[Resolved]  Bajaj Finance Ltd — denail of consumer loan

I have Gone for Digital Shopee (Ranigung HYDERABAD) to Purchase Samsung AC in Bajaj Finance I have Given All Requir Docunments Requir For Finance But Bajaj Finance Excutive has Not Taken the Docunments From Digital Shopee for 2 Days when I hae Asked For For Status he has Said that I was Not Reachable As i Have Given 2 Mobile Numbers And i Will be Always Reachable on Phone Because My Job Profiles Works on Phone and He is Talking Very Loudly and in Harsh Manner and Said If you Want Finance you have to Wait 2 More days or Quit and Take Away your Docunments As If Iam Begging him Money If he Doesnot Want to Give Finance then it is Ok He is Not Suppose to Talk Harshly towards Customers This is Really Very bad I will Infomr All of My Friends and Relatives That Never go with Bajaj Finance For Any Purchases

Excutive Name Taked to: Sharavan
Excutive Phone Number:[protected]

Dear Sir

I have financed a bike(Bajaj CT-100) from Bajaj Finance, i have paid 36 instalment 0f RS 1261. my one instalment had bounced, which I have been clear that ammount when your recovery agent came than i paid Rs.1261 + 100 Rs Panelty total amount 1361, after i complete my total 36 instalment with total outstandng so what is fore closer charge in your system and I have been trying to find bajaj finance emplyee or office has we are not getting any information of it.

sir i have not even get my NOC paper or RC Book So sir please do the needful

Thnks

Regarding

Naresh Rathod
[protected]
Atul ( Valsad )

Bajaj Finance Ltd — non refund of security deposits

This is to bring to your kind information that in Jan 08 i have taken computer on finance from Bajaj Finance till date my loan is cleared but at the time of finance bajaj has taken 5000 approx rs as security but now they are not refunding that and on asking at there office no one is giving satisfactory answer.
kindly look in to this matter.
regards
Himanshu sharma
agra
[protected]

Dear Sir,



In 2007 15th Oct. Finance My TV from Videocon Dealer in Chandigarh. My 4th Cheque Bounce and ur company & Dealer not give me feedback today i meet your company employee Mr. Vijay Kumar Ph. no [protected]. He not give me proper feedback and not give me higher Email add.till date no call for cheque Bounce not return my cheque. Your Company employee i am not calling in little finance Case. i am also give my 2 contact number. But no reply.



[protected]. Total Cheque Bounce charges is 2900?/- i am not able to pay 2900/-.

Please Solve my Problem. if my problem is not solved with in 3 day i will go Consumer case.



Warm Regards



Satish kumar



[protected]

To
Bajaj fellows,
Your people in Hyd cheated me, I have not asked for the loan but they offered the loan and bugger told me that 0% interest and lured me to have the loan in Reliance mart for LCD tv, and asked me to bring all the documents, with all dificulty I brought the certificates and now those illetrate brouts telling me that I am staying in negative area, what it means I am residing in an area where every day one murder, rape will happen in our area or who are staying in my area are thieves or what? bloody nonsense, 1st that bugger should have asked me and confirmed me that I am staying in a begger's colony and denied at their itself I would have not proceeded, now rascals doing all the drama this is a shame for a good bajaj company.

Dear Sir,
The proposal no.is 310047.Date of commence May ' 08.The EMI amount is Rs.2167.Past 9 month EMI deducted via ECS in my SB account in ING Vysya Bank, RSPuram branch, Coimbatore.Last 3 month EMI amount Rs.2288/ deducted insteed of Rs.2168.Your staff from Coimbatore brance replied against this querry, our existing representative mentioning wrong.Now you will pay Rs.1089/ then only your account is closed otherwise your balance is active
Here, I ask my querry
1.Why are made the calculation wrong?
2.Who is the responsible for that wrong calculation?
3.Why are you not intimated immediately?

Please reply...

With regards,
G.Suresh

My Proposal no. : 205984
Why Not send me my statment
I get your office call & she tell me your 4 emi is panding.

But Acthuali Only One EMI is pending Becase the ECS problame Not is my Problame OR my Bank Account Problame.

Please send Me my account Details Statment


Thank You,

Arun Supe.

Dear Sir,
I Want pay my all EMI's to Bajaj Finance. So plz give me advice what i can do?

Sir,
I have till not received NOC.
I hv bought an AC from Bharuch (RA Electronics) in may- 08. I completed all installments.
Please do the need ful for getting NOC.

Regards,

Pritesh Jadav
[protected]
Bharuch - 392 001

Dear Sir,
I am a Proprietor of Students' Computer Institute, Durgapur and I sold a Computer to Mr. Bhakti Prasad Sarkar through Bajaj Finance. But Bajaj Finance is not clearing my full amount and also not giving a NOC to my customer. They are only saying verbally to my customer that he has paid the full amount. But they are not clearing my amount. Why so Sir. Please help me and kindly clear the matter as early as possible.
Bajaj Finance has paid me a demand draft/cheque no[protected] dated 24/01/2007 for Rs. 18, 677/- towards the payment of following proposal :
Proposal No. 15944
Hirer - BHAKTI PRASAD SARKAR
Date - 22/01/2007
Invoice No - 203/06-07
Serv. Chrg. Rs 75
Upfr. Int. Rs 600
Advance EMI Rs. 9648

Sir, please do the needful. Current Branch Manager of Durgapur is not talking with me. He only says that our previous Branch Manager has been posted on other area and I don't know your matter. So, I cant help you. Sir, I have sold the computer by looking Bajaj Auto Finance Ltd. and not the bRanch Manager. So, Sir please please help me.
Thanking you
With regards
Vikash Agarwal
M. No. [protected]

I had purchased a Washing machine against Loan with Bajaj. Total Cost for the same was 18000 where as I paid 7000 as Downpayment and I was told to pay 1500 X 8 months as EMI and the same was signed. My Due date for Each month was mentioned as 15th. But the loan hit my account on 5th. Due to the same the EMI bounced. the payment for the bounced EMI was made the very next day calling the Exe, Again the EMI had hit my account on 20th of the same month. Later this issue was discussed and the receipt number and other details were submitted to the bank. Now after paying 7 installments regularly, An executive from bank visited my home stating my EMI is bounced for 3 months and I need to pay. I told him to walk in with the statement. When I saw the statement I was shoched to see that My Installment of 8 months is extended to 12 months of Rs 1500 each and Cheques not issued by me is bounced in my account, Point to note was My loan is recovered in ECS. The worst thing to say about this is I had taken loan in the month of Nov and my first installment starts in the month of DEC, But the statement brought by the Exe shows that there was a Cheque bounce in the month of OCT.

What I suggest others is Please do not take any loan from Bajaj as they dont know have a proper procedure to run there Buisness

I have taken a loan against my purchase of LCD but i am unaware of my last EMI payment. please let me know the details .

i have puechase it in the month of Oct-08 from Punjagutta Showroom Please update me with the details

This is to inform that I have received several SMS from your Chennai Branch for payment of EMI instalments. In this connection since 1990 to till date i am residing in Delhi being a Government employee. I never visit Chennai nor take any loan from Bajaj Finance and I don't have any Bank account at Chennai . It is to again informyou that your sms dt. 03.07.2009 show my account no.4030CD00000250. The false account created by your staff. I have not taken any loan from your chennai branch, you may check your your records and rectify the problem.


V.J.Rao
New Delhi
Dt. 04.07.2009

"No Good Communication from Bajaj Finance"

I G.VICTOR RAJ, MY LOAN A/C NUMBER[protected].

I had taken consumer loan for buying LG 21inches TV from Bajaj Finance. Due to there responsible person mistake EMI are not deducted correctly for 2 months, i.e., november-2007 and december 2007(last two months of loan period).loan emi was started from may-2007, total tenure is 8 months, I have given post dated cheques whenever i taken loan. meanwhile i enquired in bajaj finance branch HYDERABAD about this issue. that people told me as 'it is already TERMINATED, and no need to pay any amount'. at the same time i requested for balance 2 PDC cheques. but they didnt given proper information and they told to me that PDC cheques are at PUNE, we will send to you communication address'.
but i didnt received any cheque and any call or any sms.
recently 2 days back i got sms on my moble like '"an amount of Rs.2080 (actually it is 2084, EMI 1042+1042) is overdue in your loan account[protected]. Pay the same charges urgently and avoid legal action. Contact our branch".

so in this regard "why should i suffer about this mistake. the mistake was happened from bajaj finance people.

and on[protected] i was checked in CIBIL (CREDIT INFORMATION BUREAU OF INDIA LIMITED). there was showing OVER DUE FOR AN AMOUNT OF 2084/-.

so now iam requesting to you please remove from CIBIL records, because the mistake was made by your people and why should i suffer? in CIBIL my credit score is reduced and CREDIT HISTORY IS showing very bad.
so please give me solution. it is very big problem to me and my credit history.
MY CIBIL CONTROL NUMBER[protected].

their office more than 20 times but not getting relay with proper manner.

This is a very bad service from a good company .Also worried who will resolve this issue.

thanking you,
yours sincerely,
G.VICTOR RAJ,
H:NO:-25-165, VENKAT RAM REDDY NAGAR, NEAR:GANDHI NAGAR, OPP:- IDPL COLONY, POST:- CHINTHAL/HMT COLONY, HYDERABAD-500054.
MOBILE NUMBER-[protected].

Dear Sir / Madam,



This is in reference to my earlier emails which I have not received any reply till today from anywhere. Please find all the attached emails for which we have not received any reply.



As we are not getting any response from your side, so we have instructed our bank to do “STOP PAYMENT” for all cheques submitted to you.



We have to take this strong step because of your negligience and irresponsible way for not contacting us by way of email or telephone and we are not responsible for doing the “STOP PAYMENT” as we have already instructed you for not accepting the "LOAN AMOUNT" provided to us as we had not confirmed it from our side.



And we want to return back the Loan Repayment kit to you and please let us know how to refund the loan amount back to you which we have kept aside.



Thanking you for doing the needfull at the earliest and awaiting your prompt action on the same.



Yours faithfully,



For Maksons Chemtex Pvt. Ltd.,





Manmohan Bagri

(CMD)



2, Chunawala Industrial Estate,
Kondivita Lane, Andheri (E),
Mumbai - 400059
Tel :[protected]
Fax :[protected]

dear sir
i took a loan for two wheler and i issued 18 cheque in ( 14 of icici and 4 of HDFC ) nagpal bajaj haldwani . my 2 cheques has been dishoner . i want to pay againest the pdc . kindly send me the address or concern person detail nearby haldwani ( uttarakhand) . my contact no is [protected].
kindly do the needfull

thank you & regards

kamlesh mehra
[protected]

i have availed personal loan from bajaj finance in 2007 my instalment was 2893/- i was paying my emi regularly in 2007 sep they have not atken my instalment from my account, amount was available in my account after 6months your customer care people called me stating that my sep emi chq was bounced due to insuffcient funds in account, i have amount in my account, chq as not been presented in my bank and how can they like this, i have paid the amount to collection person immdaite becuase of bajaj finance people neglance my name was reflecting in CIBIL &due to that iam not able to avail any loans from any banks this is not my 1st loan in bajaj finance i have taken two wheelr, conusmerloan, personal loan, from bajaj finance, till today they have not returned my chq so iam going to forward my complaint to consumer form against bajaj finance.

Warm Regards,
Kondal Rao,
HYDERABAD

Dear Sir,

Mr.Rajiv Majumdar Mob.[protected] asked me to contact Mr. Arun Sharma

Mr. Arun Sharma, Accounts Dept. Mob.[protected] not responding

I had taken a PL for Rs. 27000.00 with an EMI of 1305/- from your Sector-4, Vaishali, Ghaziabad branch.
Person who met me was Mr. Pramod, who had left ur Co.

Kindly sent me my loan status over mail.
How much paid, balance, upto what period it will continue.

regards

dear Sir- madam
i m hear to inform to that i have purchase a Accer AS4520/AATK55/1GB/160GB/CAM/[protected] LX.AHSOC.032 computer from Creativ compuer Dehradun on dated[protected] invoice number. cc/07-08/5699 and Hypo Bajaj auto finance ltd for 2 year...and given installement cheque PDC of ICICI bank .sir i have to inform u that my COMPUTER is
stolen from ma plaace.n i hv lounch FIR against it and FIR number is335/09 dhara 380...
Sir plz let me know tht ma product was insured by the bajaj company or or if not tan plz tll me tht what will i do now and what is the procezer that your company wiill help me in that case or i will be unabel to give baalance installement to compaanny...
plz reply me
regards
Atif sheikh
43 gandhi road..
Dehradun
# [protected]

Sub: UNNECESSARY DEBIT OF RETURN CHARGES FROM MY ACCOUNT

Dear sir,

I purchased Two wheeler(Bajaj Pulsar 150) thru bajaj finance, Bangalore on 16-Jan-2009. Details of my loan
Proposal number is: L2WBAN00023997
Name: Gangadhar.V
Veh No: KA 05 HH 803

Complaint: The ECS effective date as per the agreement with bajaj finance was from Feb-05’2009.
The ECS clearance did not happen on the specified date(5th of every month) even though sufficient funds in my account. I called up to the Bajaj finance but they said “the first ECS will be a delay, if not the 2months ECS will happen at a time”. So I waited till Mar, 10’2009.
Then a Collection person from Bajaj Finance came to me directly on Mar’14’2009, saying that the ECS is having some problem, so every month he would come n collect the cash and acknowledge the same. Finance people assured me that there will not be any problem in the ECS.
Exactly on Mar-20th’2009 they had debited a return charges from my account (Rs.221x 2 months) i.e., for the month of Feb and Mar’09.
Later I went to Bajaj finance office, Bangalore. I gave a written complaint on 23-Mar’09, and the manager assured that its their fault and its their software problem and promised me they would Refund the return charges within a week.
So far I haven’t go and response from them. Inspite of sending Emails (4 times), and had called them several times but they very reluctant to the customer calls.

Please consider this complaint as top priority, bcoz this should not repeat to any of the new customers.

Regards,
Gangadhar.V
[protected]