Amazon India — Delaying of refund in my bank account

Address:Mumbai, Maharashtra

Respected sir I have purchased oneplus bluetooth earphones on 25th september 2020 and returned it on 3rd october2020 and still I have not received my refund till 8th november 2020. My refund reference number is 74332740290028812760499. The transactions were done by my VISA debit card. Please do the needful.
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I have my account in central bank of India account
They are saying they have initiated my refund on 14th october but still I have not received it in my bank account.

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