Standard Chartered Bank — ecs failed by bank even after having sufficient balance

Hello,

I have my regular ecs scheduled for every 5th of month (43062rs), for oct month the ecs failed and when i inquired to hdfc limited, they told me that standard chartered bank rejected payment due to insufficient balance, however i was having 43100 rs in my account since 3rd oct, now i have to pay unnecessary interest of 342rs due this.