[Resolved]  Axis Bank — Tip/scg.Visa.Pos.Dt 240116

Address:600041

Without my permission some amount getting debited from my account, It is mentioned in the statement like TIP/SCG.VISA.POS.DT 240116. If I ask customer care they say if I use my debit card in hotel or some shopping it will be charged. Am using salary account and what is the use it, why you guys charge me for using debit card. The restaurant or super market or where ever we swipe they charge 2 percent for using card, the merchant will pay the bank some percentage and why the hell you guys charging from us too. you guys charging all sort of sevice charge, atm usage charge, quarterly charge etc etc from use without fail, including all this charge this hidden changers.

If this is your process alert us through sms u will be charged certain amount since you swipped with this merchant, you guys correctly charging 15 rs for sms right the what is the pain for you to alert a customer. If we repay loan or cc bill you guys keep on msging right why can't do this .

I need a proper response for this and i need my money back till now which is debited.
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Oct 1, 2018
Complaint marked as Resolved 
Verified Support
Aug 31, 2018
Axis Bank Customer Care's response
Hi, request you to DM us your registered contact number. Regards, Team Axis Bank.
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Axis bank has deducted an amount of Rs 43.13 on 19/05/2017 from my savings bank account without my permission. The comment reads TIP/SCG.VISA.POS.DT 160517/.
I don't understand why I get Charged for an Additional amount for using my Debit Card at a Gas Station when there is already a 2% fees?. I use my other debit cards also for getting fuel at Gas stations, but they never deduct any money.
AXIS Bank is the most hopeless & corrupt bank and they expertise in ROBBERY.
I don's want or bother or expect any kind of firm explanations from the bank at any point of time.
All i will do is... I WILL STOP USING THIS DEBIT CARD FOR ANY KIND OF TRANSACTIONS WITH THE IMMEDIATE EFFECT ...and the same time i suggest and recommend other dear Axis Bank debit card holders to do the same.

regards,

Anup Robinson
Hi
There are regular debits on my card when used in Shops etc. Why am I paying for this digital transaction? Who authorized this transaction?
Sir,

tip SCG VISA POS 130617 some Amount debit from my Account, what was the reason, I also visited one of your branch in Hyderabad at Hitech city they said it was surcharges from the govt . Government asking to do digital money transactions, how do we do such kind of transactions if you charge like this. Please give me the clarification immediately.

Axis bank has debiting my account and when I tried calling their customer care their number is constantly busy on a single day my account has been debited of more than Rs40 days saying TIPS from IRCTC but I have not made any bookings on their website for the past two months!! Expecting someone to call me immediately my number is [protected] . I have attached the image for reference.

Hi everyone,

Same thing is happening with me for long time. This is really frustrating.. Axis bank is eating our hard earned money . Bank should take some steps against to this.

Mallikarjun
Wtf man.. this bank is rubbish I hate Axis bank. Why u charging so much for every thing. This is ######## man if this is gona happen again I will swithch my ac to some other bank

I also got the same TIP/SCG.VISA for using debit card for petrol.

its really crazy thing government want us use more digital money and gives benefit of 0.75% on using debit card but the bank put again 2.5% on the same transaction in the name of TIP/SCG.VISA.

making people fool.

sorry from today onwards i will suggest never use ur debitcard for petrol filling better to pay cash.
Srinivasan Lokaiah's reply, Dec 29, 2017
Same issue here ! But I think it’s specific to few petrol station . Check it out .
29.6 inr is debited from my account periodically for every 1000 inr payment to petrol station with description as [Tips/Scg/Pos ] . No use of contacting branch manager or customer care. Seems my axis bank account is unsafe . And this tips is debited from my account after the week of payment to a single particular petrol station .please solve this issue .
Hi All,

Please find the conversation when i faced this issue when my account was auto debited today that is on[protected] Axis bank customer care executive called Clement (Mary)

Welcome To Axis Bank Support, our customer support executive will be with you shortly.

5:32:34 PM Clament: Good Evening. My name is Mary. How may I assist you today?
5:33:19 PM ME: Hi just got a auto debit message i wanted to know y it has been debited without my permission
5:33:52 PM Clament: I apologize for that inconvenience.
5:34:02 PM Clament: Please give me a minute while I check this information for you.
5:34:11 PM ME: sure
5:34:49 PM Clament: Before that could you please help me with the date on which it got debited ?
5:35:16 PM ME: today[protected]
5:35:54 PM Clament: Also please help me with the exact amount ?
5:36:10 PM ME: Rs.11.80
5:37:18 PM Clament: Thanks for that information.
5:37:23 PM Clament: Let me check this for you. I will get back to you shortly.
5:37:33 PM ME: recently i used it for filling petrol for Rs.200 normally i dont get that msg.. but for this time i m getting this msg
5:38:32 PM Clament: I understand your concern.
5:38:53 PM ME: info: TIPS/ SCG/POS/IOCL SHREE SERV/ DT.19-JAN
5:39:01 PM Clament: Please allow me a moment.
5:39:21 PM ME: That was the message i got along with the debited amount
Axis Bank Support: Chat session will be closed soon due to inactivity of chat participants.
5:40:33 PM Clament: Sorry for the delay it is taking some more time. I'll be back in a moment.
5:40:39 PM ME: sure
5:41:55 PM Clament: I apologize for the charges you have been charged of Rs.11.80
5:42:35 PM Clament: I can explain you why it was charged
5:42:47 PM ME: yes
5:43:44 PM Clament: As per your account scheme code the surcharges details are mentioned below
5:43:55 PM Clament: 1 - Surcharge on Railway Tickets purchased with Debit Card - 2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
5:44:06 PM Clament: 2- Surcharge at Petrol Pumps - 2.5% of the sale amount (Min Rs.10) (Waiver on fuel surcharge for Titanium Rewards card, capped at Rs. 200 per month).
Axis Bank Support: Chat session will be closed soon due to inactivity of chat participants.
5:45:39 PM ME: i dint understand .. my point is when i fill petrol all this day it was not getting any debit now y its happening
5:46:00 PM ME: also if there is any hidden charges let me know if not ill close my account from axis bank
5:46:37 PM Clament: .
5:47:46 PM Clament: As mentioned above it was the surcharge at Petrol Pumps - 2.5% of the sale amount (Min Rs.10) (Waiver on fuel surcharge for Titanium Rewards card, capped at Rs. 200 per month
5:47:57 PM Clament: As per your account scheme code the charges are valid
5:49:02 PM ME: so when ever i uses my card for fuel i should pay extra 11.80 is it
5:50:04 PM Clament: I am sorry to inform but the charges are valid and you will be charged hence forth. Also I would like to inform you that these charges are not from the Axis bank side, the charges are from your merchant end.
5:50:33 PM ME: what is the charges when i fill petrol for 200 each time .. is it only from few bunks or all the bunks
5:51:31 PM Clament: Let me confirm this for you
5:51:36 PM Clament: Give me a momnet
5:51:43 PM ME: please
5:52:40 PM Clament: .
5:53:08 PM ME: .
5:54:05 PM Clament: I see that you have made the purchase in the petrol bunk SHREE SERV on 19 jan 2018
5:54:17 PM ME: yes
5:55:06 PM Clament: I am sorry to inform as we do not have the access to check the merchant information who are charging.
5:55:58 PM ME: what is this i m a customer o[censored]r bank.. when my account as been debited you guys shoul know y...
5:56:29 PM Clament: Can I call and resolve this for you ?
5:56:48 PM ME: tell me is it from few bunks or all the bunks
5:56:57 PM ME: yes please
You have disconnected the session.

during the call the executive said we don't have access to know about the merchant. who is the merchant why they debited etc.. that was shocking to here, , if that is the situation how to trust the bank what if the merchant debits a bigger amount and bank says we are not responsible.

Ultimately i dint get any solution and the person had cut the call rudely.

if any one found solution for your issue regards to auto debit please email me at sugandar.[protected]@yahoo.com
Same case with me . i paid for a course online ...and the charge is cut from account . what is this...?
I am also having a salaried account since 2011.
I was a satisfied AXIS bank customer till last Nov'2017, Since last 6 years I haven't found anything suspicious about the bank but since last 6 months I have been facing multiple dubious activities with my AXIS bank account.

Just quoting the most recent incident
"I had used my debit card at a near by petrol pump on[protected] for amount of Rs. 500.
everything was fine till today, I have just now received a message from Axis bank that your A/C no. XXXXXX has been debited by Rs 14.75 on 22Feb18. Info: TIPS/SCG/POS/MODERN FILLING/STA/DT.18-FE"

On further investigation I found that I had used my debit card at the same modern filling station (Petrol Pump) on 18-Feb-2018.

What is this deduction for ??
And how come you deducted your customers money without prior intimation ??
This is FRAUD/CHEATING.

And highly "UN-ACCEPTABLE" and "UN-PROFESSIONAL".

I am know thinking to change my salary account to any other bank,
This is surely becoming a blacklisted bank in my eyes...

Thank you ...
Sayyad Azmat Hussain
I got an SMS, mentioning - Your ac/no XXXX is debited Rs. XX... on account of TIP/SCG.VISA.POS.DT 280818. i got it nearly 6 times today and deducted various amount which is 81rs, 55 rs, 1 rs, 93 rs, 3.11 rs, 77 rs. what the hell is going on, no body from the bank staff told me about this when the time of account opening. what should i do? who repay me amount?
I having the same type of problem. The only thing is that it has been deducted twice for a transaction date of which there is no record in my transaction.

The info of the transaction says

TIP/SCG.VISA.POS.DT 160918/

What is the reason for this transaction?
Without my permission some amount getting debited from my account, It is mentioned in the statement like TIP/SCG.VISA.POS.DT 807864 my ac number.. please take a action
Dear sir
Why deduct amount in my salary account
Your A/c ... is debited by Rs. 3.67 on 07Jan20. Avbl Bal: Rs. ... Info: TIPS SCG DT 06.01.20. Call [protected] for dispute.pls resolve my problem
Same thing happened with me also. Whenever I use my debit card in Petrol Pump then it will charged sometimes 2.5% and sometimes 4% without any reason. SCG.VISA.POS is mention in the statement. I've search alot from Google but not found any relative information. I also read all the tnc but not found any information about this. Kindly provide me complete information.
I have been charged with 26.55 without any information. Need assistance regarding the same
I just received similer email, I have done shopping yesterday and after more than 24 hrs some amount deducted. When I use my card I asked is there any changes to me he simply replied no then only I used card payment else I do UPI. Now I see so many people are suffering from same issue. Is is new type of fraud done by bank, as by reading above post it seems like bank are doing such things some people may complaint some are not for them it like easy money as drop by drop PTL/SCG.VISA.POS/20.07.23/NAYARA JP ENE
I also request to refund this amount though it is small one.

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