| Address: New Delhi, Delhi |
Sir, My name is Vijay kumar Singh, working in a Pvt Ltd company in Gurgaon as less than average paid salaried person. Due to some urgent personal requirement I applied for Personal Loan of amount Rs 3 Lacks.
In this regard I was offered a personal loan from a Lady (Kusum, Mob No. [protected]) saying that she is calling from Standard Chartered & she can offer me Personal Loan at 12.99 % with zero percent processing fee & after my consent she got collected all the required documents, After that she called me that Loan is not possible to avail from Standard chartered as I never applied any loan in the past.
After few days she called me once again saying your Loan will be sanctioned at same rate by NBFC (Capital First) & asked to complete the formalities which I did accordingly.
She got signed agreement by me & collected the cheques also.
I was surprised when I got the SMS from Capital First that Rs. 287260/- is credited to my account at an interest rate of 19% which was actually not as per her commitment.
In addition when I contacted to customer care of Capital first then they said it is not Personal Loan, it is Business Loan.
I request you to please help me because it is not affordable to me to pay EMI at this rate of interest. I am ready to return the amount to Capital First & want close the deal with him as I am cheated by them & that Lady.
Looking forward to your positive response & want immediate action on the company & that Lady who is not picking my phone as well, so that they cannot fraud with others.
You’re sincerely
Vijay Kumar Singh
Loan Account No. is : 7817083
Mob No. 91-[protected] Was this information helpful? | 
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