Amazon India — Refund not recieve

Address:

village ratta khera teh tohana dist. fatehabad, haryana, 125120

On 11-1-21 I have done order throughout Amazon india acnos fuul brown dial and brown strap ladies watch rs (249) at same time order is declined and amount is debit from my ATM card.but on 21 jan.21 amazon return my order to seller. Amazon give me refund reference id :74332741017101653914341 on this order no:[protected] and says amazon has started process of refund mone on 16-1-21 but this amount is not credited in my account till the date.
My Account number:-[protected] and Account holder name:- satbir singh
bank name oriental bank of commerce but now merged with
Punjab National Bank