Redirecting after submitting my online SBI card details. The bank has processed my railway charges as known my message from the bank on my mobile phone. However the Railways never booked the ticket after hours of waiting online during the processing of request. They have charged me on my card full ticket charges. My ticket was from Agra Cant to H Nizamudin Station by taj express 6:55 pm.
V DHARMARAJIndian Railway CATERING AND TOURISM CORPORATION - India
OVER LIMIT CHARGE - INDIAN RAILWAY CATERING DELHI
CREDIT CARD No. 4477 4622 1796 1000
WHILE I BOOKED TICKETS THROUGH IRCTC, ONE OF THE TRANSACTION DID NOT MATERIALISED DUE TO THEIR COMMUNICATION NETWORK FAILURE, BUT MY CARD ACCOUNT WAS DEBITED ON THAT TRANSACTION. THE IRCTC LATER INFORMED ME THRO' THEIR MAIL AND ASKED ME TO BOOK THE TICKET WHICH WAS DEBITED TO MY ACCOUNT. OVERALL
THE TOTAL TRANSACTION - EXCEPT THE ONE WRONGLY DEBITED BY IRCTC WERE WELL WITHIN MY CREDIT LIMIT.
THE FOLLOWING ARE THE MSG RECD FM IRCTC WHICH IS
Subject: Email From IRCTC
Date: Sun, 13 Apr 2008 09:07:25 +0530 (IST)
We deeply regret that this reservation (reference no.0045400579) requested by you did not materialize as the Communication Problem. Kindly retry the booking if you have not been able to complete your booking yet. We apologize for the inconvenience caused to you. If the amount was Debited from your Account, We shall be making the refund back to your account shortly and it will start reflecting in your bank statement in 3 to 4 working days.
For any problem please contact us at 011 - 23345500 / 23344787 / 23344773 / 23345800 / 23340000 or mail us at email@example.com
We will be glad to assist you in every way so that you do not have any inconvenience in future.
We solicit your continued patronage to our services.
Subject: Email From IRCTC
Date: Mon, 14 Apr 2008 11:42:52 +0530 (IST)
The refund of Rs. <1083.00> for the transaction tried by you under reference no.0045400579 which has failed and later found that the payment has been debited to your credit card account has been credited to your credit card account at 04/14/2008 11:38:02 AM.
We suggest you to please retry the transaction, if not booked already. The booked tickets history can be checked to view the list of all tickets booked by you.
SINCE THE MISTAKE HAPPENED DUE TO COMMUNICATION FAILURE WITH THE IRCTC AND MY TOTAL TRANSACTION ON THE
TICKET BOOKING INVOLVED ONLYRs.3610.84 AND AM NOT USED THE CARD BEYOND THE CREDIT LIMIT, THE OVERLIMIT CHARGE OF Rs.500/ CHARGED TO MY CREDIT CARD SHOULD BE REFUNDED WITH IMMEDIATE EFFECT. SINCE I HAVE TO ICICI CARD - ONE BIG BAZAAR CARD AND ANOTHER REGULAR CARD, APART FROM OTHER BANKS' CARDS, THERE IS NO NEED FOR ME TO USE YR CARD CROSSING THE LIMIT AND AS SUCH, THE CHARGE LEVIED WHICH WAS NOT FAULT OF MINE MAY BE REFUNDED WITHOUT ANY FURTHER CORRESPONDENCE.
HOPE YOU DO THE NEEDFUL AT THE EARLIEST AND
THANKING YOU IN ANTICIPATION.