[Resolved]  Axis Bank — harassment by telling non bailable arrest warrant

i am receiving the calls since yesterday morning regarding the arrest warrant for non payment of credit card dues. First i received the call from Mr jaipal reddy contact number[protected] from hyderabad) claiming to be inspector and screaming in foul language that arrest will be made if money not paid in 2 hours. Then he gave number of some lawyer Mr krishnamurthy( from bangalore) contact number ( [protected]) telling that if money is not paid then you will be arrested and presented in bangalore court.
i called him and told him that we want to settle the card but give some time for so but he insisted on payment within two hours which was not possible from my side. Next i received the call from delhi police headquarters that he is an inspector ( contact number [protected]) and again threatened for arrest within 15 minutes.He used such filthy foul language and very rudely threatened and again pressed for talks with advocate krishnamurthy.
Kindly let me know whether all this is justified and whether such threats are for real.
I am completely depressed because of all this, so kindly let me know how to proceed in all this.
The credit card was from axis bank and i had talked to these people on behalf of my husband.