Axis Bank — regarding consolidated charges

Address:

Raigad, Maharashtra

Hi,

My name is nitu subhash yadav, i have an savings account with axis bank.

A/c no:[protected]

Branch: kamothe

District: panvel

Firstly, i will like to inform my account opening (It took 10 days/supposed to be in 24-48hours) or any service of the bank has never been on time. Please can you explain me the other bank atm charges and cash deposit charges.

Since last few months i am getting charged for average minimum balance-i accept it. But i don't understand why it gets charged on different days of the month. Is there not a monthly cycle or specific date to charges, as per bank they said they charge every 16th of the month, and mostly they have charged on 16th. (But still not every month).in this month without prior notice or sms i was charged on 10th march, 2018. What to do if i have emi on those days? Who is responsible for the bounce of emi? Even if i ignore these early deduction, as per my knowledge it must reflect in my statement. The vast thing is till date it’s not reflecting…………….., you can go through my account details, i have checked my statement on mobile app. I went to bank, they gave me a sheet where it explained the charges but not on statement. Even i am not happy with the charges, the charges for cash deposit after 5 transactions is rs 150 for every deposit in same branch machine also, so can you explain if my 8th transaction is of 100 rs (I. E if deposit 100 in the same branch cash deposit machine) will i be charged 150? I have been charged 2450 for cash deposit in same branch atm cash depositing machine (Why its not been reflected in account). Also charged 60 rs for other bank atm and also axis bank (After 5 withdrawals) withdrawals.
Please do the needful, i need to know the reason for bank charges on any day of the month (Without informing) and also the cycle, which bank people are unable to explain. At the same time i need to know the reason for such heavy charges for cash deposit and who will charge bank for their delay in services due to which we struggle and financial challenges
Thanks and regards
Nitu yadav
[protected]