गया हे जिसके लिए में झरिया शाखा में रद्द करने गया था पर शाखा के कर्मचारी ने जवान दिया कि रद्द नहीं हो पायेगा।
इस सम्बन्ध में मेने शिकायत भी किया था पिछले 30 दिनों से में शाखा सबंधित शिकायत कर रहा हूँ पर शिकायत पर कोई कारवाही नहीं कि जा रही है।
शाखा प्रबन्धक( Dev Chandra Choudhary) ने फ़ोन करके मुझे शाखा में बुलाया और बुलाकर बोले कि आप अपना खाता हमारे शाखा से बंद करवाले या खाता ट्रान्सफर करवाले आपका हमारे शाखा से कोई काम नहीं किया जायेगा और मेरे माँग ड्राफ्ट की कॉपी भी ले लिएहे और मेर द्वारा लिखा हुआ पत्र भी नहीं दिए और मुझे अपमानित करने के लिए बिना सी.सी कैमरा वाली कमरे में लेजाकर मेरे साथ बतमीजी की आप चाहे तो सी सी टीवी कैमरा चेक करवाले शाखा प्रबंधक अपने कक्ष के अलावा मुझे अन्य कक्ष में ले कर गए।
मै जब भी इस बिषय में शिकायत करता हूँ तो मेरे साथ शाखा प्रबंधक श्री देव चंद्र चौधरी(Dev chandra choudhary) मेरे साथ बतमीजी करते है।
अतः श्री मान से अनुरोध हे कि इस बिषय में हमारी सहायता करे और शाखा प्रबन्धक देव चन्द्र चौधरी के खिलाफ कारवाही कि जाये और मेरा ड्राफ्ट को फिर से नया बनाया जाये।

Bank: STATE BANK OF INDIA
Address: DIST DHANBAD, JHARKHAND 828111
State: JHARKHAND
District: DHANBAD
Branch: JHARIA BAZAR
Contact:[protected];
IFSC Code: SBIN0001225
MICR Code:[protected]

रवि कान्त कुमार
फ़ोन नंबर [protected]

A/C No. [protected]
धन्यवाद्

Dear sir,

I have received email from rbi with logo sub - payment notice of rs 8, 47, 89, 536.00 /-. the full letter format as below for your review.
भारतीय रिजर्व बैंक
Reserve bank of india,
6, sansad marg, sansad marg
Road area, new delhi,
Delhi 110001
Financial regulation and financial
Inclusion & #150; working together or at cross-purposes:


Our ref: cbi/ohg/oxd1/rbi/2016
Telex: 09331credit/rbi.
Payment file: rbi/id1033/016.

Payment notification of your funds.

Attn: beneficiary,

The governor of reserve bank of india, dr. raghuram rajan, prime minister of india, narendra damodardas modi, and the central board of the reserve bank of india has decided to bring to your attention that your name were listed among the scam victims in the recent schedule for payment of outstanding debts incurred by the reserve bank of india tax and payment refund program from 2008 to 2016. according to your file, your payment is categorized as: lottery refunds/inheritance/unpaid contract funds/excessive tax refunds/ undelivered lottery funds/loans.

Payment file: rbi/id1033/016.
Amount payable: (£950, 000.00 gbp) ~ {rs. 8, 47, 89, 536/-}

But recently, on the 1st of july 2016, the reserve bank of india governor, dr. raghuram rajan, prime minister of india, narendra damodardas modi, and ban ki-moon, secretary-general of the united nations, world bank (wb) met with the senate tax committee on finance of the reserve bank of india (central office) mumbai/delhi alongside with the central board of the india inland revenue tax board and the ministry of finance (govt. of india) in association with british government regarding unclaimed/pending funds which has been due for a long run. at the end of the meeting, it was declared by the governor of the reserve bank of india (dr. raghuram rajan) has mandated that all unclaimed/pending funds must be released back to all beneficiaries that were affected stating that it was an unfair and unlawful practice to withhold funds from the government reserve basket for one reason or the other for tax accumulations.

Therefore, we are writing this email to inform you that £950, 000. 00 gbp {nine hundred and fifty thousand great british pounds} ~ {rs. 8, 47, 89, 536/-}{eight crores, forty seven lakhs, eighty nine thousand and, five hundred and thirty six rupees} will be release to you as it was committed by the governor of the reserve bank of india that all beneficiary will have to pay crediting fees only (fund release order documents). so you are therefore required to pay £195. 00 {rs.19, 400 /-} only to credit your account immediately making a decline for 2 working days after date of receiving this mail. also reconfirm/provide your bank account details-for crediting.

We advice that you stop further communication with any correspondence from anywhere concerning this fund, you don't have to pass through any difficulties to receive your fund, as you have meet up with the whole requirements. this was the reason this fund was kept in our custody for easy transfer and conclusion of your payment.
Note if you presently dealing with any other office and have paid money to them kindly confirm such to me for lasting solution.

Please you are advised to fill the form below and reply it immediately to our transfer department for verification for prompt collection of your fund.
Dr. stephen barrett is the assigned foreign agent (foreigner) to monitor your transfer upon the crediting of your account. every documents including certificate of your fund, brochure of company will be send to you through courier agent to your home address immediately after your transfer. reserve bank of india management will proceed further after your swift response to this mail for security purposes for the best of your interest without delay.

Fill and summit the form below

1. full names:
2. age:
3. sex:
4. occupation:
5. mobile number:
6. zip/postal code:
7. state/province:
8. marital status:
9. residential address:
10. bank details:


The management
Dr raghuram g. rajan
Reserve bank of india governor

Request you to take necessary action above the matter.

I am having joint SB A/c with HDFC Bank with my wife. My wife is second A/c holder. She has changed his name now from Daultbanu to Daulatkhanu by Affidavit and advertise in two news paper which is accepted by the Pass port Authority also and changed her name in new Pass port but HDFC Bank does not accept this documents and insisting on Gazette copy which is no justified. When passport authority accept the documents what is hitch in accepting the same documents. Also I have all the documents such as PAN, Aadhar, now passport in new name, it is nothing but the harassment by the Bank to its customers senior citizens like us. Please take action against the Bank for harassing the customers.

I have recived the mail from this email id [protected]@outlook.com. below is the attached file which i have received from rbi bank. please advice is this mail is genuine or its just phishing mail.

Also please advice if its genuine then what should i have to do to proceed for same, and if not then how should i stop such kind of fake mails.

Regards,
Riyaz

Hello mam/sir
this is ramkumar one kind of an iob coustmer
in last saturday(2.07.2016) recharge my mobile at the rupees of 110 the amount is debited from my sb account but the amount is not received my mobile

mobile number:[protected]
network:bsnl
transction id:[protected]
name: v ramkumar
a/c no:[protected]
kindly please check the details and redirect my amount

by
ramkumar v

Dear sir
With due respect, i beg to say that i am govt. a/c holder in bank of india sindri brach dhanbad jharkhand.
There are some problem create by bank manager against home loan and day by day bank manager suggest me for loan eaisly sanction by hdfc bank. Manager says to me pleasr file put up in hdfc bank.
And i want a loan in bank of india .
So please kindly suggest me

Thanking you
Manoj karmakar
Nagar nigam dhanbad
Sindri anchal

I had purchased two wheeler bike under Hypothecation with GE Countrywide. The NOC for RTO is very much required. When contacted them at the available addresses, we got a reply that it is merged with some other bank.

Kindly let us know with which bank it was merged, to enable us to contact & obtain NOC.

Narayan. K
[protected] /[protected]
[protected]@yahoo.co.in

I was receive a mail from "rbi office award ([protected]@student. fdu. edu)". where i rcv a msg that i am wining a amount of 4 core 76 lac. and ask to sent details. please read the bellow rcv mail details bellow and advice me it is true or fake. it is very critical because on mail ask to send the details to [protected]@qq.com. please suggest on it.


Customer services,
The reserve bank of india
Electronic transfer dept, 6, sansad marg, janpath, h. o.
110001-new delhi

Our ref: cub/hog/oxd002/2016.
Payment file: rbi/id1063/2015/2016


Reserve bank of india official payment
Notification
Dear beneficiary:

The foreign exchange transfer department (rbi) hereby brings to your attention the payment of your deposited fund here in the rbi. you were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the british government, which is yet unclaimed due to some circumstance according to your file record. your payment is categorized as: contract type: lottery/inheritance/ undelivered lottery fund/
Recently on the 20th of february 2016 the reserve bank of india (rbi) governor, dr raghuram g. rajan and ban kin-moon secretary-general of the united nations met with the senate tax committee on finance rbi mumbai/delhi branch regarding unclaimed funds which have been due for a long run. at the end of the meeting (rbi) governor, dr raghuram g. rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e. g., tax accumulations.
Therefore, we are writing this email to inform you that (4crore 76lakhs rupees) will be released to you in your name, as it was.
Committed by (rbi) governor that the beneficiary is to claim this funds immediately (3working days) on receiving this mail. also reconfirm your details for crediting. fill the form below and send it immediately.
Email: { [protected]@qq.com} verification for prompt collection of your fund.
Fill the form below:
Full name:
Address:
Gender:
Age:
Zip/postal code:
State/province:
Phone:
Occupation/position:
Bank name:
Account name:
Account number:
Branch:
Ifsc code:
Scans copy of your valid id proof:
Email id:
Make sure you send this details to this email { [protected]@qq.com} for the
Release of your fund
Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. this bank management will proceed after your swift response to this mail for security proposes in your best interest without delay. your urgent response is highly anticipated.


The management
Dr raghuram g. rajan
Rbi governor.

I'm an Indian residing in Qatar for a while I have applied for instant loan from a private money lender for a sum of 12000 qatar riyal and was told by them that the money is sent to central bank of India and I have to contact rbi for further assistance please do help me to have a safe fund transfer. I do not have account in public undertaking banks other than hdfc kindly help me please.

Customer services,
THE RESERVE BANK OF INDIA
ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG, JANPATH, H.O.
110001-NEW DELHI

Our ref: Cub/Hog/Oxd002/2016.
Payment file: RBI/id1063/2015/2016


RESERVE BANK OF INDIA OFFICIAL PAYMENT
NOTIFICATION
Dear Beneficiary:

The Foreign Exchange Transfer Department (RBI) hereby brings to your attention the payment of your deposited fund here in the RBI. You were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the BRITISH GOVERNMENT, which is yet unclaimed due to some circumstance according to your file record. Your payment is categorized as: Contract type: Lottery/inheritance/ Undelivered Lottery fund/
Recently on the 20th of February 2016 The Reserve Bank of India (RBI) Governor, Dr Raghuram G. Rajan and Ban Kin-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch regarding unclaimed funds which have been due for a long run. At the end of the meeting (RBI) Governor, Dr Raghuram G.Rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e.g., tax accumulations.
Therefore, we are writing this email to inform you that (4Crore 76lakhs Rupees) will be released to you in your name, as it was.
Committed by (RBI) Governor that the Beneficiary is to claim this funds immediately (3working days) on receiving this mail. Also reconfirm your details for crediting. Fill the form below and send it immediately .
Email: { [protected]@qq.com} Verification for prompt collection of your fund.
Fill The Form Below:
FULL NAME:
ADDRESS:
GENDER:
AGE:
ZIP/POSTAL CODE:
STATE/PROVINCE:
PHONE:
OCCUPATION/POSITION:
BANK NAME:
ACCOUNT NAME:
ACCOUNT NUMBER:
BRANCH:
IFSC CODE:
SCANS COPY OF YOUR VALID ID PROOF:
EMAIL ID:
Make sure you send this details to this Email { [protected]@qq.com} for the
Release of your fund
Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. This Bank management will proceed after your swift response to this mail for security proposes in your best interest without delay. Your urgent response is highly anticipated.


The management
DR RAGHURAM G.RAJAN
RBI GOVERNOR.

Dear sir / madam,

We have an account with axis bank dadar tt branch, mumbai, maharashtra, in the name of pearl habitats llp account no. [protected], we have applied for account closure in the month of jan 2016, still our account is not closed.

As per the banks request we had re-submitted the account closure documents dated 24/5/2016 by hand delivery and by courier to mr. satish pawar. we have been doing followup by email and phone every day but they are not responding

Please suggest what should be done in this case and do the needful

Pearl habitats llp
[protected]
Email id: [protected]@gmail.com

SR[protected] this my complaint no. On dated 24/04/16 I did a money withdrawal from ICICI ATM which was unsuccessful I have given a complaint to coustomer care and written complaint to the bank I have been check the cctv photage but still thank saying that was successful transaction I have wrote to higher athourity to the bank but still I didn't recived the amount bank not accepting the technical error of the ATM machine please sir take a action on my request because now the days bank not replying me and not tacking a any kind of action

Hemant kumar
[protected]@rediffmail.com

Dear sir,
Kindly resolve the issue as i am mr. Basavaraju c r, resident of oorukere, tumkur dist and karnataka state. I have received the call from the ph. No.[protected] telling that some scheme about doing business and for that they giving me 200k pounds for initial investment.
I completely fall with them by their talking and according to them to release the amount i have to deposit rs.1, 50, 000.00 to their account no. [protected] to hdfc bank branch chapra pan deposited rs.50000.00 and remaining rs.1, 00, 000.00 to bank of baroda harat nagar delhi.
Now they telling to deposit another 20, 000.00 for insurance to the amount.
Kindly take my complaint and help me out.

With regards
Mr. Basavaraju c r
[protected]

Hi,
This is inform to you that, SMS charge 2 time deduction in a year (Annual Charge) in my account, but I had already submitted the request date as on[protected]. I have not required the SMS facility already inform to bank but Bank has deducted the SMS annual charge 115 Rs[protected] then same deduction Rupees date as on[protected]. Wrongly deduction same year, how is possible.

Regrading wrong deduction complaint submitted the Second time Request to the bank on[protected] for refund 115 Rs but no action has been taken concern bank has refused for refund Rs/- 115.

I hereby Request to your self please take necessary action.

Detail below mentioned

Neha Goel
A/C No - [protected]
Corporation Bank - Bakhtawar Pur
Delhi -110036 IFSC Code -0002904
Branch code[protected]

Dear, sir plese my bank A/C in oriantal bank of com. in my Acount no;[protected] in name Valand jagrutiben Dasarthbhai.
my complain in obc bank to my cheque no;450586 in balance 10, 000 Rs to
reject in other SBI branch to dry.my reject cheque timing with 2 month. but
not trasfer in my A/C balance please sir my request to try in my bank contact and my cheque balance to trasfer in my account.