[Resolved]  Bajaj Finserv — threatening me to rupture my cibil score due to disagree to take loan transfer.

Address:

Kolkata, West Bengal, 700103

The Agent named Shubhankar Ghosh, first contact me via telecommunication and provided me some good deal on loan transfer. While documentation he asked me give a photo of check of amount 1999.00. At that moment he said me that this image is required to submit the application and no amount can be taken via photo, so on his commitment i have provided the photo. Now the scenario is the approval came for 32 lakh and due to some reason I am not willing to change my loan provider. As committed by me, I have informed him that I am not willing to take the loan. Now is started to scold me and became abusive and asked for the processing fees and threatened me to rupture by cibil score. I don't know how he can do so... Is Bajaj Finserv home loan division do this to all the customer who don't opt to take loan from them, are they trapping customer and get their income from assessment charges. Are they fraud? So many questions are banging in my thoughts. What are the means by which he can affect me?