Axis Bank — Lien Balance Locked Amount

Hi Axis Bank,

I have my salary account in Axis Bank, Tiruvanmiur Branch, Chennai. I checked my account on 19/10/2020 and was shocked. Because I have Rs -1596.15 (Negative Balance).
Two days before, I checked the same account on 17/10/2020. On that day I had Rs +478.92 after a transaction. I received a mail notification for that transaction.
But, On 18/10/2020 Axis bank debited Rs 417.04 for Consolidated Charge and Rs 75.07 for GST without any SMS or Mail notification. Not only that, they locked Rs 1596.15 for linen balance. I didn't receive any notification about the linen balance.

I have a credit card, I have been paying my credit card bills every month without fail. So, why they locked my amount in linen balance? And, why they charged me Rs 417.04 for consolidated charge?

I faced this issue from the last two months (Sep & Oct 2020). I tried to call customer care numbers. I couldn't connect to them.

I request you to resolve the issue and return back my amount in to my account. For your reference I have attached a few photos.

Best Regards
Jebaruban G
+3 photos
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Axis Bank customer support has been notified about the posted complaint.
Verified Support
Oct 20, 2020
Axis Bank Customer Care's response
Hi, we regret the inconvenience caused. Please DM us your registered contact details and we will get back at the earliest.
Also please note, as part of the resolution process, our executives will never ask you to initiate any financial transaction or download any app or part with confidential account related information. Please refrain from doing so and report such incidents immediately. Regards, Team Axis Bank.
Oct 22, 2020
Updated by Jebaruban
Hi Axis Bank Customer Care,

I DM you my registered contact details yesterday (21/10/2020). Please resolve the issue as early as possible.

Best Regards
Jebaruban G
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