Bima Lokpal Complaints & Reviews

My brother's firm's current account no. [protected] is continue in andhra bank s. N. Road firozabad. Bank manager told them " if you purchase india first life insurance company 's policy after 2 years you will get your amount with 9% interest p. A. My father and brother are not enough literate to understand the policy's matter which is in english. S. P. Pathak and akash sharma made them fool so my father purchased this policy. My father...

Bajaj allianz complaint no.76617382

All information are incorrect excluding vehicle no

Name
Chassis no
Engine no

Real owner
Name kewal singh and payment also done by them

Error done in oct 18 and since its not clear by company they say we are doing but there is no action and now they said we did not make correction

Then can check who paid, whomever make payment give policy to them

At the time of claim company said to gubal singh vehicle no is not match
And
To kewal singh other details

So as per no one can enjoy the benifit

I have taken health policy of hdfc ergo on dated-11.05.2018 onwards..
And due to medical emergency i have taken treatment at hirawati lab & research centre, keshav nagar distt singrauli (Mp) on dated-18.10.2018 to 21.10.2018. This hospital was not under cashless network because there is no any cashless hospital around 200km near to my residential and during medical claim surprised to get the message where written "as per the document's submitted the claim was found to be misrepresented" from hdfcergo. [protected]@hdfcergo.com on dated-13.01.2019 wherein i am completely unknown where to misrepresented all the documents pertaining to claim provided to hdfc for settle the claim but they are trying to not settle the claim i feels now. Sir neither the hospital nor patients treatment is invalid. Totally treatments are genuine and claimed for policy benefit.
So pl re-open my existing claim file and investigate properly and clear the due from your kind help & support.

Mr. Virendra Shankarrao Amle
Sigma Freight Pvt. Ltd.
Plot No. 134, BGNS,
Manish Nagar,
Nagpur-440005.
Email Id : nag.[protected]@sigmafreight.in
Mob NO : [protected]
Adm. Date :- 17.09.2018 to 19.09.2018 & 20.09.2018 to 28.09.2018
Hospital : - Orange city Hospital& Research Institute, Nagpur
United india insurance Policy no [protected]P[protected] TO 2016
National insurance Policy no[protected] 2016 to 2019
Reason :- BRONCHIAL ASTHMA WITH SURGICAL EMPHYSEMA SINCE 2-3 YRS. please find attached all supporting documents kindly acknowledge the receipt

I want to inform you that the sales agent (Mr. Rajeev Gupta) of PNB MetLife cheated me by miss-selling the policy. He got my mobile number as a reference from my colleague (who already bought a policy from Mr. Rajeev Gupta and on behalf of his policy No.[protected] he called me and i purchased an Endowment saving plan plus scheme ( as my colleague bought) in the month of March 2018. My policy number is 22533592. As per agent the Simple Revisionary bonus rate is calculated at the rate of 7% per annum but when I checked it online after getting my policy document, first rider (accidental rider)was not added as per commitment and secondly on the website it is mentioned that company paid it at the rate of 3% simple interest. He also committed of the 15-25 % per annum rate of the terminal bonus starting from the 10th year and a sum was assured 48-49 lacks minimum but as per company website it was maximum 15%. I have received my bond paper after a month i.e 29th April 2018 after seeing the document then I found that rider was missing and I didn’t found anywhere the percentage and sum assured by the agent. Number of time i tried to contact to sales agent Mr. Rajeev Gupta by the telephonic call or through a sms on WhatsApp but he didn’t reply later on I received a sms on my WhatsApp from Mr. Rajeev Gupta i.e “wait for…..few hours….I’ll cl u…sir…m outside” but when I didn’t receive any call from him then I started to call Regional Manager Mr. Ashwini. After discussion with Mr. Ashwini, he came to my house with Mr. Vikram and he assured me that revisionary bonus max 3.5-4% and terminal bonus max 15% and you will get sum assured minimum 42-44 lacks and asked me to submit further document of my spouse to add accidental rider. Mr. Ashwini took my policy paper back for change it but I received my bond paper once again on 5th September 2018 in which the that rider was not added yet. I and my colleague send a complained to their customer care a mail id ([protected]@pnbmetlife.co.in) to terminate our policy in June 2018 but my colleague got the confirmation (Policy No.[protected] for termination his policy but I didn’t get till now. I have send mail to the customer care number of time but every time I got almost same reply that you didn’t raise any concern within 15 days and after some time they replied me that we are not going to entertain anymore.Parallely I complained to online consumer forum www.consumehelpline.gov.in vide complained number 945857 and 856717. He has cheated me by miss-selling this policy. I am requesting to you to look into the matter personally asap and terminate my policy and return my money. I will wait for next seven days otherwise I will move to the court.

Hi I bought a policy of HDfC 3 to 4 years ago.
At that time my broker said me that I ll get gurranted Bonus on my policy at maturity around 12 to 14 lakhs I was not mature I was just 21 so I did not have much knowledge about this I bought this to save money for my safe future as I am an orphan. After this to make all things sure I made a call to customer Center of hdfc life insurance and that employee told me that sir you will get the bonus but we could not tell you the exact amount it depends on the performance of company and he included that if the performance will be at the lowest than you will get minimum 4 lakhs at the time of maturity and if it performs great than it will be above 10 lakhs I got satisfaction through that and one day I got a call from IRDAI regarding how your policy amount is being used by the company the company will give you that statement in written format so I said them yes I want it and the very next day I got a call from hdfc life insurance noida. He started to explain the basic information of my policy and then he mentioned that the bonus you will get at maturity is not guaranteed may be you will get or may be you will not and then I suggest me to lodge a file against the broker through bima lokpal he filed a complaint and told me the complaint no. Next day I got a call from bima lokpal Mumbai. He listened my whole story and then he said you can change your policy and company to another policy and company and in hastiness I said him yes and then I bought a policy he suggested me. He said your all money of hdfc life will be sent to your new company Aviva as a third party money but now it is about 5 to 6 months I have no confirmation either my money has sent to Aviva as a third party or not and now those people are just giving me excuses day by day that you will get the statement but I got nothing please help me I have lost my money I saved for my college fees. I have nobody to suggest me the right way please contact me [protected]

My name is javed khan 6 month before employee of future generalli life insurance comoany ltd. Employee name ajay dan and manju saini the came to me and sale me a policy future generali assured education plan .they told me all things lie about policy that u have to deposit Rs.3, 42, 060 in twelve years. After twelve years u will gate thirteen to fourteen lacs Rs. On this commitment of ajay dan and manju saini i give him.30, 000 rs. Cheque. And i purchase this policy.
After 10 to 15 days i gate policy bond kit.and i read it i found everything is wrong which ajay dan and manju saini was told me about policy. Than i called to ajay dan and discuss about policy i tell him the policy which one u told me all is different. As per ajay dan and manju saini commitment u will gate thirteen to fourteen lacs and here in bond i chack everything here am gatting only 4, 85, 270 rs .
Ajay dan say to me u don't know about policy.tommorrow i will come to you and i will tell you everything.
From that day hi didn't come to me, i call him continuesly he did not response to me, and be did not come to me.than i went to future generali office for a complaint of ajay dan and mnju saini regards this policy.
I told whole story to custumer care employee of future generali life insurance co. Ltd. He said to me before complaint i[censored] want to meet ajay dan and may be he clearified your all problems and after that he called ajay dan i met with ajay dan i tell him why u was cheting with me ajay dan accept his mistake he apllogie with me. And he said i will pay your all 30, 000.rs. with in 1 month but i tell him i want now than hi give me 20, 000 cheque of his account . I received the cheque and he said after 15 days u can clear this cheque in your account .
After 15 days the cheque was deposited by me in my bank account but cheque was bounse continusly 2 time, again i called to ajay dana nd manju saini they were told me we will gave u all amount with in one month but after one month they didn't give me any single amount.after this i again went to future generali life insurance branch for complaint for ajay dan and manju saini than branch officer informed me ajay dan was resigned from with this branch.he can not take any action on ajay dan . He said i[censored] want to do complaint u can write a application against against future generali and ajay dan.we wrote application against ajay dan and manju saini and submitted in the future genrali life insurance co ltd. After 10 days we got a mail from future generali they wrot on mail we can not do anything because all the policy are right. Now i want to do complaint against future generali and ajay dan and manju saini for this fraud. Plese kindly do something for me and take a action on them.
Regards javed khan
Policy no. 01452695
Mobile no. [protected]

Reference to l. I. C policy no's:
[protected] /[protected] /[protected] / 71442863 / 71228149.
L. I. C branch no 917 ulhasnagar furniture bazar maharashtra.

Respected justice,
My husband has purchased mention policys to secure his family kids future from unavoidable situations.
As a layman customer he was and no one will come to know his health situation in policy term.
He met critical bypass surgery in jul-1991 because of which he could not pay renewal premium on time, lic rejected all his request to inforce all policys on health grounds.
If a rich customer pays all his renewals on time inspite of any critical health situation in pt he gets all his policy benefits.

It should be common to all
Any critical health circumstances in policy term inforced or lapse - should be equal

The agent has given two policy with fake benefits.
Policy Name: Kotak Assured Savings Plan (UIN - 107N081V01)
First Policy Id: 09847287, Amount: 150000

Second Policy: 09921086, Amount: 75000,

I have purchased the first policy on 12 March 2018 and the second policy created automatically by the agent on 18 June 2018. He told me I will do top up 75k in first policy, But he created the new policy. He told me you will get 31L from first Policy after maturity. When reading the document, it was written the only 21L. I have also told to Agent regarding 21L. But he told me you will get definitely got 31 L amount. Also, he told me you can withdraw all money after 3 years. But I have called to customer card at Kotak. they told you will get only 30% of paid premium after 3 years. if I close the policy. I got stuck with 2.25 L amount. Please try to refund this from Kotak Mahindra insurance.

Indica car no up63 d8700 was insured with national insurance company branch mirzapur up. A claim after accident was due with the co. Since april 2011 but after several reminders to the branch manager, regional manager n other higher officials if the co, no action has been initiated n the insurer is still waiting for the reimbursement of expenses.
Regards sulochana devi
Bundel khandi chowk mirzapur-231001

I have got phone call from bima lokpal complain deptt by payal gupta from fhone no [protected], [protected] regarding cancellation of my previous various insurance policies and refund me the amount already invested she connect me mr. Abhisek bajaj then bajaj connect to mr. Dipak srivastav of lokpal. The mail come to my email is
Dear customer,
We are glad to inform you that behalf of your complaint, organization seems has been fully approved based on your complaint number (Bm9609d).
Kindly submit your documents and pendency 23% then company releasing your amount.9, 49, 999.00 and inform your rm (Relationship manager) as soon as possible.

Regards:
Bima lokpal
Ho.
From "bima lokpal"
I have not paid the amount till to date

Dear sir, sr services farud me your all policies cancellation you complaint irda your file came our department i am igms officer. You can tell me what is your problem. I told shridhar broker insurance agent as like hdfc, brathi axa life insurance agent dhoke se hitna policy banaya mai cancel ke liye complaint dali hai. Ho bola teek hai aap abhi kaha complaint dal ne ki jarur nhi hamari services aapka kaam kara dega aap hamari bank account me neft karo 90, 500 aapko aapka policy ka refund kar te time aap charges kr ke pay kiya ho aapko 30percent aapka policy ka amount ke sath refund hoga abhi phn receive nhi kr ta hai receive kiya tho damki detha hai. Plz sir help me. Mai yek aurth housewife i request plz help me.

I got a call regarding loan and have been told that if you buy our policy we will provide you 20 lakhs loan against it... Once i bought policy they stopped attending my calls... they send policy after free look period.. i complaint to HDFC but they didn't take any action... Kindly suggest if anything can happen. it was purchased on aug 2016.. i have been told that they are calling from Reliance capital.. i had there whats app chat also...when i complaint against them finaly i have been told you cant get any loan unless your policy will be a year old... n when i called after year got no response

My father late shri. Shivnarayan munnalal jha r/o kamptee road, nagpur - 440001, expired on 6th sept 1999. I received a call from one ms. Kavita joshi from bima lokpal karyalay informing that my father had made investment of rs.44000/- in isd vaisya mutual fund and its present market value is rs. 265850/- we (4 brothers) were not aware about this investment made by our father.
Please advise how can we claim this amount.
Regards,
Dilip jha
Mbl : [protected]

Hi sir,

As per supreme court order, any driver who have private license, they can drive commercial vehicle easily and my car is working with uber.in uber there are many drivers or car owners (Private license+ commercial vehicle) attached with private license and using commercial vehicle.

My driver is using private license but the oriental insurance company is not passing my claim because of my driver is using private license. They send me the no claim letter after his further processing so i am requesting you to please help me in that because in future, this will happen with any one and suggest me the next source of action.

Thanks,
Abhishek singh
Mail-abhishek. [protected]@gmail.com
Mob-[protected], [protected]

I have taken a medical insurance policy from oriental insurance in 2011 with the condition of payment of pre-exiting disease cover after 4 year of regular continuation of policy.in 2015 we have claimed the reimbursement & received the claim. We have received the claim up to 2106 but after that the insurance company is not giving the claims. They are neither refusing the claim nor ready to settle the same. Even after our repeated reminders they are not responding. Kindly advise us what action we can take & what documents you required to settle the claims.

Sri nempal singh of bhima lokpal consulted me through his mobile no. [protected] alongwith m bansal mobile no. [protected] contacted me through their mobile numbers and told that they will refund my polacy amount through online banking systam. They promissed me to refund an amount of rs. 735399/- for which they askec a cheque for rs. 35500/- and another cheque for rs. 41917/- in favour of 2 different companies to refund the amount to my account....

Dear Sir,

Agent of HDFC life sold me hdfc classic assure plus life telling wrong benefits. My policy no is 20439678 and my sister policy no. is 20423588 . hdfc life and its agent make poeple fool by selling products telling wrong benefits. My original policy documents were delivered on 6-June-2018 but hdfc customer care is saying they have delivered on 15-June-2018. Actually they give it to their agent and register that date...

Coal mi. Vikram chohan mo. No.[protected], mr. Dube mo. No.[protected], mr. Parek mehta mo. No.[protected], mr. Shubham chohan mo. No.[protected], [protected], rajiv saxcena. Mo. No.[protected].. Mr. Vikram chohan ne phon pa btaya. Ki hdfc. Me apke rakm jama ha. Aap rgistetion ka wa le. Mere dwara hdfc. V future genrali liff insurace ki rs.1000000./ki polisiya krwali ha. Ab koe phon nhi utharheha. Mere ko btaya ki apka klem 3800000/ lakh metega....

I had a transaction in united india insurace in date of 15/06/2018, but has not come payment credit in cd account in the portal nor in my bank account.
I had called also head office of portal but they are not receive my call now, they had receive only one time.
I called to the bankers, they told me that your payment was receive to the merchant.
Then plz sir tell me, where is my payment money?

Detail are given below of transaction;

Transaction id is np[protected]
Agent code and name agn0000529, geeta yadav

Dear, sir
I am an agent of lic of india, kasganj branch code 279 aligarh devision up and member of chairman club and chief life insurence adviser [clia ] my code no is 1305279. I have three lacs health insurence policy with spous of the new india insurance co. Ltd by the mediassistindia ltd. Tpa. Lic of india provides a facility of health insurance our club member agents with spous. My wife smt. Ram kali have been operated her utrus due to mass and cyst on 02 dec. 2016 at abha meternity and surgical home ram ghat road aligarh up. I have been sent all original documents. Paid receipts and final hospitalisation bills. But the medi assist tpa demands me aienew [punah ]
Original documents, the original documents receive one time only. Please help and pay my avobe claim soon.
Yours sincerlry
Smt. Ram kali w/o sri ram singh bajaj
Ag. Code1305279
Lic of india kasganj branch 279
Mob. [protected]

Gvr broker company was sold policy for loan and atm network setup box and tolled me that this policy is only for secuarty this policy refund you with you loan. Broker ne mujhse kaha ki aapko eske bad koi paisa jama nahi karna hai is policy ka paisa bhi loan and atm network setup box ki rental ke sath wapas kar di jayegi. Sath men ye bhi kaha ki yadi company se varification call aye to unhe kuchh bhi mat batana ye sab kewal formelty hoti hai jabki sab company ko pata rahta hai ye kam gov ka hai aur ye company bhi gov ke adhin hai. Is prakar se mere sath fraud aur cheating karake mujhse aur mere parivar ke name se 7 policy karaya gaya jisme 5 policy ko mere complane ke aadhaar par tod kar mujhe paisa diya ja chuka hai. Meri kamai par month kewal 10000 se 15000 hajar par manth hai. Main itni badi policy chalane yogy nahi hoon.

Dear sir,
I am an agent of lic of indiai in kasganj branch code 279, aligarh division u. P. And member of zonal manager club [zm club] and clia [chief life insurence adviser ] i have two lacs health insurence of the new india insurence co. By the mediassistindia ltd tpa. Lic of india provides a facility our club member agents
I have been oprate my left eye catract on 04 nov.2016 in sharma laser vision cente ram ghat road aligarh up. I have been sent all original documents, paid receipts and final hospitalisation bills but the mediassistindia tpa demands me
Aienew [ punah ] original documents. I am unable to provide them aienew original documents. The original document receive one time only please help
Me and pay my claim soon. Thanks
Yours sincerly
Ravindra kumar sharma [clia ]
01078279 lic of india kasganj branch code 279
Aligarh division up mob. [protected]

My name is anil kumar choudhary,
I was took a kotak life policy on dated 18/5/2018, at the time of manager promises me lot of things and he didn't told me about lock in period and it's disadvantage, i blindly trust him, once i received the policy, after 6 months i come to know that this policy having some lock in period, so i call to manager but he is shifted and then i called to customer care, the lady told me that you have lock in period, i don't understand about lock in period, she explain me that if you closed the policy now then your policy will be closed and you will not get any single rupees better you convert in ecs and pay at least 3 years so you will get your deposited money, i thought i have to continue for 3 years, after 3 years i called to customer care for my money, they said if you closed your policy, we consider your policy as a surrender, i am shocked i have paid more than 162000/- now they are talking like this, i am literally depressed, i do not understand what to do, now i complain to irda against but kotak life is not taking any seriousness, i want my money back, if they told me about proper plan with lock in period, i was never enter in this matter., now they block with took lumsum about in the beganing of the policy, so i unable to take action that time, but not i want my premium about back.. They are making people full and just doing sales, this is my hard money...
My policy no:- 3232573
My email:[protected]@gmail.com
My mobile :-[protected]
Kotak life policy

Sir
My name is radhey shyam shukla. I have a medicllaim policy amount 500000. From may-2014 til now. Renuval of my curent policy no.224302/48/2018/321 is due on[protected]. But when i drop a check of rs.6990.00 to pnb branch, he told me that premium of said policy is now increased by 300% & now premium is 19587.00.

Sir this premium increase is so much & unfair.
So please look the matter & send me logic that how can cpmp. Increas premium 300%. Pl. Also send me reply.

Thanks
Radhey shyam shukla
Dob[protected]
Mob.[protected]

Icici lombard ka policy liya tha 05 member ka payment hone ke bad policy 04 member ka hi kiya 05 ve member ka name add hi nahi kar rahe hai maine consumer forum me complaint kiya to mera policy cancelled kar diya 02 april ko aur aajtak mera paisa refund nahi kar rahe hai bolte hai 07 din me ho jayega 02 april se aaj 21 days ho gaya fir bhi paisa lota nahi rahe hai pl mera paisa refund karva dijiye bahot meharbani hogi aapki

Mujhe December 2017 unknown number se phone aya aur fraud tarike se loan dene k bhane se Bharti Axa life insurance ki policy purchase karwae gayi jiska no. [protected] he jo mujhe RAJESH JAIN, AKASH SHARMA, PAYAL tino ne milke purches karwae aur na abhi tak loan diya aur nahi policy ka pesa return kar rahe he, meri three month se lagatar unse bat Ho rahi he aur sari bate mere pass recordings he aap jab bolo Tab provide karwa dunga, me Bhut pareshan hu aur en logo ne 420 karke mujhe Policy kharidwae he aur ye policy meri wife k nam se li thi in logo ka pura racket he me chahta hu jald karwae Ho aur mera pesa mujhe dilwao.
Ye un logo k no. He jinse meri bat hue he aur aaj tak hoti he-
Rajesh Jain -[protected], [protected]
Akash sharma -[protected], [protected]
Payal-[protected]
Khushi bhardwaj-[protected]
Vikas Uthra -[protected]

Sir

My self furkan s/o abdul sattar r/o of mohalla - begumpura, kairana, shamli, up-247774.

I have a policy with icici prudential life with policy no.[protected]

I have taken the policy on 31/12/2014 at that time they have informed me that it is a one time premium policy. As per scheme detailed by them i had deposited 60, 000/-.
They told me that you can now take back your money after10 yrs with interest or you can also take it before 10 years if you needed it. Unfortunately due to some circumstances i went in january 2018 for premature payment of my policy. They said that my policy has been closed. They are neither telling me the reason nor made any refund. Even they have entered my wrong mobile no. And date of birth. When ever i went to bank to enquier about my policy they mis-treat me. Kindly provide solution to my problem sir.

Thank you

Dear sir/madam,
My mother is holding health insurance policy no.[protected]-01 of sbi general insurance. My mother smt. Asha srivastava admitted in sanjay gandhi postgraduate institute of medical sciences lucknow at 04-dec-17. Insured was diagnosed with metastatic ftc. Sbi general insurance declined my claim no. 3762118 for policy no.[protected]-01.
I would like to inform you that my claim declined on the basis of pre exiting criteria, where as suspected of metastatic ftc after mri report of dated 31/10/2017. You are requested to instruct concern to review claim decline decision (Mri report has already submitted).

My patient has neither diagnosed any such type disease nor taken any medicine and never got medical advice for said disease. Why metastatic ftc is pre exiting disease? Please instruct concern to disclose my question. At the time of policy application we have clearly mentioned that our patient is diabetic and i could not hide any fact of disease of insured.

Why is sbi general insurance declining my claim on basis of pre existing disease which did never exist earlier? My patient has never received any medical advice or treatment prior to enrollment in my medical insurance plan for this ailment.

As you know, we have suffered a major loss that is having a big impact on our lives and we are struggling to recover. I have already emailed and telecom with sbi general insurance customer cares earlier but could not get reply/justification.

I look forward to your response. Thank you for your anticipated cooperation in this matter.
For reference i am enclosing herewith decline letter of sbi general insurance.

Regards
Piyush srivastava
[protected]

Respected Sir,

With due respect I want say that I have taken a credit card from Axis Bank Ltd in Sep-17 so they call me As a welcome call and offered a med claim through Tata Aig Genral Insurance co and said it is their corporate tie up with Tata Aig. So that I discussed their executive but at the time of proposal he admitted that you are fully covered for OPD & Medicines through their policy But when I was Suffering With...