[Resolved]  CIBIL — lets fight with illegal cibil

hello
we r fighting with cibil, for their illegal activities, i[censored] want to join us contact me my email id is [protected]@hotmail.com

please gothruogh my one of the corrospondus with cibil
Dear Sir,
I acknowledge your mail dt.22/09/2008.I am failed to understand that why do you kick me like football. On one hand you say that Your Members supply data of Credit Information to you and you circulate to your other Members, so that you are well aware that who have created and supplied data of Credit Information and even though you ask me to approach your Member or to approach who have denied for Credit and to get 9 digit code from them and if they do not provide me then I should mail you name of such Institute/Bank with name of Officer, Branch and Telephone Number etc. Is it not Reverse Exercise? Though you are having full knowledge of your such Member?
It seems that you are Intentionally avoid to reply my following points:
(1) Your Commencement and Carrying on your Business in Republic India is Illegal. It Is Violation of Bank Act and CICRA 2005.
(2) You are circulating Credit Information to your other Members without verifying Strict Proof of any Judicial Court Order. In Republic India every Citizen has Right to get Justice, given by Constitution Of Republic India without any strict proof, only By saying one sided, it does not become Truth or Facts. Thus it is injustice to Victim of your Business, i.e. you are taking away Fundamental Right Of Indian Citizen. Therefore your Business is Unconstitutional. It is violation of Constitution of Republic India.
(3) As a result of your Illegal Business a young energetic with high ambition Indian Citizen’s Life becomes ruined, he constrained to go for suicide. Thus knowingly or unknowingly, you are part of worst result of your Illegal Business. It is an Offence Under Indian Penal code Section 304, 307 and 120(b).
(4) By your Illegal Business a young energetic Indian Citizen is being Defame. It is violation Defamation Act 1860, Under Section as below:


1. Act Name : THE INDIAN PENAL CODE, 1860
Act title : ACT NO. 45 OF 1860 1*

Enactment date : [6th October, 1860.]




36. SECTION(34.)
Acts done by several persons in furtherance of common intention.

. 1*[34. Acts done by several persons in furtherance of common intention.--When a criminal act is done by several persons in furtherance of the common intention of all, each of such persons is liable for that act in the same manner as if it were done by him alone.]



38. SECTION(36.)
Effect caused partly by act and partly by omission.

36. Effect caused partly by act and partly by omission. Wherever the causing of a certain effect, or an attempt to cause that effect, by an act or by an omission, is an offence, it is to be understood that the causing of that effect partly by an act and partly by an omission is the same offence. Illustration A intentionally causes Z's death, partly by illegally omitting to give Z food, and party by beating Z. A has committed murder

26. SECTION(24.)
"Dishonestly

24. "Dishonestly".--Whoever does anything with the intention of causing wrongful gain to one person or wrongful loss to another person, is said to do that thing "dishonestly".

46. SECTION(44.)
"Injury".
44. "Injury".--The word "injury" denotes any harm what ever illegally
caused to any person, in body, mind, reputation or property.


17. Act Name : THE CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005
Act title : NO. 30 OF 2005

Enactment date : [23rd June 2005.]


4. SECTION(CHAPTER II)
REGISTRATION OF CREDIT INFORMATION COMPANIES

5. SECTION(3.)
Prohibition to commence or carry on business of credit information.

3. Prohibition to commence or carry on business of credit information.-Save as otherwise provided in this Act, no company shall commence or carry on the business of credit information without obtaining a certificate of registration from the Reserve Bank under this Act.


Neither you deny nor you agree with my above Points It is Universal Truth that Silence is Signal of Affirmative.
I did intimated you that not a single Bank/Credit Institution have even filled any case of Recovery in any Judicial Court and have not got any Judicial Court Order
against me and my family members. Even though our Names are in your Negative Credit Information Report.
I hereby inform you finally to Delete our names with immediate effect under advise to me with in 3(Three) days, to avoid Legal Prosecution, failure to which I shall be constrained to initiate legal action which please be noted.
Thanking you,
Yours faithfully,
Manubhai V Mehta.(Senior Citizen)

C.C.To: Her Highness President Of India (With request to get me Justice)
Hon’ble Prime Minister.
Hon’ble Law and Justice Minister.
Hon’ble Finance Minister
My Lord Chief Justice Of Supreme Court Of India
(with request to consider - This letter as PIL)
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Aug 14, 2020
Complaint marked as Resolved 
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Hello Sir,

I too have the same feeling like you against the CIBIL, but i dont have much knowledge like you thts why i kept quite.

Many Thanks,
Anil Kumar.B
have received information from the bank regarding defaulting in credit cards of icici Bank and my name is listed in the Defaulter List of CIBIL.

icici BANK have provided wrong information to the CIBIL. I have paid all the dues of icici Bank

But icici Bank has not send the data to CIBIL. MY credit card has declined because of the wrong information given by the bank to CIBIL.

I seek justice to get my names removed from the defaulter list with an immediate effect. I am ready to give all the proof and settlement letters issued by the concerned credit cards provider.

Please help to remive my name from civil.

Looking forward to a suitable action at the earliest form your end.

Regards
Dr. umesh saxena
f-202, shyam nagar ext. ram path sodala jaipur
[protected], [protected], [protected]
office
kautilya institute of tech. & engg.
[protected], 2770364
Sir,
Yes I had taken a personal loan, my repayment was made by ECS. During a point of time I met with an accident and was on medication for over 5 months, during which period I resigned my job, which was my only source of income. During that time YES there was a lapsation on my repayment of loan, and I had humbly requested the loan collection officres to consider the period and I also assured them that I will make the dues asap. But to my shocking surprise I now find my name listed in the CIBIL list of defaulters. I want my name to be cleared. Further the only way for me to make the repayment (which has now accumalated) is to take a small sum of money as loan, for which I have the income source now, to repay. Someone please help me to find a way out, or help me find a source where I can apply for a loan from. Thanks!
I'm still not aware that why my name is listed in CIBIL.
Plz update me with the current status of this matter...
I have no loan defaulted.Yet how cibil included my name?I agree with you full.
Ya the above comments are 100% correct. No Credit Card Provider is supposed to Pass on any sort of Information to other institutions or agencies like CIBIL or what ever may be as this info is pure personal and only the customer himself should give.
Other important thing one is forgetting is the service default done by credit card agencies... where bacause of bad service provided by one card and if the customer is disatisfied with that and have a dispute with him because of that should not make the customer defaulter with all other Banks...it is purely harassment.

I had a bitter experience with Barclay card where the Bank has reduced Credit Limit from 65K to 16K with out notice and no justification given for that. And when i asked them they reverted back saying that i had made no payment for 3months where i have negitive balance for two months...means i had made excess payments. Because of downgrading my used value of 15K corssed the limit and bank made me defaulter and blocked my card where i am having other cards with whom i am a regular payee. So one card non payment due to service providers faults and nasty service should not make a customer bad... this is nonsence. If CIBIL takes this one as default then this is also not a right thing and it can not be a correct rating co... So i support that this should not be functional where this institute is thefting or illegally holding customers personal info with it and supplying with out notice of customer and not correctly representing customer at all...
CBIL is formed for the protection of imperialist forces, those forces want to make our nation as
slave nation. As per banking law of India no bank is entitled to exchange information to 3rd parties .
But foreign banks mainly American and British banks doing it .

We shouldn't forget that more than 200 years India was under British rule due to notorious role
of Mirzafars . Such type of Mirzafars again trying to bring American rule with the help of such
type of anti-India forces.

All partiotic people of India should protest against the nasty activities of such type of organizations whose main aim is to defame Indians .

They are also violating the law of Koran and Ved and Gita.

How long Indians will tolarate such type of Anti-Indian activities ?
All Political parties of India should strong protest against the notorious anti-India activities of CIBIL.

Defaming Indians, CBIL is now started conspiracy against whole India.

They main objective of CIBIL is to establish British and American rule in India and to propaganda
against the principals of Ved and Koran and Gita.

CBIL is guided by the principles of Shylock of Merchant of Venice.
I would like to request to all of you to read the following Blog and pass your own comments on ithe following :

http://kumaracharya.sulekha.com/blog/post/2009/08/join-protest-against-illegal-actitivities-of-cbil.htm
CIBIL was formed to harass Indian and to save interest of a particular foreign
Country .They are assisting world's most notorious blood drinker Banks
whose main motive is to destroy Indian economy and flourish USA.

Ignore CIBIL .BE PROUD IF CIBIL BLACKLISTED YOUR NAME.

WE WILL ALL INDIANS WILL BLACK LIST CIBIL.

THEY ARE ASSISTING SUCH KIND OF BANKS WHO ARE ENGAGED THEMSELVES
TO ATTACK AGAINST INDIANS.

THIS IS ALSO RACIST ATTACK AGAINST INDIANS USING THE SOIL OF INDIA .
Citi Bank is misleading and blackmailing it's customers by by mentioning CIBIL is joint venture between Govt. Of India and RBI though it is absolutely wrong.

They are questionable for providing wrong information.

Everyone know citi Bank always uses mafias and also terrorists to create harm for Indian citizens .
Some terrorists employed by Citi Banks are very fictious .

If Govt don't restrict Citi Bank, then those terrorists of Citi Bank may create more harm for Indian citizens.

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