TVS Credit Services — mobile locked unauthorized

Address:Tirunelveli, Tamil Nadu, 627756
Website:[email protected]

Mobile phone locked by tvs credit services
Hi. This is a strange incident happened with me on sunday morning on 3rd november 2019 and i find a message on my mobile screen that

"your mobile has been locked due to your default in emi payments. Pay the emi dues and to unlock your mobile, contact the below number by tapping the call button or send a mail to the below mail id". And this screen disables all other features of my mobile phone."
Even my 1st emi falls on 3/11/2019 as per my loan schedule.
Also, whether anyone in the country is authorised to block mobile phones on the basis of imei number (Means, the phone can not be used even if that is formatted). I will be proceeding against tvs credit legally for the mental torture and inconvenience caused to me during my critical time (I was in an emergency situation in a hospital when the phone was blocked by tvs credit services)
+3 photos
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    Sankarankoil
    Tamil Nadu
    India
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