Allianz Health — Fake company and preventive health care policy

Address:	New Delhi, Delhi, 110017
Website:	www.aho.org.in

Allianz health - fake company and preventive healthcare policy - they are fake. Beware of them. Read on:

A few days ago i got a call from a lady who called herself mohini, and she told me about the plan, which seemed too good to be true. One can get complete cover for the family of 4 for availing 25%-50% cashback on any medical expenses, and they had a few freebies as well.

I am usually vigilant about all such calls, so asked her to send me an email as i was busy at that time, but liked the policy details.

She sent me an email with the details of the plan, but it actually went to my spam mail. It had come from allianz health. The first sign of being fake.

She called me after a few days to check if i had made up my mind on the policy, so i asked her why the email went to spam mailbox. She said it happens sometimes due to technical issues. And she immediately pointed me to her website to see the details of the company and the policy details. The website she shared was aho.org.in

I went to the website and noticed that there is no mention of any address on their website, a statement on the site indicates that it is based in faridabad. So i asked her to call me back after a few days so that i could check the details on the website.

When i checked their company domain, i found that it is registered by a person named naveen soni, at a registered address - l-51a, lower ground floor, malviya nagar new delhi, new delhi, delhi 110017, in.

Mohini called me today and told me that she can also accept the payment in emis and gave me the emi details options, and also confirmed that there is a 45 days free-look period. I told her that i would like to go for this policy as i wanted to know more about their modus operandi. She did not send me any forms to fill, and instead sent me a link of payumoney to make the payment of rs. 6000. The email which would have originated from payumoney, mentioned the email address as [protected]@allianzhealth.org. So i decided to check the website of www.AllianzHealth.org, which showed an under-construction website.

Mohini then called me to check if i had received the link and ready to make the payment, but this time by mistake she told me that her name was sania, and then she tried to correct herself by adding that she is mohini's senior and was calling to help me in making the payment.

By now i had enough of games with them and decided to ask the real questions:

I asked if their company is registered and if so, provide me the company registration number. To answer my question she said yes, our company is registered, and she started giving me the same url details - www.aho.org.in
I told her that it is a website address, and not a company registration number, and demanded that she provided me with the same. She didn't know how to answer that question, and started fumbling. I then asked her to share the pan card details of the company. This time she panicked and passed on the phone to a person who called himself rohit, and told me that he was the team leader there.

I asked the question again, if he can share the company pan card number. He said that no company shares the pan card details, to which i told him that all companies provide the pan card number on their invoices, which is a proof that they will make the payment of taxes on the amount they collect from me. I am not asking them any other details, just simple pan card number. I demanded as its my right to know who i am paying to and whether they're officially collecting the payment and then paying taxes to the govt. He said that, he will not be able to share the pan card number details.

Now i asked them about their irda number, and he smartly told me that they don't have irda number as its not an insurance policy. It is just a preventive healthcare scheme, and thus not registered with irda.

Then i asked him about the company registration details, if their company is registered with the mca, government of india - ministry of corporate affairs. He told me that their company is not registered with mca, but is registered with iso, and that they can give me their registration number, viz 9001. I asked him sarcastically if he was really serious. I asked him if he really was the team leader and if he really knew what iso 9001 was, and whether he really meant that it was his company's registration number? He was now nervous, and told me that he didn't know and asked me to tell him about it.

I told him that iso 9001 is not a registration number, it is a certificate that certifies that the company conforms to the iso 9001 standards. Then i asked them who issued them the iso 9001 certification, as there are many auditing firms who can assess the company on their processes, and certify them. This time he had enough and he hung up the phone.

That was the final proof that they're simply fake and looking for vulnerable consumers who can fall prey to their tricks and hand over their hard earned money. They will certainly disappear once they have accumulated their money.

The numbers they used to call me from are - +91-[protected] and[protected]. The number provided on their website is[protected].

If my report above helps anyone from getting saved from these crooks, i would be glad. Thanks.