Vijaya Bank — imps transaction timed out

Hi i'm rajesh kumar my account no is [protected].. Today morning i did a transaction of 20000 through mobile banking app.. Money has been debited from my account but has not credited to beneficiary account.. This is the imps detail i got... Imps/[protected]/p2a/mob/0rav.. Pleas revert the money if transaction is not successful.. I already sent a mail to [protected]@vijayabank.co.in
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236Rs was withdrawn from my account saying:Annual charges for debit card.
Could you please let me know the reason of doing it.Please return the money immediately.Or provide a valid justification.

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