SMC Insurance Brokers Pvt. Ltd. — smc fraud cheaters with bharti axa elite advantage plan

Address:	New Delhi, Delhi, 110051
Website:	pos.smcinsurance.com

The complete detail of fraud i shared with ms. Pooja of smc insurance which were did by her company employees but no action yet taken by them.

The brief of mail attached :

As disscussed over the call today, please find the attached whatsapp chat and call recordings, the following terms breach by them, i m sharing you the name & no. Of the persons :

1. Ashish kumar tripathi mob no. +91-[protected], +91-[protected],
2. Ashok +91- [protected], [protected]
3. Bh yadav + 91-[protected]

They all confirmed all the benefits of over the policy which are not mentioned in the policy, further mr. Ashish & ashok also confirmed that policy premium paying terms is 12 years and the assured benefit after 12 years is rs.10, 28, 306 over the call (You can clearly hear over the call) but when i received the policy its again a fraud i need to pay 12 years and if i surrender after 12 year i will get only rs. 6, 12, 087/- its tremendous cheat done by smc employees i asked on the call again and again is it rs.10 lacs receivable after 12 year or end of 20th year and mr. Ashish said end of 12th year you get lifetime rs.60, 000 p. A. — this is the first fraud done by smc employees.

Do you think i m literate fool will pay rs. 52, 500/.- interest free for 12 years and after paying 12 year rs. 6 lacs will get back only 12, 087 as a return worse than saving bank interest.

Another fraud
The other benefits they provide over the above of the policy bond :
1. Two holiday tour package (In or outside india) every year (Consists of 4 people each tour)
2. Rs. 3, 00, 000 p. A/- health insurance/medical re-imbursement & rider benefit till policy enforced.
3. 10% discount on first year premium after that every year 5% discount of the premium amount paid get refunded to me.
4. Re-imburse credit card finance charges for year-1, i. E i paid today of rs. 52, 500/-

Out of these four benefit, i received the holiday tour package but i have not used till received all the benefits and other 3 benefits i have not received yet.

Pooja please forward the matter to your grievance department and confirm the time limit to resolve the matter other-wise i will complaint the same to bharti-axa life insurance, irdai and civil proceedings under section 420 of india penal code to get my hard-earned money back.

Enclosed : 1. Chat history 2. Call recordings (Attached firstly only of mr. Ashish first call (Before buying the policy dated 24 nov, 2018 around 4.30 pm) other will provided to you on written request)

It losses my hard-earned money of rs. 60, 000/- i will not spare them with help you and others whoever are suffered with them please contact me with your proof over my email id at [protected]@gmail.com.

I will file the fraud case to bharti axa, if they also no take any strict action then will next higher authority but would not let them spare.