[Resolved]  Axis Bank — Credit card harassment after settlement

Dear Sir / Madam.. Myself (M. Kalimuthu) had taken the Persona loan of Rs. 3, 20, 000 from Axis Bank and i have paid Rs. 1, 70, 000 and i could not able to pay the last 3 months EMI due to Continuous loss of Family members (Father & Sister Husband Died) and financial loss and crisis. My Present Outstanding Rs. 1, 50, 000 (principle) and Bank has offered the one time settlement of Rs. 120000 and i could not able to pay that much amount in my current position and i can able to make the payment of Rs. 60000 in 5 installments from August 2016. But instead of responding my offer bank had doing unwanted things (like Fake Advocate Notice Sent by mail by mentioning wrong amount and address) and block mail me by using the police name..I have already done the settlement of credit card by explaining my situation to bank and bank also known very well about my situation . But collection persons are tried to recover more money by doing unwanted things. I can able to do the one time settlement of Rs.60000 in 5 installments. I agree i have taken loan and utlized the amount and i have to repay the same. But please consider my present situation and financial status and help me.. I dont have any other way except suicide if your collection persons harassed me because we have already receiving the harassment from your end for already settled Credit card. So please help

Still No Action was taken .. Please help.

Why the Police has visited my house after the settlement of Dues.

Due to this incident my wife (who was 8 months pregnancy ) has badly affected and now was under treatment.

I need the immediate action against the AXIS Bank.

Hi Kalimuthu,

We have responded to you concerns vide service request number[protected] dated August 8, 2016. For any further clarifications, please write back to us on the same email.

Regards,
Axis Bank

My husband had taken Axis Bank credit card and was regularly paying every month till he lost his job. The amount due is Rs 50, 000. We had written a mail to Axis Bank credit card division that we will not be able to pay but will surely pay after he gets a job. The Agency person had sent a collection person to collect the amount from us. The Agent who spoke to me on the phone was very rude . As my husband was out of station i attended the call. He abused me in all filthy words n told to beg on the streets get the money. Is this what Axis Bank is? I m.very ashamed and disappointed. We live in Bangalore.

I have a credit card in axis bnk by d pressure of a staff of axis bank my father created after that I purchased 3000rupess thn I pay with interst 5200.nw axis bnk staff saying 15000interst u have to pay other wise we have to arrest. Can I put against a case. They are doing mentally torcher my mother is heart patient. Wt to??????

Kindly plz cal [protected]or [protected]