[Resolved] CIBIL — Incorrect information updated in CIBIL

[Resolved] CIBIL — Incorrect information updated in CIBIL

R RAJESHWARY AVINASH KULKARNI from Chennai, Tamil Nadu

Dear Sir, For reference: Control id :[protected]. I have applied for a loan against from Property from AXIS bank Ltd.The same has been declined by the bank with the following reasons 1.There is an an Auto Loan in my name which has been written off and a suit has been filled in this regard. I wish to say that I had an Auto loan from ICICI Bank which was repaid in 2001 and NOC was also obtained. Besides if a suit was filed I have no information about it. 2. There is an overdue amount of Rs 9795/- on an auto loan about which I have no information. There is no Auto loan in my name which is overdue. I have an ongoing Auto loan with PNB which is being promtly serviced with out any defaults. I have not availed any Auto loan which has been written off and there has been some mistake in updation of records at your end. hence I request you to check the records and update correct information in Cibil since the same is effecting my credibility adversely and causing lot of problems for me. I would be sending legal notice in absence of a prompt and correct reply. Sincerely etc. Dr.Rajeshwary Avinash Kulkarni. A-361 second floor, Meera Bagh New Delhi-110087. Contact number: [protected]. Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Nishant Kumar

from Pune, Maharashtra

Dear Dr. Rajeshwari,
I am Nishant, from Bangalore.
I too have a similar case as yours with incorrect information in CIBIL.
I had recently applied for car loan with SBI. And my loan was also declined due to an incorrect information in CIBIL records. CIBIL records says that I had taken a 2 wheeler loan in 1999, which I had not taken. On checking with CIBIL, I got to know that in year 2006, CITIFINANCIAL had put that information in CIBIL. I have contacted CITIFINANCIAL, but I am yet to hear from their end.

As our case is similar & you have dealt with it, i would like to know what I should be doing now ? Also, how did Customer Complain website helped you to get your case resolved.

Any information in this regard would be highly appreciated.

Thanks & Regards,
Nishant
Bangalore
Cell : [protected]

mukes81

Dear Sir,

For reference: Control id :[protected]
I have applied for a home loan from IDBI bank Ltd.The same has been declined by the bank with the following reasons:
There are two credit cards of ICICI Bank are overdue and the same has been written off. I have not availed those credit cards and the same has been confirmed by ICICI bank. but due to some mistake these are updated in CIBIL records.

hence I request you to check the records and update correct information in CIBIL since the same is effecting my credibility adversely and causing lot of problems for me.

Thanks & Regards
Mukesh Kumar
(M) [protected]