Union Bank Of India — regarding pending and failed transaction

Address:482004

I was paid 9135/- on dated 31.01.2019 by transitions id[protected] in [protected]@upi with bhim app through ubi account [protected] but payment is pending not credited in above account and not refunded in my account

Same again i was paid my lic premium payment rs. 11488/- on dated.01.02.2019 with transaction i'd[protected] with bhim app through my ubi account [protected] but transitions is failure and my money not re-funded to me
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I send money RS150 to my friend with using Google pay .the transaction will be failed but money deducted from my account.so please refund my money back

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