[Resolved]  Bajaj Allianz — Bajaj Allianz life insurance sarva shakti suraksha

When I opened a suvidha account in Citi Bank their agents told me that they have a ULIP type of scheme. I had purchased this policy in January2014. The premium amount of Rs 1500/- of which was getting deducted from my CITIBANK salaried account on monthly basis. I have paid premium for 23months (Rs 34000/-) and I got a cancellation refund amount of Rs 26000/-. Where is the rest of the money that I have paid? I can see a 7% surrender penalty clause (which I can accept). It was a huge mistake on my part that I trusted this fraud company Bajaj Allianz, even though my friends asked me not to invest in it.