[Resolved]  Axis Bank / Credit Card — Name added in Cibil

Dear Sir,

I was having the salary account with Axis bank Ltd in the year 2006,On behalf of this the bank issued the credit card with the limit of Rs 12000/- saying that there would not be any annual or any other Charges, but despite of a good repayment 1 year later the bank debited my account by the heading Annual Fee. When i enquired about this the bank person said that you pay the due amount along with the annual fee the bank will refund it on the very next bill but it was not done.
After this miscommitment i stopped the payment for some months. one day one person called me asking there is a due of Rs-12000/- on my card,I was shocked.after a very long discussion many calls (threatening calls too). he himself said me to deposit the cash amount Rs-6500/- instead of Rs 12000/-
On 15/07/2008 i paid the said amount through cash vide Axis bank Receipt no-29180 dated 15/07/2008.at that time he gave me the settlement letter aswell.despite of this they added my name in cibil.
in this regard i have tried to mail to the banks customer help desk but did not give any positive response.I request you to please help me and arrange to delete my name from CIBIL.
you can check my repayment history from other banks as well.



Regards
Ripudaman Singh
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