Vijaya Bank — Photo debit card charges without my permission and without my application

Address:Bangalore, Karnataka, 560001
Website:www.vijayabank.com

My name is mr. Bhavik ashvinbhai vajariya and i am writing this email regarding deduction of rs.345/- as a debit card charges from my vijaya bank account, account number is [protected] at surendranagar branch. I had not applied for any atm or debit card but debit cards charges is deducted from my account without my permission. So i contact my branch, they say that now this should be compulsory if your account balance is more than 5000 rs. They said that this charge was deducted by head office not from my branch. So i want to ask some question
Is it crime to have a balance of more than rs.5000/- in vijaya bank or you think that all customers who have this balance is more rich like mukesh ambani and all want debit card??
If you think like that then i have only one option left and that is i will close my account from your vijaya bank. I do not need any debit card or any atm card or like that. I think you should first ask customers what they really want or not. I just need my deducted money refund. I hope you take some actions immediately and give me my money back.
Name : bhavik ashvinbhai vajariya
Acc. No.: [protected]
Branch : surendranagar
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Rs 200000/- deposited on 6.10.2016 in [protected] along with senior citizen fixed deposit form, has been credited to my account on 07.10.2016. But they have made the fixed deposit effective from 13.10.2016.
This small amount will be the matter for us senior citizen as our whole life is depending on these incomes only.

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