[Resolved]  Standard Chartered Bank — EMI Extension day on 7th each month to avoid bounce back charges and affect cibil score but refused to extend date

Dear Sir,

I have requested for EMI date from 5th to 7th Each month ( I have already informed to loan department at time of disbursement in the month of Nov-2022 itself)

I have already requested to Standard Charted Bank many time through mail to extend my EMI Date from 5th each month to 7th each month but request not initiated .My salary credited on every 5th late night and fund available at 6th that day to make payment to avoid penalty or bounce charges

After many time request to customer care, no one is responding properly, and this time emi bounce back and charges extra penalty. Thereafter i paid through bill desk for last month emi

It also affected on my cibil score due to bounce back .

Please requested to change EMI Payment date from 5th Each month to 7th Each for smooth payment on schedule time without any delay and to avoid extra penalty but again and again refusing for the same

Please find below details
Name -Ram Prakash Upadhyay

Date of Birth[protected]

Mobile no-[protected]

Loan Account no[protected]

Amount of Loan approved -513300

Thanks & Regards
Ram Prakash Upadhyay