[Resolved] Bima Lokpal — PNB Metlife agent Globe Master sold Polic by wrong commitment & misleading | |||
Dear Sir/Madam, Please note that below mentioned PNB Metlife Insurance Policy i had taken due to misguiding by your agent with many offers like reversal of brokerage, release of policy bonus, cancellation of old policy Dear Sir, Forwarding below the communication to cheater agent of PNB Metlife who has misguided me and sold me the policy on the commitment to refund old policy value alongwith brokerage charges within 90 days of policy issuance and letter on switch off the mobile and not responded my several calls and mails to him. I have also made so many complaint to PNB Metlife and they know that fraud has been done but no action till date for cancellation as well as against agent. First E-mail sent to Globe Master and after that so many reminders but no reply from them till date Dated 11th Dec’21 no. 22277866, release of payment within 30 days and later on you can cancel the new policy also like commitments and after granting policy nobody is picking my phone including you for the last 10 days. This policy is not required by me due to my age and income issue. Policy no. 23928793 dated 24/8/21 of Rs. 90, 000/- P.A. In the name of Sataynder Kumar (Policy holder and complainter) Agent Name:- Globe Master IMF Private Limited E-mail id :- [protected]@globemasterimf.in Agent code no. 57853668 Mobile no. [protected](no boy picking the calls on this no.) I am giving hereunder complete details, how this policy was issued to me. I had received a call from Mr. Ravi Kumar on 5/7/21 regarding heavy brokerage charges on my old policy no. 22277866 and advised me to surrender this policy and take a fresh one to avoid high brokerage charges on your policy and misguided me to cancel the policies after issuance and after that not picking my calls. Details of persons misguided me Ravi Shankar Phone no. [protected] & [protected] I had also discussed with Mr. Deep Narayan Gupta on request of Mr. Ravi Shankar over concall to confirme maturity amt. of old policy of Rs. 3 lacs. from Metlife Company for surrendering old policy with value of appx. 3.90 lacs. Mr. Ravi and Deep also confirmed Rs 90, 000/- bonus release for taking another new policy which he assured to cancel later on. You are advised to return Interest on premium paid of Rs. 90, 000/- from the date of 24/8/21 to till date @ 12% on Rs. 90000/3- Attaching the following documents for your information and immediate action 1. Policy copy 2. Complaint acknowledgement of PNB MetLife office, Karkardooma, Delhi Thanks for understanding the issue and acting immediately. Regards Sataynder Kumar Cell no. [protected] Attached:- as mentioned above Was this information helpful? | |||
Aug 29, 2022 Complaint marked as Resolved Synopsis of case are as under for your kind considered and immediate action against cheater agent of PNB Metlife and against the PNB Metlife Company who is not cancelling my policies and protecting fraud agent and innocent persons are losing their hard core money.
1. I had taken a policy no. 22277866 in July'17 with an annual premium of Rs. 56751/-
2. Call received from one cheater mentioning working with PNB MetLife naming Ravi Sharma around 10th July'21 and confirmed to me that in your current policy there are huge brokerage charges and do not pay the premium and I will cancel this policy and you will get a new policy without brokerage charges. The mobile no. of this cheater are 9311732628 & 93117322620
3. He sold me a new policy no. 23873506 on line the no. is dated 15/7/21 of Rs. 55000/- with annual premium.
4. Mr. Ravi the cheater again called me on 21st Aug'21 and disclosed that if you will take another policy than I will arrange to reimburse bonus due of `1.90 lacs on your policy dated July'17 with an assurance that later on I will cancel this policy direct from my office and will return 100% money after deduction Rs. 1000/- of policy cancellation charges.
5. He again sold me online a new policy no. 23928793 dated 24/8/21 of Rs 90, 000/- of annual premium
6. Mr. Ravi the cheater also arranged a con call with PNB MetLife officer in Noida to satisfy me before selling the new policy. Later on I understood that that was a cheating call and they made me fool.
7. i chased to Mr. Ravi immediately after 75 days for status of refund in the end of Oct'21 and he respond me for next 15-20 days with a status that your refund is in progress and from 1st Dec'21 onwards switched off both no's and then I come to know that he had cheated/misguided/forged with me.
8. I had tried to talk with both the agents and they neither responded on their provided cell no. in the policy nor give reply of many mails marked to them to help me.
9. Finally submitted a written complaint dated 11th Dec'21 to cancel both policies in your karkardooma Office in Shahdara, Delhi-110032 but they have not yet replied as I think due to PNB MetLife culture.
10. I am giving hereunder details of your Brokers who have never talked to me before the policy or after the policy because i had talked only on line with cheater Mr. Ravi Sharma ( I am sure he must discussed with me fake name but as a company you can identify the identity of culprit through the mobile no.'s)
11. ASC Global Master against policy no. 23928793 dated 24/8/21, Broker code no. 57853668, cell no. 7977680130 with e-mail id no. [email protected]
12. Shikha Khullar against policy no. 23873506 dated 15/7/21, Broker code no. 60098933, cell no. 9625599798 with e-mail id no. [email protected]
Till date I have called up so many times to PNB MetLife and Cheater Brokers as per point no. 11 & 12 but no response received.
Now I want the cancellation of my both policies on the basis of above facts.
1. What action has been taken till date by the Company against the both cheater brokers who never talked and me and PNB MetLife mentioned their name as an agent of the company in my policies
2. Who will compensate me for the loss of interest which I am paying till date to my friends from whom I have taken a loan in the anticipation of a refund from the MetLife?
3. If PNB MetLife is not able to deduct cheater brokers commission and not able to pay me that it is the responsibility of the PNB MetLife to compensate me interest from Aug '21 to till the cancellation of policies.
4. What is the interest of the company to not cancel the invoice? Are PNB MetLife employees are sharing some part of commission which is getting by the cheater brokers on false commitment and fraud with the innocent customer.
5. Finally how one man can issue the policy for separate brokers because only the cheater Mr. Ram Sharma had contacted me for policy cancellation, refund, issuance etc?
Now request you with deep heart to cancel my invoice and refund my money and confirm the action against cheater brokers to avoid escalation to take further action with PNB MetLife and individually with both brokers.
Please reply with refund orders within a week to avoid further proceeding.
Thanks & Regards
Sataynder Kumar
Cell no. 9818252945 | |||
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PNB Metlife Insruance Company Limited, Karkardoma Branch, Vishwas Nagar, Delhi-110092
India
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