[Resolved]  CIBIL — CIBIL

I am also facing issues with CIBIL. I reported them a payment default which is erroneously appearing against my name. After several reminders and follow-ups I finally got a reply that they require the Control Number.

I persuaded my bank to provide me the same which I sent to CIBIL. After that it has been several weeks and numerous reminders to no avail. It is as if they have a 'Edustbin' where emails regarding customer requests and complaints land-up. We do not know why this agency exists apart from harassing straight forward, tax paying, salaried people.

People who must have benefitted from creating this phoney organization can anyway get there work done thru influence and are having the last laugh.

Mr Arun Thukral,
I am jones from Bangalore i have seen your news letter you are so brilliant . Cibil will find the defaulter and give the informastion to bank good work you are only find the middle class people give all kind of report to bank and block the finance from the bank can you tell me how many politcal leaders has loan due and not closed still and again they are taking loan from the bank in crore they are rich people so they will not come in to cibil . Money plays in cibil .

You writing the news letter !! Good write some more .our fool indian people will read this and wait for the cibil clearance for thier loan .

s k sharma — remove name of cibil

my credit card no [protected] is the name of s k sharma, i have settled the total amount last year, but my name is enterd in cibil, so please remove my name in cibil site. thank you

R/ Sir,
I have never obtained any loan till today but my name is listed in CIBIL report. I came to know this fact when I contacted Bank of Maharashtra for receiving Housing loan. my name is wrongly shown in the CIBIL report.It is therefore requested that my name may kindly be deleted from the the list of CIBIL report
Complainant

VINEET VOHRA
B-368 MEERA BAGH,
OUTER RING ROAD
NEW DELHI-110063

SBI Card — Wrong charging of Rs 843 against my name

I had someday back requested for my credit information from CIBIL. They are showing a Rs 843 outstanding against my name on a SBI Card A/C No[protected]

I have till now never been alloted a SBI Card, so the outstanding against my name seems to be some mistake from their end.

Even after repeated attempts no one is answering my query on the same.

DEAR SIR

I HAVE PAID MY ALL DUES OF INDIABULLS COMPNEY BUT THEY ARE NOT REMOVE MY NAME FROM CIBIL SO PLEASE GIVE ME THE PERFECT SOLUTION .
PLEASE REMOVE MY NAME FROM CIBIL.THANKS
I HAVE RECEVED THE NOC ALSO

INDIABULLS FIN LTD
MY LOAN NO.S[protected]
WITH REGARDS

VINOD SRIVASTAVA

127/876 A RATANPUR COLONEY PANKI
KANPUR

I have clear all my credit card payment but my name is appear in the cibil My dob is 16.03.1956 kindly arrange to clear my name from the list


B R Bhatia

I have paid the all dues to the Citi Bank and Standar Chartered Bank thru cheque with the clearnace from the bank 2001 but till date my name is till apear imthe defaluter list in the cibil, I think both the banks and Cibil is the same they take the money from the cusumer There are some agent of the banks & cibil to clear this type of quiry
B R Bhatia

Dear sir,
I would like ask you that I settled my three credit cards as per the bank's settlement letter and i have pay all amount on time now I have apply for a personal loan but in cibil report its shows defaulter and I complaints to my bank they mail me that they have nil outstanding with me so please suggest me how I can update my cibil report.and what is the process to apply for a loan in this case.

Regards

Ranu Sriavastava

[protected]

I am facing an issue to recieve a housing loan as there is some credit card default is refelcting in CIBIL under my name of 2.54 lacs of 2004. I dont even know which bank it is and even after n number of reminders CIBIL also unable to revert to me with some inputs. There is a autoloan given to some lady which is also reflecting under my name along with her husbands name and this is atrocious. I am not sure how CIBIL verify details before putting some one's name or do they really do any such verification. Banks are asking me to get NOC from CIBIL to get a housing loan and CIBIL is silent on this.Who will pay for the mental agony a client go through even after having a clean record with ICICI bank from last 5 years and they rejected my housing loan in moment due to this issue and even after my explanation and escalation to higher ups. I think banks are now days stopped client relations and purly depending on the unreliable data of CIBIL to give a housing loan where the house documents are going to be with them till we clear the same. Is there a solution to such CIBIL record. Pls advice.

Rgds
Shyam Sukumar

my kanala ramesh kumar reddy i no dues in any banks but in cibil 35000 it is showing as a due i want to no in which bank i am due [protected]@gmail.com

SR752339
Dear Sir,

My Date of Birth is 01.06.1976 it is correct as per PAN Card, but i written in online application 01.01.1976 its purely typing error.

I am very sorry for the above & Pl. consider / pl inform me for new application/payment

Thanks & Rgds
Umesh GM
[protected]

Hi,
This is Birendra Kumar S/o Ram Badan Singh, applied to Indiabulls for LAP against my house Flat no : I- 39 F, Parsvnath Estate, Greater NOIDA ( U.P.) in the name of myself Birendra Kumar & my wife ( Sunita Singh, co-owner) . This loan has never been availed . For your reference snap of mail confirmation from Indiabulls is enclosed herewith . However, same is appearing on your CIBIL site . This is false information on the public domain ( already acknowledged by Indiabulls ) and needs to be removed, please .

-----Original Message-----
From: "Pankaj Dureja" <pankaj.[protected]@indiabulls.com>
Date: Wed, 28 Sep 2011 16:37:05
To: <mahesh.[protected]@indiabulls.com>
Cc: <[protected]@yahoo.com>; 'Vivek Tiwari RM'<t.[protected]@indiabulls.com>
Subject: RE: False information on public portal

LAP case in name of Birendra kumar was duly sanctioned but has not been disbursed/handover yet from us.

Regards,
Pankaj Dureja

-----Original Message-----
From: Mahesh Gupta [mailto:mahesh.[protected]@indiabulls.com]
Sent: Wednesday, September 28, 2011 4:11 PM
To: 'Pankaj Dureja'
Cc: [protected]@yahoo.com
Subject: RE: False information on public portal

Pankaj

Please revert

My Name is DALBIR SINGH s/o Sh. Shyam Singh Rawat & my date of Birth is 14/07/1971, when i applied a Loan my Banker informed me that My name is in CIBIL defaulter list . I got amazed to know this, may i request to send me the reason that why my name is showing on defaulter list as i am a prompt payer. I never roll out also.

Please inform the process for removing this as i never defaulted in my history with any Bank.


Regards

DALBIR SINGH...[protected]

Dear client,

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.

We providing assistance on behalf of the client to get CIBIL report.

Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our serivices includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correctoion
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004

Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

Hi,

I had been Two Weller loan with HDFC bank, and I had given ECS option for monthly EMI which I have bank account with ICICI Bank. Few of my ECS got failed when there was a sufficient fund in my account, and I had enquire about it with ICICI bank, however they said “due to technical issue with bank end”. Because of this my PAN (AMOPM7535N) creditability was came down. I settled the loan long back with HDFC. Now All banks are not processing any of my personal loan or credit card applications, saying that my name is under defaulter list in CIBIL.

I am requesting kindly remove my name under the list of defaulters. Please do the needful as soon as possible.

Thanking you,

GANGADHAR M
PAN No. AMOPM7535N
Mob. No. [protected].

Dear Sir/Madam,

Please be informed that you can file case against bank for the damages caused by them.
Please contact 91.[protected] for more information.
We provide consultation/legal services in banking related matters.

Thanks,
B. Kumar,
91.[protected]

sorry just red your problem. better to write complaint on your bank and cibil to rbi which is in your state capital. or other wise you suit case as 1st party as your bank and 2nd party as cibil in your state high court.
with regards
[protected]@gmail.com

CIBIL IS ONE OF THE CORRUPTED ORGANISATION ESTABLISHED BY THE RBI. CIBIL HAS NO CONTROL AND COLLECTING THE MONEY FROM THE CUSTOMERS LIKE US. WE HAVE TO TAKEN UP THIS ISSUE WITH THE HIGH COURT AND THROUGH THE MEDIA. THEY ARE FORCING TO OBTAINED THE CIBIL REPORT BY PAYING RS. 450/-. HOWEVER THEY ARE PROVIDING WRONG INFORMATION REPORT. I.E. I HAVE COLLECTED CIBIL REPORT AN FOUND THAT FOR THE ONE LOAN WHICH WAS TAKEN BY THE SBI ON 2003 AND CLOSED IN 2006 WITH O BALANCE WAS APPEARING THREE TIMES IN MY CIBIL REPORT WITH THREE DIFFRENT OUT STANDING BALANCE. NOT ONLY THIS BUT I FOUND FOUR FALSE ENTRIES FOR WHICH I WAS REQUESTED CIBIL TO TAKE UP THIS MATTER WITH CONCERN BANKS HOWEVER THEY REFUSED TO DO SO AND TOLD ME TO PAY ADDITIONAL AMOUNT OF RS. 450-00. IT IS MY HUMBLE REQUEST TO ALL TO TAKE SERIOUS ACTION AGAINST CIBIL SO THAT THEY WILL NOT COLLECT INFORMATION BEFORE VERIFICATION OF EACH AND EVERY ENTRIES REGISTERED BY THE BANK.

Respected Sir / Mam,
I am Sandeep Sharma and have an account in your bank, was also using Credit Card No.[protected].
Some six years back I was receiving a call from your ICICI Lombard Ahmadabad branch regularly for a mediclaim policy, I was not interested and tried to avoid but the concern person( A lady ) asked me to just listen to what she was saying as it’s her duty to give a report as to many people she calls daily, she also said listening won’t activate the policy, it will be activated only when you will send signed documents, I listened to what she said but never said YES to the policy.
It was somewhere around Nov – Dec 2006, I was transferred to Udaipur in January 2007 and I don’t know how they started debiting installments to my credit card, I was not a frequent user of Credit Card and didn’t came to know about it BUT since the statements were delivered on my previous address 18E / 549 CHB, Jodhpur my brother unknowingly paid the debit amount for 2 months, he was not aware what was it for, he tried to clear his brother’s bill.
I changed my address later and came to know about it then, I went down to one of my friend working with ICICI Prudential Life insurance at Udaipur and he suggested to shoot a mail to customer care to stop the policy if you didn’t agree to it and are not interested BUT you won’t get the refund of the premiums you have already paid, immediately shot a mail from there itself to discontinue the policy.
The premium kept on reflecting in my Credit Card statement BUT I stopped paying, frustrated by the response I stopped using Credit Card. I kept on getting statements of Credit Card and started approaching your ICICI Lombard Udaipur branch to get to know when did I confirmed the policy since they said as per rules you verbal acknowledgement is enough for us…I started going there and they kept on saying we are waiting for some CD from Hyderabad which has your acknowledgement, I visited 5-6 times AND one fine day they said that the CD is there BUT your voice is not clear.
I discussed it with one of my neighbour who is working with ICICI Credit Card, he suggested me to settle some amount else it will spoil your record in “CIBIL”, I agreed and paid an amount of Rs.5500 on 18th Dec 2010 to avoid further HARRASMENT.
Although I have a ZERO debit statement, I AM SORRY TO SAY AFTER ALL EFFORTS MY CASE STILL APPEARS AS A DEFAULTER IN “CIBIL”, my loan applications get rejected based on that and I feel HARRASSED every time.
Please tell me what my fault is, I trusted a BIG name and now feel cheated.
Request you to please do the needful and GIVE ME A CLEAN CHIT IN YOUR “CIBIL”.
Expecting a quick response to RESOLVE MY ISSUE,
Regards

Sandeep Sharma
18 E – 549
CHB, Jodhpur