[Resolved]  ICICI Bank — Credit card

Issue still pending from last 2 years...

This is regarding my credit card no. 4477 xxxx xxxx 2007 bank icici new delhi, my credit card limit was rs. 20000/- and bank sent me a statement of rs. 34000/-they have charged me over my bill limit and as per cibil i have to pay only rs. 2500/- . For the recovery of excess payment they called me many time even thought i am ready to pay the amount as per cibil, but they threaten me to pay the excess amount, i am mentally harassed by them, bank people call me more than 10 time every day.

I want to settel the due payment as per the cibil only.

Regards
Vijay sharma
Delhi
[protected]@yahoo.com
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Bank — fees charged for my disabled dmat account

I have a DMAT ccount with ICICI . How ever they have disabled my account form 2007 October. But they are charging annual fee for this dsabled account from me.

ICICI Bank Rewards Points — XREWARDS POINTS

Reward points transfered to Imint program
How you transfer my rewards points to imint, i have not received any imint card yet but XREWARDS points is transfer to imint, ICICI Bank credit card had now transfered all it's card holders earned reward points to imint program. Atlist ICICI bank have to do some arangement first then transfer to imint card
This is clear loot from the customer.
Hi
May name is Lakshmipathi MN.
I am applied for a credit card last one year back. I have submitted documents for 5 times
The salary slips, Bank Statement, & Address proof& etc. My Account also is there in ICICIBANK itself, for any clarification you can verify that. But still ICICI bank telephone consumer telling the same thing your credit card has not been approved. Please could you let me know the problem & do the needful.
Thanks in advance.

Thanks & Regards
Lakshmipathi MN
[protected]

ICICI Bank — Non Refund of ATM Transaction of Rs. 8067 for which amount was not dispensed by ATM machine.

Dear Sir,

This is to bring your kind attention to bad customer service provided to Me by ICICI Bank.
I work with ICFAI National College, Chandrapur a city near Nagpurt in Maharashtra and I was provided with Salary A/c. from ICICI bank from Nagpur branch. Unfortunately at that time in my city chandrapur there was no ATM to withdraw money so I had to rely on non ICICI Bank ATM. On 6th January 2007 I went to withdraw money from SBI Banks ATM located at kasturba road, chandrapur. The time was at about 7.00 pm. So I have inserted my ICICI Bank Debit Card & its pin number and dialed the amout Rs. 3000/- there was some processing happening it was long time nothing happened neither cash came out nor the decline slip after some time card came out of the machine there was no indication on the screen of ATM also. I stayed there for few minutes just to check whether any instruction is coming from machine however there was no activity. So I left from that ATM and After some time I received one SMS on my cell that the amount of Rs.8067/- have been debited from my account. I was shocked to see because amount dialed by me was only Rs. 3000/- and I never received any Cash then where these Rs. 8000/- got debited from.

With this regards I have lodged a complaint with ICICI Bank's phone banking center and I was told to wait for 8-9 working days simultaneously I have given written complaint in SBI Bank Candrapur branch also. There was no call back from your banks side to intimate me about the case I have called after 9 days in your phone banking center referring to this complaint and I was told that "the amount has been debited from SBI bank also in this case we have asked for the proof from ICICI bank so mam you need to wait for 45 days which is the RBI guideline" It was difficult for me to wait as It is my salary account and it was almost 1 month I haven't got the money to suffice my family needs but still I thought I should co-operate and wait till 45 days time because

I have called after 45 days in ICICI Bank's phone banking center I was kept on hold for almost half an hour but there was no feedback and they have not shown any courtesy to call back customer who is seeking support and help from his bank.

Its been almost 10 months but I have not received my money back. I request you to please look into this matter, I am writing this in expectation that this matter will be given a priority and above that I will get my salary which is hardly earned.

My Complaint no's are:
SR50886752 complaint maid on 6th Jan. 08, 63069735 complaint maid on 15th Apr. 08, 65450899 complaint maid on 3rd may 08 & 6545025 complaint maid on 7th May ’08.

Regards
Pooja Teajwani

ICICI Bank — NON RECEIVING MONEY FROM FROM SBI ATM

SIR, I (SATYAM KU YADAV ) HAVE ICICI ACCOUNT NO.[protected] IN BANK ROAD BRANCH IN GROAKHPUR(U.P) .I USED MY ATM CARD[protected] IN JNU NEW CAMPUS .NEW DELHI SBI BRANCH, WHICH ATM ID NO. IS S1AN01044101 AND TXN NO. 3783 AT THAT TIME IT SHOWED UNABLE TO PROCESS IN ATM CUSTOMER ADVICE, BUT LATER ON I KNEW IT WAS WITHDRAWN, BUT I DID NOT RECIVED MY MONEY 1000/-Rs.
SIR IT IS EASVEST REQUEST TO YOU PLEASE PROVIDE ME NECESSARY ASSISTANCE SO THAT I MAY GET 1000/- Rs BACK AS I AM RESEARCH SCHOLOR IN J.N.U IT MAY MY MONTHLY EXPENSE, SO THAT I MAY CONTINUE MY DAILY TO DAILY EXPENSES IN SMOOTH WAY.
YOUR FAITHFULLY
SATYAM KU YADAV(J.N.U NEW DELHI) .

ICICI Credit Card 5176535030688008 — Payment Charged from me but not done to Reliance Infocom

I had paid the bill of Reliance Infocom on 28/06/2007 by this credit card of Rs. 740/-
But my Outgoing facility was cut by Reliance on 10th July due to non payment of the bill.
on that the I had paid the amount by Citibank Card.

ICICI Bank Charged that amount in my Card Statement
on Sending complaint to ICICI Bank they said this amount
would deduct in your next statement & send me the mail
that your complaint is resoulved.
But in next statment amount was not deducted.
I had paid the amount but I have deposited Rs. 500/- Less
because they have not solved my complaint. & I had sent the
mail Stop my credit card & send me Rs. 240/- I had excess paid to you.
But till today I am receiving their bills with late payment charges
& calls from their executives.
How is this problem would be resolved ? I had paid alreday Extra Rs. 240/- to Bank.
Dear sir As i am useing icici credit card for 3 years my card as been damged so I request to send new card to customer care they told with in 7 working days you will get the new card and old card will be blocked still i newer recived the 1 month as gone pls send me imadeley.
MY PERMANTE ADDRESS old no 33 new no 36 Aziz MULK 1 Street Thousand Lights Chennai 600006 Cell no [protected].

ICICI Bank Credit Card — return of cheque for credit purchase of Aug'08

my credit card no. is [protected]. I have made the payment of credit purchases during the period period of 21.07.2008 to 21.08.2008 through cheque no. 750496 dtd. 06.09.2008 of syndicate bank. The same was returned to me on 18.09.2008 with a remark 'amount and word diffes'. Only it was missed to write in word. Amount in word may be written by your bank or you would have called me to my mobile phone which was written overleaf of the cheque to write in word or you were to produced to my bank. That co-operation I get from my bank. Your bank simply returned the cheque and charged penaulty for that. I did not pay the penalty amount of Rs. 449.44 which has reflected in next statement.
Hence please do the needful to wave out the same.

I am 5 years old credit card holder and if such co-operation is not possible from your end then please cancel my credit card.

Yours' sincerely,

Mohan jaiswal

ICICI Bank Preferred Credit Card — NOT RECEIVED ANY CREDIT CARD TILL 01/11/2008

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Date: Sat, 1 Nov 2008 07:54:16 +0000 (GMT)
From: "divakar sinha" <[protected]@yahoo.co.in> Add to Address Book
Subject: NOT RECEIVED ICICI BANK PREFERRED CREDIT CARD
To: [protected]@icicibank.com
I DIVAKAR SINHA HAVE NOT RECEIVED ANY ICICI CREDIT
CARD TIL NOW DATED-1/11/2008 [SATURDAY]

TODAY I RECEIVED A SMS ON MY MOBILE NO-[protected],

"" CONGRATULATIONS ON RECEIVING YOUR ICICI BANK
PREFERRED CREDIT CARD. YOU CAN NOW AVAIL A 2.5PC FUEL
SURCHARGE WAIVER AT SELECT HPCL PUMPS. ""

PLEASE CHECK THE DETAIL ABOUT ABOVE CREDIT CARD AND
INFORM ME IMMEDIATELY . MY DETAIL IS

NAME - DIVAKAR SINHA
DOB - 01/04/1974
ADD. - C/O. DEEP CHAND RATHI
HOUSE NO- 211- C, 2 ND FLOOR,
BABA GANG NATH MARKET,
MUNIRKA VILLAGE
NEW DELHI-110067


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ICICI Bank Credit Card — Late communication cast to pay some money

Hi,

I just want to tell that late communication happened by ICICI bank. As per icici's new rule, bill pay is paid service through credit card from 1st Oct. But this information i got it on 18th Oct from my credit card statement, without knowing this I paid my icici prudential premium with my ICICI credit card on 16th Oct. So now they will charge 100 Rs for this bill pay made by credit card at the end of year. so my point is bank should inform the customer before they starting the new rules. I have communicated this to there customer case as well as complaints on internet banking, up to now there was no response.

ICICI Bank Credit Card No. 5176533866004002 — EMI REQUEST NOT ENTERTAINED

ON 4.10.08 I MADE A PURCHASE OF DIGITAL CAMERA FOR THE VALUE OF RS. 6001.00 BY USING ICICI CREDIT CARD. AS PER THE ADVERTISEMENT I REQUESTED TO ICICI TO CONVERT MY TRASACTION INTO EMI PAYMENT WITHIN 21 DAYS OF THE TRXN THROUGH SMS FOR WHICH I GET CONFIRMATION ALSO. ACCORDINGLY I RECEIVED A CALL FROM ICICI CHENNAI OFFICE & BEING CONFIRMED THAT I HAVE TO MAKE PAYMENT THROUGH EMI @ 667.00 PER MONTH BESIDES PAYMENT OF RS. 532 AS PROCESSING CHARGE. BUT TO MY UTTER SURPRISE MY ACCOUNT STT DISCLOSED FOR THE PAYMENT OF RS. 6001 AT ONCE GO. I ONCE AGAIN REQUEST YOU TO CONVERT MY TRXN INTO EMI PAYMENT & CONFIRM ME IMMEDIATELY.

ICICI Home Loan Sanctioned 3 Yrs Back And No House In Possession — ICICI Home Loan sanctioned without verification

Hi, I took the Home Loan from ICICI in April 2006 for my house.As per the agreement, bank had to disburse the loan amount phase wise depending upon the construction made.But for me the Final Disbursement made on Jan 2007. I am paying full EMI since January 2007. Still my house is not completed/handed over. So Builder and ICICI Bank combinely making FRAUD. Please let me know if you have any idea to sue ICICI Bank.

Thanks,
Sridhar
Dear ICICI Bank,
This is regarding the ICICI Credit Card Holder : Mrs. kiran kumari, ICICI Bank Credit Card No. "[protected]"

This is regarding above noted credit card we have getting too much harrassement with service of your chd. bank employee Mr.
Brar contect no.[protected] & Mr. Kunal contact no ([protected]). Every Time these person of your bank have talking nonesensly & threatening to mrs Kiran kumari & her husband Mr. Kuldeep Singh Thakur.
we submit the application for close our credit card a/c in june 08 but they didn't close our a/c . And now they 'll sens to us statements with too much interest. We Didn't take any claim of Lombard Policy on the behalf of this card because all persons name are wrongly typed on policy card. Many times we notice them about it they didn't correct it till date,

I will be thankful if you spare yours precious time to resolve this issue immediately & take action to the above Bank employee Mr
kunal & Mr. Brar

Thanking you,
With best regards,
KIRAN KUMARI
I received statement on 29th in the month of October.
In this sstament shown Interest charges and sevice tax eventhough I paid.
I am sorry to write, statements are not coming/not coming in time. so many times informed/compaints. After complaint I received 29-10-08.
It is not possible to see emails everyday.
Please see and arrange statements in time. to avoid wasatage of time.
Dear Sir,

I am using credit card on last 16 months from your bank, and my credit card number [protected] . I am not thinking about the Personal loan using Credit Card but so many times the candidates are calling from Mumbai and Chennai to told me u have a offer of Rs.1.95 Lakhs and i am agree to take that loan and they given one reference number also[protected] and they told the fund to disburse to your ICICI account directly within 48 hours but not the fund transfer in to my account this affects two time in one year and they didn't told me at all to i angry about the ICICI Credit Card and i am having HDFC Credit card also and what is the stage i want to know that fact
AND CELL NO FOR YOUR REFERENCE[protected]
Dear Sir,

I am using credit card on last 16 months from your bank, and my credit card number [protected] . I am not thinking about the Personal loan using Credit Card but so many times the candidates are calling from Mumbai and Chennai to told me u have a offer of Rs.1.95 Lakhs and i am agree to take that loan and they given one reference number also[protected] and they told the fund to disburse to your ICICI account directly within 48 hours but not the fund transfer in to my account this affects two time in one year and they didn't told me at all to i angry about the ICICI Credit Card and i am having HDFC Credit card also and what is the stage i want to know that fact
AND CELL NO FOR YOUR REFERENCE[protected]

ICICI — Courier not came yet

I have not recieved the courier which is from ICICI Bank at Bangalore. Courier Number is [protected]. The courire is dispached at 29/10/08 and I have not received yet.
Dear sir,
I have applied credit card lost month, yesterday I have recevied one gold mastro credit card, but i am applied titanium visa card already your agent checked my pay slip and all documents then he was suggested titanium card, clearly I had mentioned titanium visa card, but some other card was distributed, so, I want which I was applied.


regards

M.padmanaban
Dear Sir,
I am having an ICICI Bank Credit Card No.[protected] it's credit limit is 20000/-.I would like to Request you that to increase the credit limit of my card .

Expecting the needfull help

Thanking you

Regards,

papachan T p
Hi,


i am ICICI bank customer i have received credit card in the month of march 2008. but the concern is the bank people allowed me to use it for only couple of months because there was a delay in paying my due amount because of my marriage. i was just shocked when i have received the credit card bill bcoz they have included all different feeses like late fee, interest, etc. one day recovery person has come and knocked my house door and asked me to pay my due-amount and he promised me to make reversal of my credit amount and told he is gonna convert my credit amount in to Easy Installments and told he is going to activate my credit card with in a day.but i paid all my due amount to the recovery person in the form of post-dated cheque initially. but he came back and returned my cheque and asked me to draw money from ATM to pay credit card due. i have done it and paid 7000 Rupees as he told. in return he has given a payment slip to me. then started the real problem the bloody recovery man haven't paid my due amount to the bank instead he was not lifting my calls for 10 days and finally i was successful in catching him over phone and he paid my due amount to the bank. but by the time he paid my amount to the bank i became a victim and lost every thing my name has been sent to CIBIL as defaulters list which really frustrated me a lot. i tried to reach customer care people and the concerned recovery people regarding this issue but there was no proper response at all. even this bank people are keep on sending credit card bills to me mentioning all useless intrests on my credit amount. my actual credit limit was 46000 but i used only 36000 instead they are charging interests on total 46 thousand and they are not showing 7000 which i paid earlier. and they started sending notices to me regularly my question to ICICI people is this is my first credit which has taken from banks in my total life and you people has sent my name to defaulters list and you don't maintain proper data-base and there will not be any regular follow-ups to customers in updating credit information. and no proper recovery agencies and there will not be a concerned person for all the time n number of people will come and collect due amounts by this there will be a communication gap. in my scenario the recovery person told all cock and bull stories and promised me to do all benefits to me but once i paid the amount he is least bothered about me and no response even i did n number of calls to him. the bank has spoiled my name by sending my name to CIBIL even if i pay my due amount i am not sure that they are going to remove my name from CIBIL because of my past experience i could able to say this. one thing i don't understand why this people won't show interest in responding customer after giving credit card rather they show lots of enthusiasm while giving credit card to customer and they never ever reveal the hidden charges to customer while giving credit card. so what i would like to convey you is please do not send any kind of notices to me.



Regards,
M.VINAY KUMAR
[protected]

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