[Resolved]  CIBIL — defaulter classification

most of the transactions do not get reflected if it is to improve the credit rating of the customer.the banks are using this as toool to victimise the customers they dont like or they want ot spoil

thanq for the initiative. i had been longing to hear a word of consolation from a person like you and to fight a battle jointly.i will be in touch with you with facts of my case.

My name is RajKumar Pan no.is AISPK0042J in my cibil report shown a housing loan of Rs.200000 opend date is[protected] & current balance is 3981 & another loan of Rs.200000 opend date[protected] &current balance 63871, but these loan had not taken by me.please check my cibil revet me on my mail id rajb.[protected]@yahoo com as soon as possible

Dear Sir,
Plz. Omit our Name from the CIBIL as i have cleared all the dues.
JAGADANANDA TRIPATHY.
BABITA TRIPATHY.
941-Mahanadivihar, Cuttack-753004.

cibil is unprofessional and whatever banker says it updates in their records some times with wrong reports.. Not a good credit rating agency..Bad Credit report agency.

CIBIL is most inconsistent credit rating company in the world. They see things only one way and update their database for money. HSBC bank long back lend me credit card for one year free. After one year usage, I canceled the card. After that HSBC coninously sending me the credit card statement with anual fee as due. Charges on top of that and it went on for very long time. After that all ofa sudden it stopped. HSBC updated my credit history as bad in CIBIL. They updatedwithout any information to me. Due to this, I had lot of problems in getting loan or othercredit cards later. It isstill going on.

IfCIBIL want real database, they should also check with second party about the truth of it. Useless fellows.

While applying for the loan I have come to know that my name is in cibil defaulter list .
As per my knowledge I had never been a defaulter I may be intimated for which credit card my self is the defaulter so I can resolve the issue with that credit card company / what type of amount card no bank name howmany amount wrriteen off pl given details my particulars are as below.

1 name kshetra pal Sharma ( k.p. Sharma)
2 D.O.B[protected]
3 PAN NO AEDPS2711P
4ADDRESS 87-B MASTER BLK SHAKAR PUR DELHI 110092
CONTROL NO.[protected]
THANK FOR YOUR COPRATION .

Hello,

I am also a victim of CIBIL report. I being denied a car loan based the report. I never defaulted any payment since I started using the credit card. I have mailed many time to [protected]@cibil.com but no response and no one takes calls as well. I am kind of frustrated. I know that if we pay some amount we can get access to the report. But seen people still not received any information even after paying the money. I don't know what to do now. I may try my luck paying and get the access to the report. I feel like CIBIL is formed to harass people. I suspect its the HSBC Credit Card. Because I remember that I was offered the card in Dec 2006 and never got my first statement. Then I had called up the HSBC customer care in the first week of Feb. 2007 to know my due. I was told that due date was over!! I had told the customer care that never expect a single penny apart from my due amount as its not my fault. I paid only the due amount and asked to close the card. I think HSBC is the one making my life hell. Not sure what to do now.

Thanks
Asish

Dear sir,
ref : Credit card wrong information -reg
I am not having any other credit cards other than HDFC no.[protected]. I got a report from cibil consumer credit information report stating that i am having a over due of Rs11, 630 . since i am not having the above said credit card. I here by denying the over due amount. I wish to state that as per the report obtained from cibl my cellphone number and land line number is in- correct.
So i request you to do the needful in this regard.
thanks with regards
M.Dhinakaran
My cell phone no.[protected]
Land line no.[protected]
attachment:Credit infermation report
HDFCstatement up to this month: Nil

I send my complaint 5 dsys ago but i didnt get any result. so please change my status on cibil immidiatly because i want to go LIC lone because of cibil status they stopped my lone. So kindly change my status on cibil.

CIBIL — how to check in cibil

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

goutam sarkar

Dear Sir,
I JUST WANT TO KNOW WHETHER MY nAME IS ADDED IN CIBIL as iam going to apply for a Housing loan.For that what all detail's required ...Kindly Send me an Reply E-mail.Urgant please.

By kasthuri
D.O.B.30.01.1963
Pan AALPK1588Q
Trichy

CIBIL — Regarding my Credit Report

Hi,
This S..Siva Kumar. I have paid Rs:142 for getting my credit report from CIBIL.I have posted all the necessary document for the proofs. However Still I have not recieved my credit report from CIBIL. CIBIL request ID# 333764. Could you please help me getting the report.

Thanks
Siva Kumar
[protected]

CIBIL — dishonesty of cibil regarding putting name in defaulter list

it is a very rare example of dishonesty of cibil in putting name of mine in defaulter list. i am shocked to know while approaching for a loan recently from a financial institution that i am enlisted as a defaulter in cibil report which shows an outstanding amount against an undisclosed credit card. when i approached and able to collect a cibil report , i am shocked to see that in my membership id some similar name (allmost) with different address and phone no. of chennai is there who is supposed to be a defaulter. because i dont have any credit card which can prove me that i am having any outstanding amount against that.Rather i am shocked to see that how can such irresponsible updation is done in my name which is not mine ofcourse. the name which is mapped with my name is ridiculous .i there fore want to approach for legal action against cibil which has maligned my position in front of that financial institution. if anybody can help me to approach, i will be obliged.

Hello! Last three years ago, I got a GC -1000 Bajaj Auto with financed by Bajaj Auto Finance Ltd. after one year, due to my personal reason, I have surrendered the vehicle to Finance Company. at the time of surrender, I paid the EMI. The recovery officer of the Bajaj Auto fiance Ltd also suggested to surrender and also told me the vehicle will sell and refund the remaining amount out of loan. But he has cheating me, he did not sell next two years. in July the vehicle has been sold and my dues shows nil. ie. matter i has been settled by the bajaj auto finance Ltd.

My name is kept in CIBIL by Bajaj auto finance Ltd. This is totally illegal and they have cheating with me.


I applied a housing loan in LIC HFL. But he has refused to give the loan due to CIBIL case.

I have written a letter to remove my name from CIBIL but till date they have not removed.

Please solve the problem and what to do next.
Please solve my problem.

Dinesh Prasad
[protected]

HI ALL,

DEAR CREDIT CARD HOLDERS AND LOAN CONSUMER, , , , , , , , , ,

IF YOU WANT LIVE PEACEFULL LIFE " NEVER EVER TAKE ANY C, C, / LOAN.

IF YOU WANT TO MAKE YOUR LIFE HELL ENJOY THE LOAN & C.C...

BY WAREN BUFFET (WORLDS RICHEST MAN) ON ECONOMIC GENERAL...2009


POSTED BY SWAMINATH PANDEY

Hi all,

I also became the victim of this CIBIL...which rejected my credit for buying a washing machine ...which says the score is not sufficient for providing credit and in fact i did not have any discrepancies with any banks and was having good relationships with all banks...

I Doubt whether CIBIL was drawing any wrong information ...

The CIBIL jeopardises the customer who like to take any loan /credit...Its totally an filthy concept which puts customer in peril..

And CIBIL should provide the CIR for free rather than pricing it at 142..

Hi all..

I also became the victim of CIBIL..as it rejected my credit for buying a washing machine...It gave an negative report which is in fact not true...as in case of mine who is maintaining a good relationship with all banks ...

The concept of CIBIL is an filthy one and moreover jeopardise the customer for availing loan/credit.

And the CIBIL should provide the CIR for free of cost rather that charging 142...as it our info and as this report is putting customer in peril and CIBIL should hold responsible for provding such info...

Dear Sir / Madam,

I have taken a personal loan from ICICI bank. (Personal Loan Account # LIBNG[protected].) I have made the full & final settlement on the above mentioned personal loan account by paying Cash Rs. 10000/- on 17/11/2008. I have also received an acknowledgement letter from ICICI Bank for the same.

I would like to take another loan, but since this case is there, my application for loan is getting rejected. When I have contacted ICICI customer care, I got the reply that everything was settled on 1st week of December 2008. But Still it is showing that it is not cleared & is a Cibil Issue.

Kindly find the attached reply from ICICI Bank Customer Care for my enquiry. Could you please help me out to resolve this issue. Awaiting an early reply,

Thanks & Regards,
Unais.K.K
Mob: +91-[protected]
Email: sfoblr.[protected]@nestgroup.net
PAN CARD: ABPPU5806Q

Dear Respected Sir,

I Mr Pratik Singh Dang c/r of Anthem Promotion add 3C/5 New Rohtak Road New Delhi 5
Personal Loan Acc No. [protected], Pan No AAKPD3290R
I had already paid my all instalments but still its showing pending i am sending you my NOC so pls remove from my side

Thanking You
Your's Faithfully
Pratik Singh Dang
[protected]/[protected]