Sub : All dues and Settlement are clear
My Credit Card No: 0004006661037867954
Vide A/c No:004006661032751112
This is to be informing you that I Mr Om prakash jaiswal.was Credit Card Holder of your S.B.I Credit service and my credit no and a/c no which is mentioned is above.
On 9/9/03 a S.B.I card statement was send by you through courier.
In statement it was showing that my total amt due is 14155.76 till DT: 27.8.03.
On 19/09/03 a phone call was made by your S.B.I cards service which they have inform me that I have a due in my credit card & I tell them that at present I cannot make the payment to you because in my business I had a huge loss and then tell me that they will exempt all the additional charge except the due. Then I make the payment. The details are given below:
Date Particulars Amount
Total Dues 14155.76
1. 16.08.03 Cheq No:903978 - 1145
VIA U.B.I Bank
2. 28.10.03 Cheq No:947567 - 10000
VIA U.B.I Bank
3. 14.01.04 Cheq No:947575 - 3010.76
VIA U.B.I Bank NIL
When I made the 3rd payment on 14.01.04 along with the cheque attached a cancel application of credit, destroyed my credit card into pieces in envelop and drop into the S.B.I credit card drop box.
After that I call in S.B.I cards helpline and inform them that I have clear my all dues which you have raised against me.
Again on 26/08/05 a letter was send by S.B.I credit card service through a court notice Ref no: SBI/CAL/ CASH CARD/ CONC/LOT-12/236 issued by Kholi & Sobti (Advocates & Solicitors) claim by your agent Mr Rajesh Prasad as a conciliator for an amicable settlement.
In the notice they have mentioned that sir in you’re a/c there is over due a sum of Rs 16560.80 dt 26/08/05 and you have to come on 11/09/05 between 10am to 5.00pm near 33 Tollygung Circular Road Sitel Sadan Building ground Floor Near Rain barati Service station (petrol Pump) Cal-53.
There was a huge crowd and long line along with them they were standing with local police and gunda.
When our number came then the agent look into the system and inform that by mistakely we have issue this notice and we are extremely sorry to interrupting to you and you have no due to paid your all due over dues all are clear.
Again on 10/02/12 a letter is issued by Leagum associates for settlement through S.B.I Cards officer Mr. Asim Sinha that your total over due is Rs 1, 22, 733.39/-
First of all I cannot understand that what is the purpose for sending me this letter because when my credit limit is Rs.25000 how the due would be Rs.1, 22, 733.39/-
Secondly, your staff and employee are not permanent they all work here for short period because if they work actively then you wouldn’t issue the notice by Leagum Associates.
Thirdly when I have destroyed my credit card then how can the amount would be Rs.1, 22, 733.39/-
Fourthly, when my dues and over dues all are cleared then why won’t you issue me a declaration and surrender certificate mentioning that my all dues and overdues all are clear and you have surrender your credit card.
Fifthly, they are not sending me my credit card statement.
I hope that by reading this application you will do the need full and considered my application.
Your co-operation will be soliciated .
With Best Regards
Om Prakash Jaiswal
Note: Further any quries you freely mail me into my e-mail I.D- email@example.com