[Resolved]  Axis Bank / Personal Loan — 1% cash back not received after so many complaints

Hi,
I have taken a personal loan from AXIS Bank in July2006 of rs 2 lacs(Loan Account No-[protected]) and they promised me to give me 1% cash back in written. I am continuing paying the EMI. I am not a defaulter either. But till now, I did not got any cash back.I write them again n again and nothing seems to be happem.
below is the communication chain held:
Hi,

I am writing again n again and nothing seems to be happen from last 3-4 months.

Can you please let me know, when i ll get my cash back.
I am very much dis-satisfied with the services, you ppl provides.


Thanks,
Monika Gupta
- Hide quoted text -



On Fri, Nov 21, 2008 at 5:08 PM, Monika Gupta <garg.[protected]@gmail.com> wrote:

Hi Ms Sumita,
its again allmost 15 days passed and nothing happen till now.
Please let me know are you able to handle this or not,

I had started communicated to you since Sep, 16 and today is 21Nov, but my case is still at the position as it was earlier.. I am not at all satisfied with the services of your bank. Either I want my money or I ll go to consumer forum.

Thanks,
Monika

On Thu, Nov 6, 2008 at 5:26 PM, <Customerservice.[protected]@axisbank.com> wrote:



Dear Ms. Gupta,

Please refer our teleconverastion a while ago. Request to kindly wait for another some time.


Thanks & Regards
Sumita Dang
AXIS BANK LTD
4/6B, ASAF ALI ROAD
NEW DELHI-110002



-----"Monika Gupta" <garg.[protected]@gmail.com> wrote: -----


To: Customerservice.[protected]@axisbank.com
From: "Monika Gupta" <garg.[protected]@gmail.com>

Date: 11/05/2008 10:43AM

Subject: Re: Deatils of personal Loan


Hi,

It's allready 3 weeks passed away, How much more time you people require to get me the details, I wanted.

This is very unsatisfactory the way, u people deals with your customers.

If my issues does not resolved now, I ll exclate the issue either of your supperiors or consumer forum.

Thanks,
Monika Gupta
[protected]


On Fri, Oct 17, 2008 at 5:07 PM, < Customerservice.[protected]@axisbank.com > wrote:



Dear Ma'am,

We regret the inconvenience caused to you.

It would take another week's time (approx.).

For any queries/ clarification please feel free to call us at our customer care numbers[protected].


Thanks & Regards
Sumita Dang
AXIS BANK LTD
4/6B, ASAF ALI ROAD
NEW DELHI-110002



-----"Monika Gupta" < garg.[protected]@gmail.com > wrote: -----


To: Customerservice.[protected]@axisbank.com
From: "Monika Gupta" < garg.[protected]@gmail.com >

Date: 10/15/2008 03:58PM

Subject: Re: Deatils of personal Loan


Dear Ms Dang,
Its allmost 25days has been passed, neither I got your email nor any phone call.

Let me know, the status of my issue.


Thanks,
Monika


On Tue, Sep 23, 2008 at 2:11 PM, Monika Gupta < garg.[protected]@gmail.com > wrote:

Dear Ms Dang,

I am still waiting for your reply.If i dint get the reply I will exclate the issue.


Thanks,
Monika


On Thu, Sep 18, 2008 at 4:54 PM, Monika Gupta < garg.[protected]@gmail.com > wrote:

Dear Ms Dang,

I am surprised, how can you say that I am not entitled for cash back...

When I was taking loan tht time your bank executive tell me that I will get the 1% cash back after completion of 1 yr. And infect today also, I called up your customer care no and they were telling me that cheque will reach me within this month and now you are telling me that I m not entitled for tht.really surprising...

Either you or your executives are not sure about their statements.

Please let me know, what is this all about?

And the statement, you send me, dont reflect that I am having any debit balance of rs-8/-, let me know, how this amt comes up or the transaction for which its is debited.

Hope to get an early and accurate reply.

Thanks,
Monika


On Thu, Sep 18, 2008 at 3:06 PM, < Customerservice.[protected]@axisbank.com > wrote:



Dear Ms. Gupta,

Your loan account number is [protected] .

I am enclosing the soft copy of your loan account statement. In your case teh cash back is not applicable as your EMI amount is Rs 6885/- but we are getting the credit of Rs 6884/- through the PDCs given by you.

Also, as on date there is an overdue of Rs Rs 8 in your loan account. Request you to kindly deposit the same in any of your nearest branch.

For any queries/ clarification please feel free to call us at our customer care numbers[protected].


Thanks & Regards
Sumita Dang
AXIS BANK LTD
4/6B, ASAF ALI ROAD
NEW DELHI-110002



-----"Monika Gupta" < garg.[protected]@gmail.com > wrote: -----


To: Customerservice.[protected]@axisbank.com

From: "Monika Gupta" < garg.[protected]@gmail.com >

Date: 09/17/2008 07:55AM
Subject: Re: Deatils of personal Loan



Dear Ms Sumita Dang,

I think, you did not read my previous mail carefully, I allready mentioned that I did not provide the loan account no and FYI no file no.

You please let me know, How can I have all the info(Loan account no, welcomekit, and cashback). I am only having this much info tht EMI is deducted ffrom my HSBC Saving account.

Please let me know the details.

Thanks
Monika


On Tue, Sep 16, 2008 at 8:27 PM, < Customerservice.[protected]@axisbank.com > wrote:



Dear Ms. Gupta,

Thank you for writing to AXIS Bank Ltd.

Request you to kindly confirm the loan account number or file no. to check the details.

For any queries/ clarification please feel free to call us at our customer care numbers[protected].


Thanks & Regards
Sumita Dang
AXIS BANK LTD
4/6B, ASAF ALI ROAD
NEW DELHI-110002



-----"Monika Gupta" < garg.[protected]@gmail.com > wrote: -----


To: customerservice.[protected]@axisbank.com, karan.[protected]@axisbank.com
From: "Monika Gupta" < garg.[protected]@gmail.com >
Date: 09/16/2008 02:45PM
Subject: Deatils of personal Loan



Dear Sir,

I took a personal loan of rs 2, 00, 000 from Axis Bank in Aug, 2007.

Till Now, I did not get any welcome kit as well as my 1% cash back amount.
Even till now, I dont have been provided with Loan account number.

Please look into the issue and provide me the same ASAP.

For your reference, EMI is deducted from HSBS bank and Loan is in the name of Monika Gupta.

Hope to get an early reply.

--
Regards,
Monika Gupta
[protected]