[Resolved]  Reserve Bank Of India (RBI) — Complaint Against Fullerton India -Delay in Issue of NOC against Loan A/c [protected]

Address:New Delhi, Delhi

Dear Sir This is with reference to my personal loan account No. [protected] from Fullerton India which was taken in the year 2013 and has been foreclosed as on 28th October 2014. Sir the management of the Fullerton India Credit Co. charged a rate of 12% on the balance amount as foreclosure charges but never issued a letter, further I seeked help from the customer care they offered no help and said whatever happens we cannot give anything in writing. Sir, I have been following up with them expalining my problem every alternate day but they say they are helpless. Further when I called on 15 Nov and I was told that as the issue of NOC and closure of loan takes 15 working days you are supposed to call on 18th of November but when I called them again on 19th Nov they said your loan is not closed and when I called them again on 22 Nov they told me the process of closure and issue of NOC will take 7 more working days as I have given a closure request on 19 No. This has been a long trauma and humiliation of taking loan from an Institution which is governed under RBI. I request the esteem authorities to look into the issue. regards Ravi Rose [protected] ravi.[protected]@gmail.com
Was this information helpful?
No (0)
Yes (1)
Aug 14, 2020
Complaint marked as Resolved 
Reserve Bank of India [RBI] customer support has been notified about the posted complaint.
Complaint comments 

Comments

dear sir

I had taken a two vechiler loan from fullerton india Ltd in the year 2010 having monthly EMI of rs 1862/- in the month of OCT-2012 last ECS was deducted from my account but company is saying that the amount was still pending and i have to pay the due amount along with the intrest of rs 9500(approx.) for the FUll and final settlement with the company
i communicated with them on mail regarding the amount debited from my account and also send them the bank statement which is clearly showing that the amount was debited from my account but they are blaming bank for making wrong entry and wrongly debited the amount from my account

please help me in this

detail as follow
Loan account number:-[protected]
Loan holders name:- C. Raj Dhanetwal
Loan amount :- 1862
Last ECS debite date:- 29/10/2012
Tranction Id of ECS debit:-[protected]
bank Name :- ICICI Bank
Account No:[protected]

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Reserve Bank of India [RBI]
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    14%
    Complaints
    4503
    Pending
    0
    Resolved
    646
    Reserve Bank of India [RBI] Phone
    +91 22 2266 0500
    +91 22 2260 1500
    Reserve Bank of India [RBI] Address
    21st Floor, Central Office Building, Shahid Bhagat Singh Marg, Fort, Mumbai, Maharashtra, India - 400001
    View all Reserve Bank of India [RBI] contact information