Axis Bank — axis bank -home loan declined.

Address:

Kolkata, West Bengal, 700060

Respected Sir/Madam

I Vikash Kumar Pandey, I am a seafarer working on-board as 4th engineer rank.

I have visited the bank for loan purposes and bank has calculated my loan eligibility around 1.25 crore as my monthly income is around 4270 USD( around 3 lakh INR), during my sailing period so I have applied for my required loan amount of 43 lakh for 15 year period with conditions of no preclosure charges and also provided the granter to the bank.

I have provided all the documentation whatever asked by the bank and all the documentation of seller and purchaser had been verified satisfied by the bank, after regular visits of bank and courts.

After long legal proceedings, I got call from the bank that my loan has been declined but they are unable to provide the valid reasons for the declination.

I am also ready to provided whatever additional requirements of the bank but bank is not agree and to take any of the without providing the valid reason for my loan declination.

Kindly go through the issue and do the needful.
The following axis bank client where involved
Ashis Sir-[protected]
Arpan Sir-[protected]
Nirmal Sir- [protected]

Thanking you.

Yours sincerely
Vikash Kumar Pandey
4th engineer
Axis customer I’d[protected]
Email- [protected]@gmail.com