Standard Chartered — regarding annual fee charged on credit card

Address:New Delhi, Delhi, 110044

This year in september i applied for standard chartered bank credit card. After confirming below benefits from credit card dept bank representative that the first year the card does not have any charges but for 2nd year onwards if your transactions in 1st year goes above 60000/- then your 2nd year charges will be waived off. But now stanc bank is charging me with annual fee + gst on it. Now credit card department is refusing that we did not gave any such offer to your card. With this miscommunication they are offering such benefits while processing card of customer and later on they are rejecting that we don't gave any such offer. If standard charted not reverse my annual charges i will not pay the bill at any cost.
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Standard Chartered Bank customer support has been notified about the posted complaint.
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I have got a mail from standard chartered bank and Mr. Barrister Ernest Leonard who told me that you are fund is ready to transfer in your account. And he did sent me attached photo which is my certificate from London court ordered .

I want to know it is true or fraud

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