Shaha Finlease — Unjustified Recovery Attempts for Credit Card Payment Card issued by Standard Chartered Bank in 1997 recovery call after 26 years

Address:

[email protected]

I am writing to express my deep concern and frustration regarding the recent harassment from *Shaha Finlease Pvt. Ltd. Co.* recovery officers in relation to an alleged outstanding credit card bill from 1997. It has come to my attention that, after 26 years in Nov 2023 since the issuance of the credit card, I am being pursued for a bill generated in 2001 for credit card no.[protected], which I was entirely unaware o[censored]ntil now.
Nobody contacted since 26 year.

Approximately 20 years ago, I successfully managed to settle all outstanding bills related to the aforementioned credit card. I was totally unaware of this. It is perplexing and distressing to be subjected to recovery efforts after such a prolonged period, especially considering that I am now retired and facing financial constraints. My wife and I, both being diabetic and cardiac ailment patients, are under immense stress due to the unwarranted harassment from Shaha Finlease Co. recovery officers.

I must bring to your attention that, as per *Reserve Bank of India* (RBI) guidelines, if payment is not received within three years, the account is converted to a *Non-Performing Asset* (NPA). Given the considerable time lapse since the alleged bill was generated, I request you to re-evaluate the legitimacy of this claim and cease the harassment immediately.

The relentless pursuit by recovery officers is causing undue distress to me and my family. I implore you to adhere to ethical practices and, in consideration of our health conditions and financial circumstances, desist from any further harassment. Failure to do so may compel me to explore legal avenues to protect my rights.

I kindly request a prompt and comprehensive investigation into this matter, and I expect your cooperation in resolving this issue without any further inconvenience.

Thank you for your prompt attention to this matter.

Attached herewith some documents.
Reply by Mail only.
Don't Call.

Sincerely,

Hemant Gandhi