Byjus — Unauthorized Loan Account in My Credit Report

Address:BYJU’S Tuition Centre,Ratna Atremus - 2, Near Honest Restaurant, Paldi Vasna Road, Bhatta, Ahmedabad Landmark - Above Zudio

Dear BYJUS Grievance Team / SMFG

I am writing to address a pressing issue regarding an entry on my credit account that does not align with my records. Upon reviewing my CIBIL report, I noticed an unauthorized entry reflecting a negative credit from Fullerton India.

The account indicates an overdue status from May 2023 to August 2023, with an outstanding amount of INR 15, 499. I would like to emphasize that I have never availed any loan from your institution, and it is alarming to see this entry in my account statement.

To facilitate a resolution swiftly, I kindly request you to provide me with the complete repayment details, disbursement history associated with this loan, and a breakdown of calculations leading to the outstanding amount. Additionally, despite cancelling my subscription, the account still reflects an overdue status, which is perplexing.

Attached are my personal identification documents and a screenshot of my CIBIL score for your reference.

My Personal Information:

- Aadhaar Number:[protected]
- Address: FP 52/J, Survey-89, Fuzail Park, Near Lab Bank Park, Behind Canal, Fatehwadi, Ahmedabad, Gujarat 382210
- Income Tax ID (PAN): BOFPP3821L
- Voter ID Number: ZCH2340230
- Mobile: [protected]

I urgently seek your cooperation and prompt attention to resolve this matter. I believe that sharing the repayment schedule and calculations will help clarify the situation. I look forward to your immediate response and a swift resolution to rectify this discrepancy.


Moin Pathan

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